Provides interest rate limitations for financing arrangements and the extension of consumer credit; relates to the definitions of criminal usury in the first and second degrees; relates to the functions of the attorney general regarding rental purchase agreements.
Establishes the "protect our privacy (POP) act" to impose limitations on the use of drones for law enforcement purposes; prohibits the use of drones by law enforcement at concerts, protests, demonstrations, or other actions protected by the first amendment.
Modernizes the access-a-ride program's application process by creating an online application process and notifying applicants throughout the process via email.
Maddy summaryThis bill (S 4123) ensures healthcare providers can continue using independent dispute resolution (IDR) to challenge payment rates from insurers. It directly affects doctors, hospitals, and other healthcare providers who are not contracted ("non-participating") with health insurance plans. The bill amends criteria that IDR entities must use when setting fair payment rates, requiring them to consider factors like provider qualifications, usual charges for similar services, regional rates for non-participating providers, and service complexity. These changes clarify how disputes over payment rates will be resolved, maintaining access to the IDR process.
Maddy summaryThis bill requires firearm manufacturers shipping weapons into New York to include a sealed container with each firearm containing a shell casing discharged from that weapon. It also mandates gunsmiths and dealers to submit these casings to the state police within 10 days if manufacturers fail to comply, or obtain them through a state-operated program. The state police will maintain an automated database storing ballistic information to help match shell casings to specific firearms during investigations. This expands the current database to cover all firearms defined in the penal law, including rifles and assault weapons, directly affecting manufacturers, dealers, and law enforcement.
Maddy summaryThis bill, known as the New York State Kratom Consumer Protection Act, aims to regulate the sale of kratom products within the state, directly affecting kratom processors, retailers, and consumers. It prohibits the sale of kratom products containing synthetic compounds, dangerous adulterants, or those designed to be combustible, injectable, or attractive to children. The bill also sets maximum levels for certain compounds, such as 7-hydroxymitragynine, in kratom products. Furthermore, it mandates that all kratom products sold in New York must be annually registered with the state department, requiring processors to submit third-party certifications for manufacturing practices, safety evidence, and laboratory analyses for contaminants and alkaloid content.
Requires the commissioner of the New York city parks and recreation development to establish an application process for sole-source concession agreements; provides for enforcement of such agreements.
Maddy summaryThis bill, S 4375, amends existing law concerning mandatory arbitration clauses in consumer contracts for goods and services. It maintains the prohibition against including such clauses in these contracts, declaring them null and void if present. Additionally, the bill introduces a requirement that if a consumer is presented with a contract containing a mandatory arbitration clause, the business representative must clearly disclose and explain it in plain language. For
Relates to claim settlement practices when an insurer refuses to pay or is delaying payment of a settlement; provides a policyholder a private right of action against such insurer doing business in the state who has refused or delayed payment of an insurance claim.
Maddy summaryThis bill requires new ATMs installed after the effective date to release a customer's chip card (with EMV chip technology) before dispensing cash or printing receipts. It defines key terms like "EVM chip" (the standard chip used in secure payment cards), "chip card," and "chip-enabled ATM." The law mandates that these ATMs must complete the card release step before any transaction output, preventing the card from remaining in the machine. The requirement applies only to newly installed ATMs, effective 180 days after enactment.
