Requires banks to send account notifications in certain circumstances.
Provides for a personal income tax deduction for student loan payments.
Requires public notice and hearing prior to any planned substantial change in service; defines "substantial change in service" to mean any change in frequency of service or change in route or complete or partial closing of a passenger stop or route; outlines places where posters shall be placed.
Requires stores to publicly display their return and refund policies, including tracking of returns; failure to display provides buyer with automatic refund or credit.
Enacts the New York state senior housing opportunities partnership act and establishes the New York state senior housing opportunities partnership authority; provides that such authority will finance or collaborate in the financing of senior housing opportunities facility projects.
Requires certain businesses to offer identity theft prevention and mitigation services in the case of a security breach; exempts businesses under financial hardship.
Requires the metropolitan transportation authority to file a report detailing the amount of money spent on outside consultants each quarter to the legislature.
Requires mandatory arbitration clauses in certain consumer contracts to be disclosed and explained to the consumer.
Requires providers of insurance policies to maintain a database of health care providers offering foreign language services.
Requires department of motor vehicle forms, tests and applications for permits and licenses in a city with a population of one million or more to be available in Punjabi, Bengali and Hindi.
