Sen. James Sanders

Maddy summaryThis bill limits credit service charges on car loans by capping them at $16 per $100 borrowed annually. It directly affects car buyers in retail installment contracts by restricting how much sellers can charge for credit services beyond the loan amount. The cap applies to the difference between the car's cash price and down payment, plus official fees, and includes insurance costs as defined in related law. The bill was recently referred to the Consumer Protection committee for further review.

Requires facilities offering dialysis services to have an alternate generated power source for use during a general power outage or disaster emergency; provides exemptions.

Establishes the "Malcom X unsolved civil rights crime act"; requires the assistant attorney of the civil rights bureau to investigate violations of criminal civil rights statutes that occurred not later than December thirty-first, nineteen seventy-nine, and resulted in a death.

Maddy summaryThis bill requires wireless service providers (like major phone companies) in New York to share real-time location data of cell phones with law enforcement during emergencies. It specifically applies when a 911 call is made or when police reasonably believe someone is in immediate danger of death or serious injury. Providers must disclose location information upon verified request from police or emergency call centers, and must maintain written records of each request detailing the emergency justification. The law also mandates providers to share contact details with the state emergency communications board to streamline future requests.

Maddy summaryBill S 5202 requires contractors working on qualifying construction or demolition projects in cities with over 1 million residents to recycle or reuse 50% of the waste generated (by weight). This applies specifically to new residential buildings with four or more units, larger commercial buildings (over 4,000 sq ft), and major demolition projects. Contractors must document compliance within 30 days of project completion, face daily fines up to $500 for missing reports, and pay per-centage-point fines for falling short of the 50% target. The law excludes hazardous materials like asbestos and allows waivers for valid reasons.

Maddy summaryBill S 6761 changes how the area median income (AMI) is calculated for new affordable housing programs in New York City. For these programs, the AMI will be determined by using the lower figure between the AMI of the specific zip code where the program is located and the AMI of the broader region. This new calculation method will directly affect how eligibility and rent levels are set for future affordable housing projects within NYC.

Establishes the temporary state commission on intimate partner violence, within the office for the prevention of domestic violence, to study, report on and make recommendations on the prevalence, causes, effects, risks and costs of such violence.

Maddy summaryS 6604 allows cities and towns to set minimum wage rates higher than the state minimum for private employers within their boundaries. It directly affects local governments that adopt these higher standards and the workers and businesses operating in those areas. The key provision is a non-preemption clause, which prevents state law from blocking local wage increases. The bill takes effect immediately upon enactment.

Maddy summaryThis bill requires New York State agencies to consider specific climate criteria when purchasing banking services (like bond underwriting and depository accounts) from large banks ($100B+ in assets). It mandates that banks must disclose all greenhouse gas emissions, report their clean energy financing ratio, ban coal projects, phase out fossil fuel investments, and have a net-zero plan by 2050 to qualify for state contracts. The law takes effect in 2027, with agencies to evaluate these criteria as part of "best value" decisions for banking services. The bill directly affects large financial institutions seeking state business, aligning procurement with New York's climate goals.

Requires that certain companies pay an annual tax if the chief executive receives compensation 100 to 250 times greater than the median pay of all their employees.