Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Asm. Chris Burdick
Sponsored bills
Prevents an agency, department, division, commission, bureau or any other entity under the authority of the executive department from contracting, subcontracting or hiring any third party during a hiring freeze.
Maddy summaryThis bill prohibits drivers of school buses carrying students from using hands-free mobile telephones while operating the vehicle. The law allows for exceptions in emergency situations or when the bus is parked away from a public highway for purposes other than dropping off or picking up students. Additionally, the restrictions do not apply to emergency responders, police officers, or other authorized personnel performing their official duties. The changes will take effect sixty days after the bill becomes law.
Maddy summaryThis bill updates insurance requirements for specific types of vehicles in New York, including commuter vans, pre-arranged for-hire vehicles, and accessible vehicles. It allows these vehicles to be covered by risk retention groups that are not chartered in the state but are registered under federal law, provided they meet certain conditions regarding tax-exempt status and usage. The legislation also defines these vehicle categories clearly, specifying that accessible vehicles must include features like wheelchair lifts and assistive listening systems. Additionally, the bill permits vehicles registered by not-for-profit organizations to use these out-of-state risk retention groups if the vehicles are not used solely for personal purposes by directors or key personnel.
Requires certain documents and forms to be provided in the twelve most common non-English languages spoken by limited English proficient immigrants of five years or less according to the American community survey, as published by the United States census bureau.
Maddy summaryThis bill requires that test reports for lead-based paint be disclosed during the sale of residential real estate in New York State. It applies to all properties built before 1978 and mandates that inspection results be shared with buyers to ensure they are aware of potential hazards before completing a transaction. By adding a new article to the Real Property Law, the legislation aims to create a statewide registry of these test results, making information about lead risks more accessible to future renters and purchasers. The act is designed to complement existing federal disclosure rules and local testing requirements, particularly in New York City, by ensuring consistent transparency across the entire state.
Maddy summaryThis bill modifies the financial services law to establish civil penalties for intentional fraud or misrepresentation of material facts regarding financial products or services. It directly affects individuals or entities offering or providing these financial products by clarifying that penalties apply specifically to intentional acts rather than negligence. The key provision amends the existing statute to explicitly include the word "intentional" before fraud and misrepresentation, ensuring that only deliberate deceptive practices trigger these penalties. The legislation is designed to take effect immediately upon passage to update the legal standards for financial misconduct.
Maddy summaryThis bill regulates how landlords in the state use automated software, such as artificial intelligence or machine learning, to screen housing applicants. It requires landlords to conduct an annual independent review to ensure these tools do not unfairly disadvantage people based on race, sex, or other protected characteristics. Landlords must also publicly share a summary of these reviews, inform applicants about the specific data and criteria used before screening begins, and provide reasons for any denial made by the system. Additionally, the bill allows applicants to request a different review process if they are denied by the automated tool and gives the attorney general the power to investigate and enforce compliance.
Maddy summaryThis bill directs the Department of Corrections and Community Supervision to conduct a study on aging prison populations. The study will gather data on the demographics of elderly inmates, project future population numbers, and evaluate current conditions regarding housing, medical care, and specialized programs. It also requires an assessment of whether corrections officers receive adequate training to work with older individuals and examines existing oversight mechanisms for their welfare. The department must submit a report with its findings and recommendations to the governor and the legislature within one year.
Relates to motions to vacate judgment; authorizes filing motions to vacate judgment for a conviction that was subsequently decriminalized; authorizes motions to vacate judgment to be filed at any time after entry of a judgment obtained at trial or by plea.