Asm. Chris Burdick

Establishes the green affordable pre-electrification program to assist owners and tenants in residential properties in curing structural and building code defects which render the properties ineligible for improvements or projects relating to energy savings, green-house gas emissions reductions, climate change adaptation and resiliency project grants; establishes the energy efficiency and electrification interagency coordination group to coordinate between certain energy efficiency programs.

Maddy summaryThis bill prohibits financial institutions from including "confession of judgment" clauses in contracts for regulated financial products or services. It applies to most consumer financial products (like loans or credit cards) offered by entities regulated under New York's banking or insurance laws, but excludes federally regulated items (e.g., certain securities) or products covered by other state consumer protections. The law bans these clauses, which allow automatic court judgments against consumers without trial, directly affecting lenders and consumers in qualifying financial agreements. The bill takes effect 90 days after enactment.

Relates to the employee status of an individual; establishes criteria for determining whether labor or services performed for remuneration qualify as employment.

Directs the commissioner of the New York state division of housing and community renewal to promulgate rules and regulations to provide a taxpayer or entity having applied for the low-income housing tax credit and certified by the division of housing and community renewal with a notice of placement on a waiting list upon the submission of a completed application.

Requires certain entities to stock opioid antagonists and to store naloxone nasal sprays with or adjacent to automated external defibrillator cabinets.

Provides interest rate limitations for financing arrangements and the extension of consumer credit; relates to the definitions of criminal usury in the first and second degrees; relates to the functions of the attorney general regarding rental purchase agreements.

Requires every physician, physician assistant, specialist assistant, registered nurse and licensed practical nurse to complete course work or training regarding human immunodeficiency virus and sexually transmitted infections testing and the elements of sexual health including sexual orientation and gender identity.

Maddy summaryThis bill lowers the voting age for school district elections from 18 to 16 years old. It directly affects 16- and 17-year-old residents in New York school districts who meet other voter qualifications. Key provisions amend multiple sections of the Education Law (including voting age requirements in Sections 2012, 2502, 2553, and 2603) to replace "eighteen" with "sixteen" and explicitly deem 16- and 17-year-olds as qualified voters. The bill also updates absentee ballot forms to reflect the new age requirement. It does not change voting eligibility for other elections or apply to non-school district voting.

Repeals the rebates for stock transfer tax paid; dedicates funds of the stock transfer tax fund and stock transfer incentive fund to various funds; establishes the safe water and infrastructure action program.

Requires electric corporations, gas corporations, steam corporations and water-works corporations to adopt the common equity ratio and rate of return on equity authorized by the public service commission unless such utility can successfully demonstrate that such authorized rates do not meet their capital and/or operating needs.