Asm. Emérita Torres

Relates to enacting the rent emergency stabilization for tenants act on local determinations of a housing emergency; authorizes a city with a population of one million or more to declare an emergency as to any class of housing accommodations if the vacancy rate for the housing accommodations in such class within such municipality is not in excess of five percent and a declaration of emergency may be made as to all housing accommodations if the vacancy rate for the housing accommodations within such municipality is not in excess of five percent; authorizes other cities, towns and villages to declare a housing emergency after considering publicly available data and holding public hearings.

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.

Enacts the New York privacy act to require companies to disclose their methods of de-identifying personal information, to place special safeguards around data sharing and to allow consumers to obtain the names of all entities with whom their information is shared.

Maddy summaryThis bill establishes an extended producer responsibility program for mattresses, requiring manufacturers and importers to manage the disposal and recycling of their products. Producers must submit a detailed plan to the state department outlining how they will collect discarded mattresses, with specific goals to ensure collection sites are accessible to the majority of residents within a few years. The program defines recycling as separating materials for reuse while excluding incineration, chemical conversion, or landfill disposal. Retailers and consumers are also involved, with retailers responsible for facilitating the return of old mattresses and consumers able to discard them at designated collection sites. The legislation creates an advisory board to oversee the program and sets up enforcement measures and penalties for non-compliance.

Restricts the use by an employer or an employment agency of electronic monitoring or an automated employment decision tool to screen a candidate or employee for an employment decision unless such tool has been the subject of an impact assessment within the last year; requires notice to employment candidates of the use of such tools; provides remedies for violations.

Maddy summaryThis bill (A 206) amends New York State correction law to clarify that incarcerated individuals serving determinate or indeterminate sentences cannot lose earned time allowances for failing to complete work or treatment programs due to circumstances beyond their control (e.g., medical issues or facility disruptions). It modifies sections 803, 804, and 805 of the Correction Law to explicitly state that time allowances - earned through good behavior, program participation, or educational/vocational achievements - must not be withheld, forfeited, or canceled in such cases. The policy directly affects incarcerated people in state facilities who qualify for time credits under existing programs, ensuring they retain earned credits even if program completion is interrupted by external factors. This change aligns with existing provisions but adds specificity to prevent automatic loss of credits for unavoidable disruptions.

Relates to the health, safety and human rights of incarcerated pregnant individuals, incarcerated birthing parents and their children; requires the commissioner of corrections and community supervision to establish rules and regulations relating to conditions in institutions and correctional facilities and the treatment and care of birthing parents in such institutions and facilities.

Maddy summaryThis bill bans state-chartered banks from financing or investing in private prisons. It directly affects all state-chartered banking institutions by prohibiting them from providing loans, purchasing stocks, or funding any entity that operates a private correctional facility (a facility that would be illegal under existing state law if located in the state). The law applies to all new or modified contracts starting immediately upon enactment. This creates a clear policy change restricting financial support for private prison operations within the state's banking sector.

Relates to special provisions for the operation of bicycles when approaching stop signs and traffic-control signals including steady circular red signals and red arrow signals.