Asm. Amanda Septimo

Maddy summaryThis bill sets new rules for New York's Medicaid inspector general when auditing healthcare providers' billing for medical assistance payments. It defines key terms like "overpayment" and "clerical error," requires auditors to follow specific standards, and limits how they can spread audit findings to all claims (extrapolation) for minor, isolated errors. Providers must receive detailed audit reports explaining findings and have the right to submit supporting documentation before final decisions. The bill also mandates annual reporting on audit activities to state officials, including how many audits used extrapolation and their financial impact.

Maddy summaryThis bill creates a state-funded program to provide health insurance coverage to New Yorkers who lose eligibility for federal subsidies due to their immigration status. It establishes a new state premium assistance program that offers financial help equivalent to federal tax credits for lawfully present individuals who are currently ineligible for federal aid. Additionally, the legislation expands eligibility for existing state coverage to include more noncitizens and increases income limits for pregnant individuals and their newborns, with some provisions funded directly by state money regardless of federal approval.

Maddy summaryThis bill updates reporting requirements for lobbyists working with small nonprofits that lobby government. It raises the financial threshold for mandatory reporting from $5,000 to $10,000 annually for 501(c)(3) nonprofits (starting in 2026), while keeping it at $5,000 for other lobbyists. Nonprofits exceeding these thresholds must file bi-monthly reports detailing lobbying spending and pay a $200 registration fee, with reduced fees for those under the limit. The bill also requires clients (nonprofits) to submit semi-annual reports if they spend over $5,000 (or $10,000 for 501(c)(3)s) on lobbying. These changes aim to clarify and adjust transparency rules for smaller lobbying entities.

Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.

Enacts the "beauty justice act"; provides for the regulation of ingredients in personal care products and cosmetics; prohibits the sale of personal care products and cosmetic products containing certain restricted products.

Directs the department of health to establish an alternative payment methodology (APM) for federally qualified health centers to preserve and improve patient access to fertility care.

Maddy summaryThis bill requires state correctional facilities to provide incarcerated individuals with free voice communication services, including calls made to and from their families or legal representatives. The legislation mandates that these services cannot be replaced by in-person visit programs and prohibits facilities from generating revenue from communication services. It also ensures that existing contracts for communication services must end by March 31, 2026, while new contracts are subject to the free service requirement starting April 1, 2026.

Establishes standards for the closure of bank accounts in the state of New York to include providing notice of closure and the return of funds to account owners.

Maddy summaryThis bill clarifies that all wage and cash advances against future pay are treated as loans subject to existing interest rate caps. It explicitly defines "loan" to include advances on earned but unpaid wages and requires that all fees, tips, and subscription costs associated with these advances count toward the interest limit. The legislation aims to prevent lenders from charging excessive fees on payday-style loans by ensuring all costs are included in interest calculations.

Maddy summaryThis bill requires sellers to provide lead-based paint test reports to buyers before selling residential properties built before 1978. It directly affects home sellers, buyers, and real estate agents in New York for properties constructed prior to 1978, which are most likely to contain lead paint. The key mechanism mandates a one-time inspection and disclosure of test results before title transfer, with reports added to a state registry for future buyers. This complements existing laws by standardizing disclosure across all residential sales, not just rentals, ensuring buyers receive clear information about potential lead hazards. The law does not replace buyer due diligence or existing seller responsibilities.