Asm. Manny De Los Santos

Maddy summaryThis bill prohibits lenders from cutting off access to funds in home equity lines of credit (HELOCs) when borrowers are making timely payments. It directly affects homeowners who use HELOCs for residential financing by ensuring lenders cannot arbitrarily block their access to available credit. The law amends two state laws to explicitly state that lenders must maintain borrower access to these credit lines as long as payments are current. This creates a clear, enforceable requirement for lenders regarding a common type of residential mortgage product.

Maddy summaryThis bill, A 1147, authorizes an 11% rate increase for in-person early intervention services provided by approved healthcare providers, effective July 1, 2026. It directly affects service providers (such as therapists and clinics) who deliver early intervention care to children with developmental delays or disabilities. The key provision mandates the commissioner of health to implement this specific rate adjustment for approved costs under public health law. The increase applies only to services rendered on or after the effective date, with no additional eligibility changes.

Establishes the make our schools safer commission to produce protocols on how to make schools in New York safer from school shootings and bombers; requires the commission to deliver a report of its findings to the legislature and the governor; provides for the repeal of such provisions upon the expiration thereof.

Establishes the healthy and safe students act; requires comprehensive sexuality instruction for students in grades K-12 which includes a model curricula for comprehensive sexuality education and at a minimum conforms to the content and scope of national sexuality education standards.

Requires the consideration of complete street design for certain transportation projects which receive federal or state funding; authorizes the department to compile and make publicly available guidance and reference material related to consideration of complete street design.

Includes all hate crimes as a qualifying offense for the purposes of a court's determination to release the principal pending trial on the principal's own recognizance or under non-monetary conditions, fix bail, or, where the defendant is charged with a qualifying offense which is a felony, the court may commit the principal to the custody of the sheriff.

Maddy summaryThis bill allows New York pharmacists to administer FDA-approved progestin-only contraceptive injections for birth control, expanding access to contraception. Pharmacists must complete a patient risk assessment, provide educational materials, and notify a patient's primary care provider (with opt-out allowed) before administering the injection. They must also complete required training and may refuse service if safety concerns exist. The law directly affects patients seeking contraception - particularly those without regular doctors - and pharmacists who provide this service.

Requires insurance policies to provide coverage for services related to the diagnosis and treatment of mental, nervous or emotional disorders or ailments; makes related provisions.

Directs the office of mental health to establish programs for the training and development of persons capable of providing coaching and support to individuals under treatment plans developed by licensed mental health practitioners, including but not limited to a process of issuing, either directly or through contract, credentials for qualified mental health associates.

Relates to returnable bottles; adds noncarbonated soft drinks, certain noncarbonated fruit or vegetable juices, coffee and tea beverages, carbonated fruit beverages and cider to the definition of "beverage"; provides that beginning April 1, 2027, the handling fee will be six cents for each beverage container accepted by a deposit initiator from a dealer or operator of a redemption center; directs the multi-agency bottle bill fraud investigation team to submit a report on findings of pervasive bottle redemption fraud in New York state.