Asm. Emily Gallagher

Requires property/casualty insurance companies to submit certain zip code-level data to the department of financial services on nonrenewal rates, nonpayment cancellation rates, other cancellation rates, claim frequency rates, average claim amounts, paid loss ratios, and average premiums; requires property/casualty insurance companies that use a natural disaster risk model or scoring method to assign risk, information about such model or scoring method; authorizes a premium discount to policyholders of homeowners insurance or property/casualty insurance applicable to residential real property who demonstrate certain mitigation actions; requires insurers to post about such discounts on their public websites; relates to the timing of cancellation and nonrenewal notices for certain insurance policies; relates to increasing membership of the board governing the New York property insurance underwriting association; requires a quadrennial report on the activities of such association; increases such board membership to 23 including 6 directors appointed by the legislature and 4 directors appointed by the governor.

Establishes visiting policies for incarcerated people, to provide incarcerated people opportunities for personal contact with relatives, friends, clergy, volunteers and other persons to promote better institutional adjustment and better community adjustment upon release.

Establishes the "accountability of costs for data centers act"; requires each electric corporation, gas corporation and municipality to establish an independent classification of service for large energy use facilities that is separate and distinct from other classifications of service; authorizes the department of public service to develop financial surety requirements.

Relates to commissaries and canteens at correctional institutions; provides that items for sale at a commissary or canteen shall be sold for no more than a certain percentage over the purchase price; provides that the department of corrections and community supervisions shall publish on its website the price list for all commissary items for sale at each institution as of June 1, 2026 and on an annual basis thereafter.

Regulates the development and use of certain artificial intelligence systems to prevent algorithmic discrimination; requires independent audits of high risk AI systems; provides for enforcement by the attorney general.

Enacts the "climate accountability and loss recovery act"; provides that the attorney general may bring a civil action against a covered entity for recovery of certain costs and assessments arising from a climate disaster.

Relates to enacting the rent emergency stabilization for tenants act on local determinations of a housing emergency; authorizes a city with a population of one million or more to declare an emergency as to any class of housing accommodations if the vacancy rate for the housing accommodations in such class within such municipality is not in excess of five percent and a declaration of emergency may be made as to all housing accommodations if the vacancy rate for the housing accommodations within such municipality is not in excess of five percent; authorizes other cities, towns and villages to declare a housing emergency after considering publicly available data and holding public hearings.

Maddy summaryThis bill is a ceremonial resolution that formally recognizes the 207th anniversary of poet Walt Whitman's birthday on May 31, 2026. It directs the legislative body to pause its proceedings to honor Whitman's cultural legacy and notes that a public reading of his poem "Song of Myself" will take place in Albany on that date. The text highlights Whitman's contributions to American literature and his historical connection to New York, but it does not create any new laws or alter government operations.

Enacts the "consumer wheelchair repair bill of rights act" requiring manufacturers to make available certain documentation, parts, embedded software, firmware, or tools necessary for repairing equipment; establishes a timely repair for wheelchair program; deems all wheelchair repairs needed within 5 years of initial prescription medically necessary.

Maddy summaryThis bill establishes an extended producer responsibility program for mattresses, requiring manufacturers and importers to manage the disposal and recycling of their products. Producers must submit a detailed plan to the state department outlining how they will collect discarded mattresses, with specific goals to ensure collection sites are accessible to the majority of residents within a few years. The program defines recycling as separating materials for reuse while excluding incineration, chemical conversion, or landfill disposal. Retailers and consumers are also involved, with retailers responsible for facilitating the return of old mattresses and consumers able to discard them at designated collection sites. The legislation creates an advisory board to oversee the program and sets up enforcement measures and penalties for non-compliance.