Asm. Clyde Vanel

Maddy summaryThis bill establishes a licensing and regulatory framework for "earned income access" services, which allow workers to receive early payments of wages earned but not yet paid by their employer. It requires providers (excluding banks and certain financial institutions) to obtain a license from the superintendent of banking, sets a fee cap of $5 for transactions under $75 or $7 for larger amounts, and mandates clear consumer disclosures. Key provisions include mandatory licensing, restrictions on advertising, data collection requirements, and penalties for violations. The law directly affects businesses offering early wage access services and aims to protect workers from excessive fees through standardized regulation.

Provides that any landlord that is in mortgage foreclosure due to loss of rent payments cannot enter into a state of foreclosure until a court handling a special proceeding to recover rent resolves any rent issues.

Establishes a task force to study the potential designation of economic empowerment zones for the mining of cryptocurrencies in the state of New York.

Maddy summaryThis bill changes how New York State funds pre-kindergarten programs outside New York City. It repeals the previous requirement for competitive selection of programs and instead guarantees funding sufficient to cover all qualifying programs in non-NYC regions. The key change ensures that every eligible pre-K program in these areas receives full funding based on need, rather than competing for limited slots. The bill also maintains the $300 million annual allocation specifically for New York City programs.

Maddy summaryThis bill creates a program requiring New York's state comptroller and tax commissioner to consider depositing state funds into eligible credit unions. It establishes eligibility criteria: credit unions must be chartered locally with a "satisfactory" exam rating, and federal credit unions must meet additional standards like small business lending records. The state may deposit up to $250 million per credit union, with deposits made at negotiated rates and secured by federal home loan bank letters of credit. The program directly affects state agencies managing public funds and qualifying credit unions, directing them to prioritize local credit unions for state deposits over traditional banks. This policy change modifies how state funds are invested, aiming to boost community financial institutions.

Establishes a space exploration task force to study the potential for economic opportunities, ensuring the future survival of humanity and developing strategic advantages for this state by means of evolving space technology.

Creates a computer science course requirement for graduation from high school; directs the department of education to design and implement such program.

Requires every entity responsible for the broadcast rights of a sports team which is part of a national or international professional sports league to ensure that every publicly broadcast game played by such sports team which is played in a facility that is benefitting or has benefitted from state funds, tax subsidies, eminent domain, or another valuable benefit that was made at a cost to the state, shall be made available to view at no cost within the county such facility is situated in and its adjoining counties.

Prohibits deceptive rate advertising for certain accommodations; requires advertised rates to be inclusive of all taxes and automatic fees; requires the non-inclusive rate, and an itemized list of taxes and automatic fees to be provided to the consumer prior to a person finalizing their purchase.

Requires the collection of oaths of responsible use from users of certain generative or surveillance advanced artificial intelligence systems by the operators of such systems, and transmission of such oaths to the attorney general.