Asm. Alicia Hyndman

Maddy summaryThis bill establishes a regulatory framework for crypto kiosks and cashier crypto exchanges within the state, requiring operators to obtain a license from the banking superintendent. It mandates clear disclosures to consumers regarding fees, exchange rates, and contact information, while also requiring specific warnings about potential scams before a transaction is completed. The legislation sets rules for transaction limits, fraud refunds, and anti-money laundering procedures, ensuring that operators maintain customer service standards and provide transaction receipts. Ultimately, the bill aims to bring digital currency exchanges under existing banking laws to protect consumers and prevent financial fraud.

Relates to preventing minors from participating in sports wagering and creating accounts on mobile sports wagering platforms; requires platforms to employ commercially reasonable and technically feasible age assurance methods.

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.

Maddy summaryThis bill establishes a licensing system for dietitians and nutritionists in New York, requiring professionals to be licensed to use the titles "licensed dietitian" or "licensed nutritionist." It defines key terms like "medical nutrition therapy" (specialized nutrition care for medical conditions) and specifies that only licensed individuals can provide services such as dietary planning, nutrition counseling, or ordering therapeutic diets. The bill restricts the use of these titles to licensed professionals and clarifies that unlicensed individuals cannot practice under these names or provide certain nutrition services. It updates existing law to standardize qualifications and scope of practice for these health professionals.

Prohibits the purchase of ammunition if such purchaser failed a background check, is prohibited by federal law or is subject to a temporary or extreme risk protection order issued pursuant to article sixty-three-A of the civil practice law and rules.

Relates to requiring social services districts to develop family assessment and services tracks to address cases where there is a prior history of multiple likely malicious and unfounded complaints against the respondent, there is no actual history of founded complaints of abuse or maltreatment against the respondent within the preceding four years, and the initial investigation into the new complaint yields no new information which could indicate the possibility of actual abuse or maltreatment.

Relates to the purchase of claims by corporations or collection agencies; relates to the inference of an assignee's intent and purpose in taking an assignment of a claim against an obligor that is not an eligible obligor.

Maddy summaryThis bill requires all public water systems serving at least 15 year-round residents to replace every lead service line (the pipe connecting a water main to a building) by November 1, 2037. It directly affects homeowners, renters, and property owners in communities with lead pipes, as water systems must cover all replacement costs at no direct charge to customers - though water rate increases may fund the program. Water systems must offer free replacement, provide access to properties for work, and allow property owners 45 days to opt out by handling their portion themselves (with inspection). The law also defines "lead status unknown" lines and prohibits partial replacements that leave lead pipe in place.

Maddy summaryThis bill establishes New York's First Home Savings Program, creating tax-advantaged savings accounts for first-time home buyers. It directly affects New York residents who have never owned a primary residence (including those with mobile homes but excluding those who claimed home tax deductions), allowing them to save for purchasing a home in the state. Key provisions include tax incentives under state law, strict rules defining "first-time buyer" status, and requirements that funds be used only for qualified home purchases (houses, condos, or co-ops) within New York as a primary residence. Withdrawals for non-qualified purposes face penalties, while exceptions exist for death, emergencies, or military service. The program is managed by the state comptroller and requires accounts to be held at approved financial institutions.