Asm. Matt Simpson

Maddy summaryThis bill caps the maximum interest rate for personal credit cards issued or used in New York State at 10% per year. It directly affects New York residents who use credit cards for personal, family, or household expenses, making any rate above 10% invalid. The law amends banking law to set this 10% limit and prohibits using credit cards with higher rates, allowing the attorney general to seek court action against violations. The bill takes effect immediately but expires and reverts to previous law after five years.

Provides expanded enrollment through New York state of health through tax returns (Part A); allows for enrollment through the New York state of health at any time for first-time enrollees; expands New York state of health navigator program (Part B); creates the New York health benefit and cost commission (Part C); establishes New York health care savings accounts to expand and incentivize purchasing private health insurance (Part D).

Maddy summaryThis bill requires all voting systems in New York to use durable paper ballots that withstand recounts without damage and retain voter marks for the full retention period. It mandates that every polling place must offer voters either a hand-marked paper ballot or a nontabulating ballot marking device (which doesn’t record votes electronically). The bill explicitly bans voting machines with wireless capabilities, internet connectivity, or encoded marks like QR/barcodes that require special devices to read. These provisions ensure voter-verifiable paper records remain the standard for audits and recounts.

Maddy summaryThis bill (A-4279, "Regulating Addictive Notifications Act") prohibits mobile sports betting operators and platforms in New York from sending push notifications or text messages that solicit wagers or deposits. It specifically bans automatic alerts that appear on users' devices even when the betting app is closed, which the bill states can exploit vulnerable users and increase gambling risks. The law amends the racing law to require operators to stop these unsolicited notifications, aiming to reduce addictive behaviors linked to mobile betting accessibility. It directly affects all mobile sports wagering platforms operating in New York.

Directs the public service commission to conduct a full cost benefit analysis of the technical and economic feasibility of renewable energy systems in the state of New York and to compare such directly with other methods of electricity generation; makes certain changes relating to greenhouse gas emissions limits.

Allows retired state police officers to serve as police officers for local police departments without diminution of retirement benefits; empowers the superintendent of state police to approve such service.

Relates to the definition and term of real estate listing agreements; provides that no real estate broker shall be a party to a listing agreement if such agreement is for a period longer than two years; provides that a listing agreement shall not be enforceable if the agreement is for a period longer than two years.

Directs the department of environmental conservation, in conjunction with the department of health and the department of labor, to establish the municipal asbestos abatement grant program to provide financial assistance to municipalities for the abatement of asbestos in vacant and/or abandoned commercial properties; makes a $15,000,000 appropriation therefor.

Includes aggravated threat of mass harm, making a threat of mass harm, aggravated harassment in the second degree, harassment in the first degree, menacing in the third degree, menacing in the second degree, menacing in the first degree, and aggravated harassment in the first degree in being eligible for bail; makes aggravated threat of mass harm and making a threat of mass harm eligible to be considered hate crimes; increases the penalties for aggravated threat of mass harm and making a threat of mass harm.

Maddy summaryThis bill establishes a new annual spending growth cap for state operating funds, directly affecting the governor and legislature when creating budgets. The cap limits yearly increases in state spending to the average inflation rate from the prior three years (calculated using the Consumer Price Index). It requires the governor to certify budget compliance and gives the comptroller authority to verify limits, with exceptions only for emergencies declared by the governor and approved by a two-thirds legislative vote. The bill does not change the rainy day fund's capacity, as the title's mention of that detail isn't elaborated in the actual provisions.