Asm. Phil Steck

Maddy summaryThis bill establishes new rules for automobile brokers, requiring them to maintain a permanent physical location for their business and update their registration within thirty days if that address changes. It mandates that written contracts between brokers and consumers must include specific details such as the vehicle description, total price, estimated delivery date, and a clear statement that the broker cannot charge fees from both the buyer and the dealer. Additionally, the law requires these contracts to be easily cancellable with a full refund processed within ten business days if the final price exceeds the estimate by more than five percent or if the car is not delivered within thirty days of the estimated date. The legislation also enforces stricter advertising standards and requires that all mandatory contract terms be printed in bold, twelve-point type to ensure they are clearly visible to consumers.

Relates to the automatic identification of elderly pharmaceutical insurance coverage program enrollees who are eligible for HEAP and automatic enrollment of such eligible enrollees in HEAP.

Expands the definition of mental health care provider to include licensed mental health counselors and licensed marriage and family therapists, for purposes of certain sex offenses committed during a treatment session, consultation, interview, or examination.

Establishes a captive insurance program for commuter vans, black cars, ambulettes and paratransit vehicles, small school buses, and charter buses that are engaged in the business of carrying or transporting eight to twenty-four passengers for hire; pre-arranged for-hire vehicles and accessible vehicles; defines terms.

Prohibits mortgagees from requiring mortgagors of certain residential real property to purchase flood insurance exceeding a coverage amount that exceeds the balance as of the beginning of the year for which the policy shall be in effect, or that includes coverage for contents.

Relates to creating the health emergency response data system, which collects information and statistical data relating to public health emergencies in order to assist the department of health, other government entities, health care providers, and the public in understanding and responding to public health emergencies.

Maddy summaryThis bill amends the state's general business law to strengthen consumer protections for health club memberships by requiring clubs to accept cancellations within ten business days of receiving notice. It mandates that contracts include clear, bold notices explaining cancellation rights and allows members to cancel without penalty within three business days of signing, or later if they die, become significantly disabled, move more than twenty-five miles away, or if the club stops offering services. The law also requires refunds for paid amounts within ten business days and permits cancellations via various methods, including websites, email, phone, mail, or in person. Additionally, it sets specific cancellation windows for contract renewals, requiring clubs to accept cancellation requests within three to fifteen business days depending on whether the renewal is monthly or annual.

Requires that functional epinephrine auto-injector devices be made available in places of public assembly and that at least one employee or volunteer of such place of public assembly be trained in its proper operation and use and be present at each facility function.

Maddy summaryThis bill requires that passengers aged 8 through 16 wear seat belts on charter buses, while passengers 16 and older must also be restrained by approved safety belts. It defines a charter bus as a vehicle transporting a group of people for a specific trip under a single contract and clarifies that violations by children under 16 will result in a summons issued to their parent or guardian rather than the child. The legislation also establishes an affirmative defense for parents if the bus was not equipped with seat belts that were visible, accessible, or in good working order, and it sets a civil fine of up to $50 for violating these new requirements.

Repeals the rebates for stock transfer tax paid; dedicates funds of the stock transfer tax fund and stock transfer incentive fund to various funds; establishes the safe water and infrastructure action program.