Healthcare (Insurance)

in committee · New York · Assembly Jan 7, 2026

A 830: Prohibits the imposition of different premium rates for disability insurance based on gender

This bill prohibits insurance companies in New York from charging different disability insurance premiums based on a person's gender. It directly affects individuals purchasing or renewing disability insurance policies, requiring insurers to use the same rates for all genders regardless of whether the policy is individual, group, or blanket coverage. The law adds a new provision to the insurance code, making it illegal for insurers to set rates based on gender. The policy change takes effect January 1st following the law's enactment, applying to all new or renewed policies issued on or after that date.

Topics ✓ HealthcareSupports HealthcareBill prohibits gender-based pricing in disability insurance, ensuring equal access to coverage and protecting patient rights under healthcare insurance policies.95% confidence

Sub-Topics Insurance

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signed · New York · Assembly Apr 10, 2025

A 7765: Provides for emergency appropriation for the period April 1, 2025 through April 15, 2025

This bill provides emergency funding to keep state government operations running during a budget gap from April 1 to April 15, 2025. It directly affects all state employees (including executive branch staff, legislators, and judiciary personnel) by covering their payroll payments and related liabilities incurred during that period. Key provisions allocate $668 million for salaries, $32 million for non-personal service debts, and $516 million for employee benefits like health insurance and retirement contributions. The funding is temporary, designed to bridge the gap until the regular 2025-2026 budget is enacted under state law. As a procedural emergency appropriation, it focuses on maintaining essential services without altering long-term policy.

Topics ✓ Budget & TaxesSupports Budget & TaxesProvides emergency funding to cover payroll, benefits, and debts during budget gap, ensuring continued government operations without tax changes or service cuts.95% confidence ✓ HealthcareSupports HealthcareAllocates $516M for employee health insurance benefits, directly funding healthcare coverage for state workers during budget gap period.95% confidence

Sub-Topics State Budget Insurance

in committee · New York · Assembly Jan 7, 2026

A 7177: Authorizes health insurers to provide actuarially appropriate reductions in health insurance premiums for participation in a wellness program

Authorizes health insurers and health maintenance organizations, subject to the approval of the superintendent of financial services, to provide actuarially appropriate reductions in health insurance premiums or other benefits or enhancements for an enrollee's or insured's participation in a qualified wellness program.

Topics ✓ HealthcareSupports HealthcareAuthorizes premium reductions for wellness program participation, incentivizing preventive care and potentially lowering costs for enrollees, supporting healthcare access.95% confidence

Sub-Topics Insurance

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vetoed · New York · Assembly Oct 17, 2025

A 7011: Allows individuals to register in the donate life registry through mandatory personal income tax electronic tax filings

This bill adds a new option for New York residents to register for the Donate Life Registry (which facilitates organ, eye, and tissue donations) through mandatory electronic personal income tax filings. It requires the state to include a clear checkbox on tax forms asking, "Would you like to be added to the Donate Life Registry? Check box for 'yes' or 'skip this question'." This expands existing registration methods - which include driver's license applications, health insurance enrollment, and college financial aid forms - to include tax filings for those required to file electronically. The change applies to all taxpayers submitting income tax documents via electronic means, making organ donation registration more accessible during routine state interactions.

Topics ✓ HealthcareSupports HealthcareBill expands organ donation registration via tax forms, facilitating public health program (Donate Life Registry) to increase organ availability for transplants, improving patient access to life-saving healthcare services.95% confidence

Sub-Topics Insurance

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in committee · New York · Assembly Mar 31, 2026

A 5743: Imposes a tax on out-of-state transfers, dividends, payments, and loans by certain accident and health insurance companies and health maintenance organizations

Imposes a tax on out-of-state transfers, dividends, payments, and loans by certain accident and health insurance companies and health maintenance organizations to be deposited in the New York state agency trust fund, distressed provider assistance account.

Topics ✓ Budget & TaxesSupports Budget & TaxesImposes tax on insurers to fund distressed provider assistance account, directly allocating revenue to a specific public program per bill summary.95% confidence ✓ HealthcareSupports HealthcareTax on insurers/HMOs funds distressed provider assistance, directly supporting healthcare access and provider stability through state trust fund allocation.90% confidence

Sub-Topics Insurance

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in committee · New York · Assembly May 20, 2026

A 1521: Relates to medical malpractice excess line insurance

This bill amends New York insurance law to clarify requirements for medical malpractice insurance. It directly affects hospitals, physicians, and dentists seeking coverage from insurers not authorized in New York. The bill requires brokers to first obtain a written refusal from the state's medical malpractice insurance plan before placing such coverage with an unauthorized insurer, unless the insured was already informed of the plan's availability. If coverage is placed with an unauthorized insurer, brokers must provide written notice to the insured about key risks, including lack of state insolvency fund protection and reduced regulatory oversight.

Topics ✓ HealthcareSupports HealthcareBill clarifies medical malpractice insurance process, prioritizing state plan for providers, strengthening healthcare insurance stability and access for hospitals/physicians.90% confidence

Sub-Topics Insurance

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in committee · New York · Assembly Feb 5, 2025

A 2443: Relates to requiring insurance coverage for epinephrine auto-injectors

This bill requires most health insurance plans in the state to cover at least two epinephrine auto-injector devices annually for emergency treatment of life-threatening allergic reactions. It sets a strict $100 annual limit on out-of-pocket costs for these devices, meaning insured individuals cannot pay more than $100 regardless of their plan’s deductible or other cost-sharing requirements. The coverage applies to all qualifying health insurance plans (including those with high deductibles), though preventive care provisions remain unaffected by the deductible. This ensures affordable access to critical allergy treatment without requiring individuals to meet full plan deductibles.

Topics ✓ HealthcareSupports HealthcareMandates insurance coverage for epinephrine auto-injectors with $100 annual cost cap, improving access to emergency allergy treatment95% confidence

Sub-Topics Insurance Primary Care

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in committee · New York · Assembly Mar 17, 2026

A 7013: Relates to the rates of payment for certified home health agencies

This bill (A 7013) requires New York State to implement a standardized episodic payment system for certified home health agencies by October 1, 2025, affecting all Medicaid managed care plans, child health insurance plans, and Essential Plans operating in the state. It mandates that the state commissioner notify these plans that episodic payments are the standard method for covering home health services, emphasizing their role in improving patient care and reducing avoidable hospital costs. The bill allows managed care plans and home health agencies to agree on alternative payment rates, including value-based options tied to health outcomes. This change directly modifies how home health services are funded and accessed within New York's Medicaid and insurance systems.

Topics ✓ HealthcareSupports HealthcareMandates standardized episodic payments for home health agencies to improve patient care and reduce hospital costs, aligning with healthcare strengthening indicators.92% confidence

Sub-Topics Children's Health Hospitals Insurance

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in committee · New York · Senate Jan 7, 2026

S 6454: Authorizes the commissioner of health to adopt policies to exclude certain non-recurring items from income for the program for elderly pharmaceutical insurance cover

Authorizes the commissioner of health to adopt policies to exclude certain non-recurring items from income that would artificially inflate the availability of funds to meet current needs relating to eligibility for the program for elderly pharmaceutical insurance coverage.

Topics ✓ HealthcareSupports HealthcareExcludes non-recurring income items to prevent artificial fund inflation, ensuring accurate eligibility for elderly pharmaceutical insurance coverage.90% confidence

Sub-Topics Insurance

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in committee · New York · Senate Mar 24, 2026

S 3814: Imposes a tax on out-of-state transfers, dividends, payments, and loans by certain accident and health insurance companies and health maintenance organizations

Imposes a tax on out-of-state transfers, dividends, payments, and loans by certain accident and health insurance companies and health maintenance organizations to be deposited in the New York state agency trust fund, distressed provider assistance account.

Topics ✓ Budget & TaxesSupports Budget & TaxesImposes tax on insurers to fund distressed provider assistance, increasing state revenue for targeted program per bill summary.95% confidence ✓ HealthcareSupports HealthcareBill imposes tax on insurers/HMOs to fund distressed provider assistance, directly supporting healthcare access by aiding struggling providers through dedicated state funding.90% confidence

Sub-Topics Insurance

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