Maddy summaryThis bill (S 2323) amends New Jersey's auto insurance law to prevent insurers from restricting full recovery for injured parties when seeking compensation from uninsured or underinsured drivers. It specifically prohibits "stacking" coverage limits across multiple vehicles or policies, meaning an injured person cannot combine coverage from several policies to exceed the highest single policy limit. The bill mandates that uninsured/underinsured motorist coverage must include minimum limits of $250,000 per person/$500,000 per accident for bodily injury, and $100,000 for property damage (or $500,000 single limit), but recovery cannot exceed the highest applicable policy limit. This directly affects drivers who file claims against uninsured/underinsured motorists, ensuring they receive compensation up to the highest single policy limit without artificial increases from stacking.
Sponsored bills
Maddy summaryNew Jersey's S 2919 allows eligible voters who missed the standard 21-day registration deadline to register and vote on election day or during early voting. It permits voters to register in person at their assigned polling place on election day or at an early voting site in their county, provided they show ID or utility bill proof and complete a registration affirmation. The bill amends existing law to ensure provisional ballots cast under these conditions are counted if valid, without requiring prior registration. This change directly affects voters who register late but meets the in-person verification requirements at voting locations.
Maddy summaryThis bill (S 426) would require New Jersey to provide Medicare health care coverage to all state residents - regardless of age, health, or disability status - expanding the federal program beyond its current eligibility rules. It mandates the state to seek federal waivers from CMS to replace existing health programs (like Medicaid) with universal Medicare coverage, with costs adjusted based on existing Medicare/Medicaid payments. The bill also prohibits private insurers from offering duplicate coverage for services already provided through Medicare. This would apply to anyone domiciled in New Jersey for 30 days prior to applying, starting immediately upon enactment.
Maddy summaryS 5037, the "Privacy Protection Act," prohibits New Jersey government entities (including state and local agencies) and health care facilities from collecting or sharing specific personal information - such as immigration status, citizenship details, Social Security numbers, and tax IDs - except when necessary for public services like benefits or programs. It requires that any collected information be retained only as long as needed for the service, and bans the sale or sharing of automated license plate recognition data (e.g., vehicle tracking) except under legal orders like court warrants or for election-related purposes. The bill also clarifies that information gathered under this law is not subject to public disclosure under New Jersey’s open records law, with limited exceptions for administering benefits or complying with legal requirements.
Maddy summaryThis bill, the "Privacy Protection Act," prohibits New Jersey government entities (like state agencies, counties, and municipalities) and healthcare facilities from collecting or sharing specific personal information - such as immigration status, citizenship details, Social Security numbers, or place of birth - except when necessary to determine eligibility for public services, benefits, or professional licensing. It requires that any collected data be retained only as long as needed for those purposes and prevents such records from being disclosed under the state's open records law, except in limited cases like court orders, election requirements, or with explicit written consent. Written consent must clearly explain what data is shared, why, that refusal won't cause discrimination, and that consent can be revoked. The bill also restricts sharing of automated license plate data except to other government entities under legal authority or with a court order.
Maddy summaryThis bill reassigns $250,000 in existing state funds from the City of Newark to the County of Essex for improvements at Ivy Hill Park. Currently, the funds were designated for a community center in Newark, but the bill changes the recipient and expands allowable uses to include general park improvements beyond just the community center. The reassignment does not increase overall funding for the park, as it reallocates money already included in the Fiscal Year 2026 appropriations act. This change directly affects how the County of Essex and City of Newark can use these specific state aid funds for park-related projects.
Maddy summaryThis bill amends the Fiscal Year 2026 appropriations act to redirect $250,000 in state aid originally designated for a community center at Newark's Ivy Hill Park toward general park improvements instead. The funds remain allocated to the City of Newark for Ivy Hill Park, not transferred to Essex County as the title suggests. The change modifies the authorized use of existing appropriations without increasing funding. This is a technical adjustment to how the city may spend the allocated state aid. The bill does not create new funding or alter the total appropriation amount.
Maddy summaryThis bill strengthens penalties for firearms trafficking and regulatory violations in New Jersey. It increases criminal penalties for licensed dealers who knowingly sell firearms to prohibited persons (now a second-degree crime with an 18-month mandatory prison term), adds stricter requirements for dealers to verify buyer eligibility, and imposes a five-year mandatory prison term for selling firearms to anyone under 18. The law directly affects licensed firearm dealers, individuals disqualified from firearm possession under state or federal law, and minors under 18. Key mechanisms include mandatory minimum sentences, permanent license revocation for dealers selling to prohibited persons, and separate sentencing for related offenses.
Maddy summaryThis New Jersey bill (A2946) makes it a crime to keep money received by mistake through digital payment apps like Venmo or Zelle after being notified of the error. Specifically, if someone receives an incorrect electronic payment from another person and fails to return the funds within 30 days of proper notification, they commit theft under state law. The law directly affects individuals using peer-to-peer payment services who accidentally receive more money than intended. It adds a clear 30-day deadline for returning erroneous payments and defines "payment processor" to cover these digital transactions. This is a specific amendment to existing theft statutes, not a broad policy change.
Maddy summaryS 3802 requires New Jersey state, county, and municipal construction projects to use plastic construction materials containing at least 10% recycled content from used products (postconsumer recycled content) for materials purchased within two years of the law's effective date, increasing to 15% afterward. The law applies specifically to materials made of over 50% plastic by cost, defined as items brought to a project site for incorporation into buildings or infrastructure. Exemptions apply if using compliant materials would raise project costs by 25% or if such materials aren't available for the intended use. This bill directly affects government agencies managing public construction and suppliers of plastic building materials.