Sen. Kevin Cramer

Maddy summaryThis bill amends the Fair Credit Reporting Act to update terminology related to military members' credit protections. It replaces the outdated term "active duty military consumer" with the broader "armed forces member consumer," which now includes all military members regardless of current duty status (e.g., active duty, reservists, National Guard). This change ensures credit reporting rules consistently apply to all service members when credit bureaus handle their information. The amendment directly affects how credit bureaus and lenders identify and apply protections under the Fair Credit Reporting Act for military personnel.

Maddy summaryThis bill, titled the Failed Bank Executives Clawback Act, would give the Federal Deposit Insurance Corporation and federal regulators the authority to recover compensation from executives and other high-level personnel at banks that have failed. It directly affects directors, officers, controlling stockholders, and other individuals found primarily responsible for a bank's failure at institutions with over $10 billion in assets. The law would require these individuals to return bonuses, stock awards, and other compensation received in the three years before the bank's insolvency or resolution, with recovered funds going into the Deposit Insurance Fund. Additionally, the bill clarifies the Corporation's authority to take over certain financial companies regardless of how the takeover process was initiated.

Living Donor Protection Act of 2025 This bill prohibits life insurance, disability insurance, and long-term insurance carriers from denying or otherwise restricting coverage for living organ donors. Specifically, carriers may not deny, cancel, vary premiums, or otherwise impose conditions on policies based on an individual's status as a living organ donor. The bill also expressly specifies that recovery from organ-donation surgery constitutes a serious health condition that entitles eligible employees to job-protected medical leave. In addition, the Department of Health and Human Services must update educational materials on living organ donation to include information about the benefits and risks of living organ donation and the impact of donation on insurance access, particularly with respect to the bill's changes.

Maddy summaryThis bill establishes the America's Living Library Project, a pilot program within the Department of the Interior to collect and analyze genomic data from species found in National Park System units. The program will create a publicly available genomic database while protecting sensitive location information and requires coordination with multiple federal agencies including the National Park Service, Smithsonian Institution, and Department of Agriculture. It authorizes funding through fiscal year 2031 to support genome sequencing, sample storage, and data management, with initial implementation at five selected parks and potential expansion to twenty additional units within two years. The bill also mandates tribal consultation, establishes cybersecurity safeguards for genomic data, and includes provisions for long-term sample storage in U.S. facilities only.

Maddy summaryThis bill establishes a new Fiscal Commission within Congress to analyze the nation's long-term fiscal health and propose reforms to reduce the federal debt and deficit. The commission will be composed of 16 members appointed by Senate and House leadership, including outside experts, and will have two co-chairs representing opposing political parties to ensure balanced oversight. Its primary duties include educating the public about fiscal risks, developing policies to achieve a sustainable debt-to-GDP ratio of 100 percent by 2039, and producing a final report with legislative recommendations by November 2026. If the commission approves its recommendations, the resulting implementing bills would receive expedited consideration in both chambers with limited debate and no amendments allowed. The commission would operate for approximately two years before terminating, with funding provided through existing Senate accounts.

Maddy summaryThis resolution designates March 6, 2026, as "National Speech and Debate Education Day" to recognize the value of speech and debate programs in schools. It does not create new laws or funding but encourages educational institutions, businesses, and communities to celebrate and promote these programs. The resolution highlights how speech and debate education develops communication, critical thinking, and civic skills for students. It directly affects schools, teachers, and students participating in these programs by raising awareness of their importance. The Senate formally designates the date and urges nationwide participation in honoring this educational focus.

Maddy summaryThis resolution designates February 21-28, 2026, as "National FFA Week" to honor the National FFA Organization’s work in agricultural education. It recognizes FFA’s role in developing leadership and career skills for students (with over 1 million members nationally) and celebrates the 50th anniversary of Alaska’s State FFA Association, which has 19 chapters and 493 members. As a symbolic resolution, it has no legal effect but formally expresses Senate support for FFA’s mission.

Maddy summaryThis resolution (SRES 617) designates February 2026 as "Career and Technical Education (CTE) Month" to symbolically recognize CTE programs nationwide. It supports CTE's role in preparing students for high-demand careers by promoting workforce readiness through academic and technical skills training. The resolution encourages educators, counselors, parents, and school administrators to advocate for CTE as a valid educational pathway. As a non-binding Senate resolution, it does not create new laws or allocate funds but affirms bipartisan support for CTE's importance in workforce development.

Maddy summaryThis bill amends the Community Development Banking and Financial Institutions Act of 1994 to require the Treasury Secretary to testify annually before Congress about the Fund's operations. It also strengthens the CDFI Bond Guarantee Program by adjusting guarantee limits and extending the program's authorization period. Additionally, the bill expands capital assistance options for community development financial institutions and creates a new lending program specifically for Native community development financial institutions to support homeownership in Tribal and Native communities.

Maddy summaryThis bill, known as the TAP Promotion Act, would allow representatives from recognized veterans service organizations to join presentations that inform service members about benefits they can access after leaving the military. These presentations are part of the Transition Assistance Program, which helps veterans prepare for civilian life, and the law requires that they be standardized and approved by the Department of Veterans Affairs before being used. The bill also mandates that the presentations include information on how veterans service organizations can help with filing benefit claims, while prohibiting any effort to encourage members to join a specific organization. Additionally, the Department of Veterans Affairs must submit an annual report to Congress detailing which organizations participated in these sessions and how many service members attended.