Rep. Aaron Bean

Maddy summaryHR 4721, the Main Street Tax Certainty Act, makes a permanent the 20% tax deduction for eligible small business owners under Section 199A of the tax code. This provision directly affects pass-through business owners (like S-corps, partnerships, and sole proprietorships) who qualify for the deduction. The bill achieves this by removing the temporary expiration language (subsection (i)) from the existing tax code provision. The key change is ending the need for annual congressional extensions of this deduction, providing long-term tax certainty for small businesses.

Maddy summaryThis bill creates a 30-day grace period for flood insurance policyholders under the National Flood Insurance Program (NFIP) who choose to pay premiums monthly. During this period, policyholders won't lose coverage for nonpayment, but they must later pay back unpaid premiums plus an extra fee. The bill also prohibits charging extra fees for choosing monthly payments compared to annual payments, directly affecting NFIP policyholders who select the monthly payment option.

Maddy summaryHR 3952 limits the flags that can be flown over Department of Veterans Affairs (VA) facilities to just six specific flags: the U.S. flag, any state flag, any federally recognized tribal government flag, the VA department flag, any military branch flag, and the POW/MIA flag. This applies directly to all VA buildings and properties nationwide. The bill explicitly restricts all other flags, including political or commemorative flags, from being displayed on these facilities.

Canadian Snowbird Visa Act This bill authorizes the Department of Homeland Security to admit into the United States qualifying Canadian citizens as long-term nonimmigrant visitors. A qualifying Canadian citizen is an individual who (1) is at least 50 years old, (2) maintains a Canadian residence, (3) owns a U.S. residence or has rented a U.S. accommodation for the duration of the individual's stay, (4) is not inadmissible or deportable, (5) will not engage in employment or labor for hire in the United States other than for a non-U.S.-based person or entity by whom the Canadian citizen was employed in Canada or for whom the Canadian citizen performed services in Canada, and (6) will not seek certain forms of assistance or benefits. A qualified individual may be admitted for up to 240 days during any single 365-day period. The spouse of such an individual may be admitted under the same terms, except that the spouse is not required to separately satisfy the requirement for owning or renting a residence in the United States. An individual admitted into the United States under this bill shall have nonresident alien tax status.

Maddy summaryThis bill authorizes the Department of Homeland Security and Department of Justice to detect, identify, monitor, and mitigate drone threats to specific high-risk facilities including government buildings, airports, critical infrastructure, and locations hosting special events. It establishes a 5-year pilot program allowing state and local law enforcement agencies to use drone detection technology under federal oversight, with strict privacy protections requiring 180-day data retention limits and mandatory training for personnel. The bill requires coordination with the Federal Aviation Administration to minimize impacts on air traffic and mandates regular congressional reporting on how these authorities are being used. It sets an expiration date of 7 years after enactment for these new authorities.

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryHJRES 44 is a congressional resolution seeking to block a 2021 rule by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The rule classified firearms with stabilizing braces as "short-barreled rifles," which would have required additional licensing and regulation. This resolution uses a specific legal process (under Title 5, U.S. Code) to formally disapprove the ATF rule, meaning the rule would no longer be in effect. It directly affects firearm owners, manufacturers, and dealers who would have been subject to the rule’s requirements.

Maddy summaryHJRES 45 is a congressional disapproval resolution targeting a specific Department of Education rule about federal student loans. It seeks to block the rule implementing "One-Time Federal Student Loan Debt Relief" (including modifications to Perkins, FFEL, and Direct Loan programs) by invoking the Congressional Review Act. If passed, this resolution would nullify the rule, preventing the Department of Education from using it to modify or waive student loan obligations. The bill directly affects borrowers who might have qualified for debt relief under the targeted rule.

Maddy summaryHR 4237, the Ensuring Sound Guidance Act, requires investment advisors and retirement plan fiduciaries to prioritize financial factors (like investment returns and costs) when making decisions for clients or plan participants. It mandates that non-financial factors (such as environmental or social goals) can only be considered if the client provides written consent, and advisors must then disclose the expected and actual financial impact over a three-year period. The bill amends the Investment Advisers Act and ERISA to enforce this standard, with changes taking effect 12 months after enactment. Additional provisions direct studies on state pension plans, climate disclosures in municipal bonds, and rules preventing payments to officials for government business.

Maddy summaryHR 277 would require Congress to approve major federal regulations before they take effect. Major rules are defined as those with significant economic impact ($100 million+ annually), major cost increases for consumers or industries, or significant adverse effects on competition, employment, or innovation. Agencies must submit detailed information about these rules to Congress, including cost-benefit analyses, before they can take effect. Congress would have 70 session days to approve the rule with a joint resolution; if they don't act within that timeframe, the rule would not take effect. This would increase congressional oversight of federal regulations and require more detailed information about proposed rules before they become law.