Maddy summaryHF 2215 creates a state-run low-cost auto insurance program called the "Minnesota Lifeline Insurance Program" for low-income residents who meet specific eligibility criteria. The Commissioner of Commerce must establish this program, requiring a facility to develop and operate it, set affordable rates based on claims data and administrative costs, and offer online applications through a dedicated website. The bill appropriates state funds for the program, mandates annual reports to the legislature detailing participation and costs, and requires rates to cover claims, expenses, and investment income while remaining accessible. This program directly affects low-income Minnesotans who struggle to afford standard auto insurance, providing them with a state-supported alternative.
Sponsored bills
Maddy summaryHF 2460 amends Minnesota insurance law to require insurers to provide 60 days' notice before canceling or declining a new policy (under 60 days old) for nonpayment or declining, and before midterm cancellations for reasons listed in statute or per policy terms. This extends the current notice periods from 20 days (for new policies) and 30 days (for midterm cancellations) to 60 days. The bill directly affects individual insurance policyholders in Minnesota who receive cancellation notices. The change ensures policyholders have more time to address issues like payment or coverage before their insurance ends.
Maddy summaryHF 2398 makes technical and administrative updates to several Minnesota statutes governing the Department of Commerce, focusing on clarifying existing rules rather than creating new policies. It adjusts the technology surcharge for licenses requiring continuing education (capping it at $40 per two-year period and requiring fund balance adjustments to stay under $2 million), clarifies notice requirements for financial institutions when transferring or closing deposit accounts (mandating 30 days' notice except in fraud cases), and authorizes the Department to use administrative rules to manage permissible investments for money transmission companies. These changes aim to improve regulatory clarity and efficiency for licensees, financial institutions, and money transmission companies. The bill does not introduce new substantive requirements but streamlines existing administrative processes.
Maddy summaryHF 2478 appropriates $750,000 from the workforce development fund for fiscal year 2026 and another $750,000 for fiscal year 2027 to provide a one-time grant to Project for Pride in Living (PPL). The funds are specifically designated for PPL to deliver job training and workforce development services targeting unemployed or underemployed individuals. This bill directly supports PPL's programming and the people it serves through these targeted services. The appropriation is a one-time funding measure, not a recurring budget item.
Maddy summaryHF 2506 establishes a new premium subsidy program administered by MNsure, providing a 20% subsidy on monthly gross premiums for eligible individuals purchasing individual health insurance plans in Minnesota. This directly affects Minnesota residents enrolled in individual market plans who are not receiving federal advance premium tax credits or public coverage, as well as health insurance carriers that receive payments from MNsure. The program begins January 1, 2026, with MNsure paying health carriers directly for each eligible individual's coverage, excluding the subsidy from eligibility calculations for other state programs. The bill also ends the existing Minnesota Premium Security Plan (MPS) after December 31, 2025, and appropriates funds to support the new subsidy program.
Maddy summaryHF 1485 requires Minnesota health insurers and medical assistance programs to cover over-the-counter (OTC) contraceptive drugs, devices, and products without cost-sharing (like co-pays or deductibles). It applies directly to health plans and enrollees, mandating coverage of all FDA-approved OTC contraceptives at the point of sale without prescription requirements or quantity limits. The bill also requires health plans to list covered contraceptive services accessibly and cover provider-recommended methods based on medical necessity. This law takes effect January 1, 2026, for health plans offered, issued, or renewed after that date.
Maddy summaryHF 2468 appropriates $500,000 for fiscal year 2026 and $500,000 for fiscal year 2027 from the general fund to support mental health initiatives in Minnesota's construction industry. The funds, available until June 30, 2027, are designated for outreach, education, stigma reduction programs, and worksite strategies to prevent suicide. They can be used for grants to industry groups and developing resources targeting construction workers. This bill directly affects construction industry workers by funding concrete mental health support services through state-administered programs.
Maddy summaryHF 1845 expands Minnesota's definition of "veteran" to include two specific groups: (1) Hmong veterans naturalized under the federal Hmong Veterans' Naturalization Act of 2000, and (2) individuals who served honorably with secret guerrilla units or irregular forces operating from Laos in support of U.S. forces between February 28, 1961, and May 14, 1975. The bill amends Minnesota Statutes section 197.447 to add these categories to the existing definition, ensuring these veterans qualify for state benefits. It also creates an advisory task force of veterans, experts, and community members to help determine eligibility under the new definition. This change directly affects Hmong veterans and Laotian-based veterans who previously may not have met Minnesota's veteran criteria.
Maddy summaryHF 1105 amends Minnesota law to require the state health commissioner to *conduct* maternal death studies annually, changing the previous language from "may" to "must." This directly affects the Minnesota Department of Health, which must now systematically analyze preventable maternal deaths to improve healthcare systems. The bill mandates these studies to identify preventable causes and inform medical, health, and welfare service planning. Its key provision is making the maternal death study process mandatory, aiming to reduce preventable deaths through data-driven system improvements. The law applies statewide to all maternal health outcomes covered under Minnesota's health system.
Maddy summaryHF 1933 increases Minnesota's student loan credit from $500 to $1,000 per taxpayer and makes the credit refundable. This means Minnesotans who paid eligible student loan interest or principal in 2025 or later can claim the full credit amount even if it exceeds their state tax bill, receiving a refund for the difference. The credit applies to individuals with qualifying student loans who meet income thresholds, including married couples filing jointly. The change takes effect for tax years beginning after December 31, 2024.