Rep. Cedrick Frazier

Maddy summaryHF 3482 increases minimum auto insurance coverage requirements in Minnesota. It raises liability coverage limits to $100,000 per person/$200,000 per accident for bodily injury and $30,000 for property damage. The bill also increases required uninsured/underinsured motorist coverage to $75,000 per person/$150,000 per accident. These changes apply to all auto insurance policies issued, renewed, or offered in Minnesota on or after August 1, 2026, directly affecting drivers and insurers.

Maddy summaryHF 3486 establishes special license plates for members of fraternities and sororities affiliated with the National Pan-Hellenic Council (NPHC) and their charitable foundations. To qualify, applicants must own eligible vehicles, pay standard registration fees plus a $40 annual contribution to a dedicated Panhellenic foundations account, and meet other standard registration requirements. The bill requires the state to adopt organization-specific plate designs incorporating their emblem and identification, with contributions deposited into a special fund. Funds in this account will first cover administration costs before being distributed to affiliated charitable foundations based on the proportion of plates issued for each organization, supporting their charitable missions. The bill takes effect January 1, 2027.

Maddy summaryHF 3364 allows the city of Robbinsdale to issue social district licenses, enabling designated public areas adjacent to licensed bars where patrons can consume alcohol purchased at those bars. The bill requires cities to clearly define district boundaries with signs showing permitted hours, mandate specific container requirements for alcohol (16oz max, no glass, with "Drink Responsibly" labels), and require disposal of drinks before leaving the district. It also mandates Robbinsdale to report to the legislature within 24 months on community impact, safety, and operational challenges. This policy directly affects Robbinsdale residents, local bars with on-sale licenses, and city officials managing public consumption zones.

Maddy summaryHF 3366 authorizes the city of Robbinsdale to impose a 0.5% local sales tax, subject to voter approval, to fund specific city projects. The tax revenues must finance a $40 million public works facility and a $3 million community building at Sanborn Park. The city may also issue up to $43 million in bonds to cover these project costs, with special provisions exempting the bonds from standard debt limits. The tax expires after 20 years or once project costs are fully covered, whichever comes first.

Maddy summaryHF 3365 allocates $20 million from the state's bond proceeds fund to provide a grant for Robbinsdale to design and build a new public works facility. The state will issue bonds up to $20 million to cover this cost, following Minnesota's bond laws and constitutional requirements. This bill directly funds a specific infrastructure project for the city of Robbinsdale, with no broader policy changes beyond this local funding mechanism.

Maddy summaryHF 3434 bans the possession of semiautomatic military-style assault weapons (like AR-15s and AK-47s) and large-capacity ammunition magazines (holding more than 10 rounds) in Minnesota. It defines these weapons by specific models (e.g., Colt AR-15, Beretta AR-70) or features (folding stocks, pistol grips, threaded barrels). The bill creates criminal penalties for possessing these banned items and amends state law to clarify prohibited firearms and magazines. It directly affects individuals who own or possess these specific weapons or magazines. The law does not cover all semiautomatic firearms but targets models and features associated with military-style weapons.

Maddy summaryHF 3406 makes specific firearm permit data public, including details about permit revocations, suspensions, or voidances, and information on permit holders who died by firearm suicide or police use of force. It extends retention requirements for certain records: sheriffs must keep data on denied or revoked permits, voided permits due to prohibited possession, and the specified deaths for six years instead of purging it annually. This applies to government entities like county sheriffs that collect firearm permit information in Minnesota. The bill changes public access to limited permit-related data while ensuring specific records are preserved longer.

Maddy summaryHF 1114 appropriates $50 million from the general fund for the GroundBreak Capital Access and Innovation Fund, managed by the Minneapolis Foundation. It establishes three programs: forgivable startup business loans (up to $50,000) for new Minnesota businesses lacking traditional financing, commercial real estate equity enhancements (up to $250,000) for developments under $10 million, and forgivable down payment assistance loans (up to $25,000) for first-time homebuyers in the seven-county metro area meeting income limits. Loans become fully forgiven after 3 years for businesses (with preference for those hiring employees) and 5 years for homeowners, subject to specific conditions like using funds for approved purposes. The bill directly affects Minnesota-based startups, small commercial developers, and low-income homebuyers, particularly targeting underserved communities through eligibility criteria. Funds are allocated over fiscal years 2026-2029 with annual amounts specified.

Maddy summaryHF 2779 requires Minnesota health care entities - including hospitals, clinics, insurers, pharmacy benefit managers, and provider organizations - to report ownership and control details to the commissioner of health annually. These entities must disclose information about their ownership structure, and the commissioner will publish a public report each year summarizing this data. The bill also establishes enforcement mechanisms and penalties for non-compliance, with funding appropriated to support these requirements. This law aims to increase transparency about who owns and controls health care organizations operating in Minnesota.

Maddy summaryHF 1335 authorizes Minnesota to issue electronic driver's licenses that comply with national standards (AAMVA and ISO/IEC 18013-5). It affects Minnesota drivers who choose to use electronic credentials and requires the Department of Public Safety (DVS) to develop the system with specific privacy safeguards. Key provisions include mandating secure verification by businesses or law enforcement, prohibiting tracking without consent, and requiring physical licenses to be carried while driving. The bill also allows DVS to charge a separate fee for electronic licenses and sets rules for data handling under existing privacy laws. It takes effect July 1, 2026.