Sen. Jeremy Moss

Maddy summarySB 794 prohibits landlords from using algorithmic pricing software that incorporates nonpublic competitor data - such as actual rent prices or occupancy rates from other landlords - to coordinate rent pricing or enter into anti-competitive agreements. The bill defines "nonpublic competitor data" as information not widely available to the public and bans its use in software that advises landlords on rent amounts for prospective tenants. This directly affects landlords who rely on such tools to set or adjust rental rates. Violations would be treated as violations of Michigan's antitrust laws, potentially leading to penalties.

Maddy summarySB 795 requires landlords in Michigan to offer tenants the option of having their on-time rent payments reported to credit bureaus. Landlords must provide this option when a lease is signed and annually thereafter, with clear disclosure of fees (capped at $10/month or actual cost), opt-in/out procedures, and a 6-month waiting period after opting out. The law applies to most rental agreements but excludes small landlords with 15 or fewer units (unless they own multiple properties) and assisted housing developments. Tenants who opt in can build credit history, while landlords must follow specific disclosure rules and cannot charge fees for non-payment of the optional reporting fee.

Maddy summarySB 768 prohibits gas, electric, and steam utilities from filing a new rate case (requesting rate increases) sooner than three years after their previous rate case. This amendment to Michigan's Public Utilities Act (MCL 460.6a) directly affects all utilities regulated by the Michigan Public Service Commission when seeking rate adjustments. The key mechanism adds a mandatory three-year waiting period between full rate case filings, preventing utilities from repeatedly seeking rate changes too frequently. It does not change existing processes for partial rate relief or other rate adjustments. The bill aims to stabilize utility rate-setting timelines without altering current hearing requirements or refund procedures.

Maddy summarySB 805 establishes licensing requirements for standalone hyperbaric oxygen therapy clinics in Michigan. It mandates that these facilities obtain state licensure, appoint a qualified medical director and safety coordinator, comply with NFPA 99 safety standards, and meet FDA-approved treatment protocols. Clinics must display their license/permit and accreditation publicly, provide patients with clear information about treatment risks, FDA-approved uses, and insurance coverage limitations, and obtain written consent before treatment. The bill directly affects clinic operators, healthcare providers, and patients receiving hyperbaric oxygen therapy, ensuring standardized safety and transparency.

Maddy summaryThis resolution formally recognizes February 2026 as Black History Month in Michigan. It does not create new laws or affect any individuals or groups, as it is a symbolic gesture of commemoration. The resolution affirms Michigan's commitment to honoring African-American contributions to history, culture, and the ongoing pursuit of equality. It aligns with longstanding national recognition of Black History Month, which began in 1976.

Maddy summaryThis Senate Resolution (SR 95) symbolically recognizes February 11, 2026, as "UAW White Shirt Day" to commemorate the 89th anniversary of the UAW's first contract with General Motors and the 1937 Flint Sit-Down Strike. It honors the UAW's history, including the origin of the "White Shirt Day" tradition (starting in 1948), where members wear white shirts to symbolize equal respect for workers. The resolution directly affects UAW members, retirees, and Michigan communities by formally acknowledging their historical contributions to labor rights and the state's economy. As a commemorative resolution, it has no binding policy impact or new requirements.

Maddy summarySB 547 requires healthcare providers (like doctors and hospitals) to submit medical records and comply with insurance reviews for accident-related care under Michigan's no-fault insurance. It creates a formal process for insurers to request explanations for treatments deemed excessive, with providers able to appeal decisions to the state department. The bill also penalizes providers who submit false information during reviews as fraudulent insurance acts. These changes apply to all healthcare providers offering covered services and aim to standardize how insurers evaluate medical care against medical guidelines. The bill is currently pending in the Senate Finance Committee.

Maddy summarySB 543 increases civil fines for violations of Michigan's insurance code. Insurers face fines up to $100,000 per knowing violation (capped at $500,000 total), while other entities face up to $5,000 per knowing violation (capped at $50,000 total). The bill clarifies that fines apply to non-compliant filings under specific chapters but exclude individual policy actions based on those filings. It also strengthens enforcement by allowing the director to order cease-and-desist actions and suspend licenses for repeated violations.

Maddy summarySB 549 amends Michigan's Insurance Code to strengthen data security requirements for insurers handling personal information. It requires insurers to notify Michigan residents if their unencrypted personal data (like Social Security numbers or financial account details) was accessed by unauthorized parties, or if encrypted data was accessed with the encryption key. The law also mandates that insurers notify data owners if a breach affects information they own but the insurer maintains. These notifications must be provided without unreasonable delay after determining the breach could cause substantial harm or identity theft. The bill directly affects Michigan residents whose data is held by insurers and the insurers themselves, who must now follow specific breach notification protocols.

Maddy summarySB 545 requires Michigan auto and homeowners insurers to provide clear, written explanations to policyholders when making significant changes to their coverage or rates (like increases over 10%, cancellations, or reduced coverage). It mandates that notices explain the specific factors driving the change - such as driving history or property risks - instead of vague terms like "poor loss history" or "internal models." Policyholders can request written details, and insurers must share these notices with their insurance agents under certain conditions. The law applies to policies issued after January 1, 2026, and does not replace existing cancellation notice requirements.