Sen. Sam Singh

Maddy summaryThis bill proposes to add a new chapter to Michigan's insurance code to regulate portable electronics insurance. It defines key terms such as "vendor," "customer," and "portable electronic device" to establish a legal framework for offering coverage on repairs or replacements due to theft, damage, or mechanical failure. The legislation creates a specific license category for vendors who wish to sell this insurance directly to customers rather than through traditional insurance producers. However, the bill does not take effect immediately; it is contingent upon the simultaneous enactment of several other related bills in the same legislative package.

Maddy summarySB 1072 amends Michigan's insurance code to update the definitions of key terms used by insurance producers and insurers. The bill clarifies distinctions between agents representing the insured versus those representing the insurer and establishes specific categories for limited lines insurance, including portable electronics coverage. It also defines actions such as selling, soliciting, and negotiating insurance contracts to ensure regulatory clarity. This measure is part of a larger legislative package that requires the simultaneous enactment of several other related bills to take effect.

Maddy summaryThis bill adds enforcement powers to Michigan's insurance code regarding portable electronics insurance. It allows the state insurance director to impose fines up to $500 per violation, with a total cap of $5,000 for repeated offenses involving the same conduct. Additionally, the director can suspend or revoke licenses for vendors or their employees who break the rules after a formal hearing. The measure does not take effect unless several other related bills in the same legislative package are also passed.

Maddy summarySB 1065 amends the Child Abuse and Neglect Prevention Act to create the Children Trust Michigan Board, an autonomous agency within the Department of Health and Human Services. This new board will be composed of state officials and eleven public members appointed by the governor to represent diverse community groups such as parents, labor, and religious organizations. The board is authorized to hire staff and partner with nonprofits to raise funds for preventing child abuse and neglect. Its primary function is to distribute money from a state trust fund to local councils and prevention partners that develop community programs, provided these organizations meet specific criteria like having local approval and matching funds. The bill also updates the official title of the act and clarifies definitions for terms like "child abuse" and "neglect."

Maddy summaryThis bill requires vendors who are not already licensed insurance agents to obtain a specific limited-line license before selling portable electronics insurance policies to customers. It allows licensed vendors to have their employees sell this coverage at any location where the vendor conducts electronics transactions. Additionally, the bill mandates that the state maintain a public registry of all locations authorized to sell this type of insurance, which must be available for inspection by state officials. The legislation will only take effect if several other related bills are also passed into law.

Maddy summaryThis bill creates a new licensing category for vendors selling portable electronics insurance in Michigan. It requires companies to submit detailed applications listing specific personnel and office locations to the state department. The law also sets fee limits, charging up to $1,000 for initial licenses or $500 for renewals, with reduced rates of $100 for vendors operating at ten or fewer locations. Because the bill is tied to several other pieces of legislation, it will only become active if all related bills are passed and signed into law.

Maddy summaryThis bill allows employees of electronics vendors to sell portable electronics insurance without holding a personal insurance producer license, provided the vendor is already licensed to do so. To ensure proper oversight, the insurer must supervise the program and provide required training to vendor staff, which can be delivered electronically with additional oversight by licensed producers. The legislation also prohibits vendors from basing employee compensation primarily on the number of insurance policies sold and mandates that insurance charges be clearly itemized on customer bills. Additionally, the bill establishes that money collected for these policies is held in trust by the vendor for the benefit of the insurer.

Maddy summaryThis bill allows insurance companies in Michigan to send notices and documents to customers via electronic means, such as email or mobile apps, provided the customer gives clear consent. To use this option, insurers must inform customers of their right to receive paper copies, explain how to withdraw consent, and confirm that the customer has the necessary technology to access the digital information. If a customer does not receive an electronic message or chooses to stop using it, the insurer must switch to traditional mail delivery. The law also protects insurance producers from liability regarding electronic delivery unless they directly caused harm and excludes health insurers from these requirements. Finally, this legislation will only take effect if several other related bills are passed into law at the same time.

Maddy summaryThis bill amends Michigan's insurance code to clarify which individuals and entities are exempt from needing an insurance producer license. It specifically adds a new exemption for sales of portable electronics insurance when those sales are incidental to the purchase of a device, provided that customers receive clear written disclosures about coverage details, claim processes, and cancellation rights. The legislation also maintains existing exemptions for various other roles, such as employees handling claims, administrative staff, and those selling travel or storage insurance under specific conditions. By defining these exceptions, the bill aims to regulate how certain types of incidental insurance are sold while reducing licensing requirements for qualified individuals.

Maddy summaryThis bill updates Michigan's pupil transportation laws to clarify safety requirements for school vehicles. It mandates that all school buses used to transport students must meet or exceed federal motor vehicle safety standards, while also allowing the use of mobile seating devices for students with disabilities in compliance with specific federal rules. Additionally, the legislation prohibits the use of any vehicle with a seating capacity between 11 and 15 passengers, including the driver, for transporting students to or from school or school-related events. These changes directly affect public and private schools, school agents, private businesses, and government units that operate student transportation services.