Maddy summaryThis bill amends Michigan's Credit Union Act to clarify the requirements for organizing domestic credit unions, specifically regarding insurance commitments. It mandates that applicants must secure a firm commitment from either a federal agency or a qualified private insurance organization to cover share and deposit accounts before the state commissioner can approve the new credit union. The legislation also outlines the application process, including specific information that must be submitted, the commissioner's authority to investigate and approve the organization, and the steps available for applicants to request a hearing or appeal if their application is denied. Because this bill is tied to several companion bills, it will only take effect if all related legislation is passed into law.
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Maddy summaryThis bill amends Michigan's Credit Union Act to establish specific rules for domestic credit unions converting into mutual savings banks or associations. It requires credit union boards to provide detailed written notices to members explaining the reasons for conversion, its potential effects, and confirming that officials will not receive special financial benefits. The process mandates a two-thirds vote by the board and a separate two-thirds vote by members, along with public posting of notices and opportunities for regulatory review. Additionally, the bill ensures that deposits in the converted institution qualify for federal or qualified private insurance.
Maddy summaryThis bill amends Michigan's Credit Union Act to allow foreign credit unions, excluding federal ones, to operate within the state with the commissioner's written approval. To receive this approval, these institutions must meet specific criteria, including financial solvency, membership insurance from a federal or qualified private source, and supervision by their home authority, while also agreeing to charge interest rates no higher than those allowed for domestic credit unions and comply with local consumer protection laws. The legislation also requires foreign credit unions to designate a local agent for legal service, file necessary reports, and permit state examinations, provided their home jurisdiction allows reciprocal business for Michigan credit unions. This change is contingent upon the enactment of four other related bills, and it does not exempt foreign credit unions from any existing state laws that apply to them.
Maddy summaryThis bill amends Michigan's Credit Union Act to allow domestic credit unions to obtain primary share and deposit insurance from qualified private insurance organizations licensed in the state, in addition to federal agencies. It establishes a process where the state director can authorize private insurers to provide coverage and may deny or revoke this authorization if the insurer lacks sufficient resources or governance. The legislation also permits credit unions to contract with licensed carriers for coverage on account balances that exceed the limits of primary insurance. Importantly, the bill does not take effect unless four related companion bills are also enacted into law.
Maddy summaryThis bill proposes to allow Michigan residents to receive medical assistance coverage retroactively for up to one month before they apply, with an extension to two months for those eligible under the non-expansion Medicaid population. The changes would take effect on January 1, 2027, and apply to individuals who meet specific citizenship and eligibility requirements defined in the state's social welfare act. By modifying the Social Welfare Act, the legislation aims to provide a grace period for applicants to access healthcare services while their applications are being processed.
Maddy summaryThis bill proposes amendments to Michigan's Privately Owned Cervidae Producers Marketing Act, which regulates the sale and marketing of deer and elk by private producers. The legislation modifies several sections of the existing law to update definitions and requirements related to cervidae producers. These changes would affect individuals and businesses involved in the private production and marketing of deer and elk in Michigan. The bill aims to clarify terminology and operational standards within the current regulatory framework.
Maddy summaryHB 5081 requires Michigan school districts, intermediate districts, and public school academies to employ at least one teacher trained in the Orton-Gillingham approach by the 2026-2027 school year to support students with dyslexia. This teacher must have completed training meeting International Dyslexia Association standards, which emphasizes multisensory reading instruction through phonemic awareness, phonics, and structured skill-building. Schools must also ensure these teachers receive at least 10 hours of annual professional development focused on dyslexia support. The bill directly affects all public school entities in Michigan and aims to improve specialized reading instruction for students with dyslexia.
Maddy summaryHB 5283 designates the Honor and Remember flag as Michigan's official symbol for honoring fallen U.S. military members who died in service. The bill requires all state properties (including the capitol and government buildings) and local government sites to display this flag wherever the U.S. flag is shown. It mandates specific display days, such as Memorial Day, Veterans Day, and days of half-staff for fallen service members, as ordered by the governor. The bill does not create new funding or alter existing military benefits - it solely establishes a symbolic recognition protocol for state and local government properties.
Maddy summaryThis bill modifies Michigan's pupil transportation laws to clarify safety requirements for school vehicles. It mandates that all school buses used for student transport must meet or exceed federal safety standards for construction and seating. Additionally, the bill prohibits using any vehicle with 11 or more passengers, including the driver, to transport students unless it is specifically classified as a motor bus under separate regulations. These changes directly affect public and private schools, as well as private businesses and government units that operate vehicles for student transport.
Maddy summaryThis bill requires political candidates in Michigan to submit an affidavit of identity that explicitly discloses if they hold dual citizenship with any other country. The affidavit must list the name of each foreign country, how the candidate obtained that citizenship, and whether their status is active or inactive. Candidates who fail to provide this information or include false statements face disqualification from the ballot and potential criminal penalties for perjury. Additionally, the bill mandates that the Secretary of State post the names of candidates with dual citizenship on the state website within two business days of receiving the affidavit.