Maddy summaryThis bill prohibits health insurance companies in Michigan from covering any medical service if the patient's required copayment or coinsurance exceeds 50% of the total cost. It applies to new policies starting after the law is passed and to existing policies when they are next renewed or changed. If an insurer includes such a high-cost service in a plan, they would be violating this rule, and the state insurance director is authorized to investigate complaints about these violations. The measure aims to ensure that patients do not face excessive out-of-pocket costs for services included in their health insurance coverage.
Sponsored bills
Maddy summaryThis bill amends Michigan's construction code to allow certain interior designers who prepare technical submissions to submit building permit applications directly. The change applies specifically to licensed interior designers working on residential projects and requires them to include their occupational license number and insurance or tax exemption details on the application form. By explicitly including interior designers alongside architects and engineers in the list of permitted applicants, the legislation clarifies their existing ability to handle permit paperwork for residential structures. The bill also mandates that the application form include a warning about penalties for conspiring to bypass state licensing rules.
Maddy summaryThis bill designates a specific section of highway M-11 in Kent County as the "Korean War Veterans Memorial Drive." The affected roadway stretches from the intersection with 3 Mile Road south to the bridge over the Grand River. By amending state highway naming laws, the legislation officially assigns this commemorative name to the route. The change applies immediately and does not alter any traffic rules or funding provisions.
Maddy summaryThis bill proposes new annual fees for individuals seeking or holding an interior design license in Michigan. Under the proposed changes, applicants would pay a $175 application processing fee, and licensed professionals would be required to pay a $125 yearly license fee. The legislation is contingent on the passage of a companion bill, meaning these fees will only take effect if both related measures are enacted into law.
Maddy summaryThis bill restricts health insurance companies in Michigan from covering medical services where the patient's share of the cost, such as copayments or coinsurance, exceeds 50% of the total service price. It directly affects health insurers and the individuals enrolled in their plans by setting a clear limit on how much patients can be charged out-of-pocket for covered benefits. The legislation requires the state insurance director to handle any complaints related to violations of this new rule. Changes made by the bill apply only to new insurance policies or to existing policies when they are renewed or modified after the law takes effect.
Maddy summaryThis bill restricts third-party administrators from creating contracts for health plans that require individuals to pay more than 50% of the cost for specific medical services through copayments or coinsurance. It directly affects insurance companies, healthcare providers, and individuals enrolled in these benefit plans by setting a new financial limit on out-of-pocket costs for covered care. The law gives the state insurance director the authority to investigate and rule on any complaints related to these new restrictions. These rules will apply to new contracts immediately after the bill passes and to existing contracts when they are next renewed or modified.
Maddy summaryThis bill establishes the Safe Youth Sports Act to create mandatory safety and training standards for youth sports programs in Michigan. It requires organizing entities, such as local leagues and clubs, to implement basic measures like emergency plans, background checks for adults, and concussion training for coaches and participants. The law also offers an optional advanced tier with additional requirements, including designated safety managers, injury prevention plans, and specialized training on inclusivity and mental health. To support these changes, the state will administer a grant program to help organizations, particularly those serving low-income families, meet the necessary standards. An independent institute will oversee the approval of these standards and maintain a public list of certified organizations.
Maddy summaryThis bill amends Michigan's income tax law to clarify how certain types of income and deductions are calculated for individual taxpayers. It specifically adjusts the definition of taxable income by adding back interest from out-of-state bonds and taxes paid to other jurisdictions while simultaneously allowing deductions for military retirement benefits, Social Security, and contributions to state education tuition programs. The legislation also updates the maximum deduction limits for other retirement and pension income, ensuring these amounts are adjusted annually based on inflation. These changes directly affect Michigan residents filing state income tax returns by modifying the final amount of income subject to taxation.
Maddy summaryThis bill establishes the Michigan Secure Retirement Savings Program to help private-sector employees save for retirement through automatic payroll deductions. It creates a new oversight board and a separate trust fund to manage individual retirement accounts for enrolled workers, ensuring the money remains distinct from state funds. Employers that do not currently offer qualified retirement plans are required to participate by allowing employees to make automatic contributions from their paychecks. The legislation also sets up a separate administrative fund to cover the program's operational costs and defines the specific duties of the state officials who will run the system.
Maddy summaryThis bill establishes a new Michigan High-Speed Internet Office within the Department of Labor and Economic Opportunity to oversee state broadband efforts. The office will be led by a director appointed by the department head and will have the authority to award grants and provide technical assistance for digital infrastructure projects. Its main duties include coordinating with other agencies, collecting data on internet availability, and promoting policies that support economic development and community revitalization through better broadband access. Additionally, the office will serve as a central contact point between the public and internet service providers to improve transparency and adoption rates.