Housing (Affordable Housing)

in committee · Michigan · Senate Jul 29, 2026

SB 1127: Housing: housing development authority; first-time home buyers fund; create. Amends 1966 PA 346 (MCL 125.1401 - 125.1499c) by adding sec. 49w. TIE BAR WITH: SB 1125'26, SB 1126'26

Michigan's SB 1127 creates the Community Housing Stability Fund within the state housing development authority, primarily funded by fines collected from business corporations and limited liability companies. The fund is dedicated to developing and coordinating resources to meet the housing needs of low-income, very low-income, and extremely low-income households. Key provisions require a biennial allocation plan that distributes money based on regional poverty levels, mandates that at least 30% of funds target extremely low-income groups including those experiencing homelessness, and requires assisted projects to set aside at least 20% of units for households earning no more than 60% of the area median income. The authority must hold public hearings before finalizing allocation plans and submit an annual report to the governor and legislature detailing expenditures and outcomes.

Topics ✓ HousingSupports HousingBill creates a fund specifically to meet housing needs of low-income households and supports first-time home buyers.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · Michigan · House Aug 27, 2026

HB 6271: Individual income tax: credit; credit for permits associated with building a new single-family residential unit; provide for.

Michigan House Bill 6271 creates a new individual income tax credit for taxpayers who pay local building permit fees to construct a new single-family home. Starting with the 2027 tax year, eligible individuals can claim a credit equal to their actual permit costs, up to a maximum of $2,500 per year. The bill requires taxpayers to provide reasonable proof of these expenses to the state department if requested. If the total credit amount is greater than the taxpayer's annual income tax liability, the excess portion must be refunded to the taxpayer rather than being lost.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill creates a new individual income tax credit to reduce tax liability for homebuilders, providing direct fiscal relief and incentivizing construction.85% confidence ✓ HousingSupports HousingBill provides a tax credit to offset building permit costs for new single-family homes, incentivizing residential construction and housing development.75% confidence

Sub-Topics Income Tax Tax Credits Affordable Housing Building Codes Property Taxes

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in committee · Michigan · House Jun 17, 2026

HB 6084: Individual income tax: credit; credit for the installation of an accessory dwelling unit; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 282.

This bill proposes a tax credit for Michigan homeowners who build or contract to build an accessory dwelling unit, such as a detached structure or converted garage, on their property. Starting in the 2026 tax year, eligible taxpayers can claim a credit equal to 20% of the construction costs, provided they submit reasonable proof of expenses to the tax department. If the credit amount is larger than the taxpayer's current tax liability, the unused portion can be carried forward to future years rather than being refunded. The legislation defines an accessory dwelling unit as a secondary living space on the same property as the main home and sets the credit effective date for tax years beginning on or after January 1, 2026.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill creates a tax credit for homeowners, providing tax relief and encouraging construction of accessory dwelling units.90% confidence ✓ HousingSupports HousingBill provides tax credits to incentivize homeowners to build accessory dwelling units, increasing housing supply and supporting affordable housing development.85% confidence

Sub-Topics Income Tax Tax Credits Affordable Housing Zoning

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in committee · Michigan · House Apr 21, 2026

HB 5809: Housing: housing development authority; eligibility for credits under the community development tax credit program; coordinate with Michigan strategic fund. Amends sec. 22 of 1966 PA 346 (MCL 125.1422) & adds sec. 22e. TIE BAR WITH: HB 5798'26, HB 5799'26

HB 5809 amends the State Housing Development Authority Act to update the powers of the Michigan State Housing Development Authority (MSHDA) regarding its coordination with federal programs and the Michigan Strategic Fund. The bill clarifies the authority's ability to collect fees for loans and publications, allowing those funds to be used for corporate purposes unless pledged for bond repayment. It also reinforces the authority's role in encouraging community organizations for housing projects and managing the salvage of usable housing scheduled for demolition. Additionally, the legislation ensures that the authority can make loans to mortgage lenders and purchase securities to support housing development efforts.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill strengthens the Michigan State Housing Development Authority's ability to collect fees and coordinate with federal programs, enhancing funding for housing initiatives.80% confidence ✓ HousingSupports HousingBill strengthens Michigan State Housing Development Authority powers and clarifies funding mechanisms for housing development and community programs.85% confidence

Sub-Topics Tax Credits Affordable Housing Community Development Housing Finance

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signed · Michigan · House Jul 29, 2026

HB 5807: Insurance: other; housing opportunity tax credits against the retaliatory tax; provide for. Amends secs. 476a & 476b of 1956 PA 218 (MCL 500.476a & 500.476b). TIE BAR WITH: HB 5805'26, HB 5806'26

This bill allows foreign insurance companies operating in Michigan to reduce their retaliatory tax liability by using housing opportunity tax credits. It directly affects alien or foreign insurers by permitting them to subtract the value of these credits from the taxes they must pay to the state treasurer. The key mechanism requires insurers to attach proof of their credit eligibility to their annual tax return to claim this subtraction. This change only applies to tax years beginning on or after January 1, 2027, and the bill will not take effect unless two companion bills are also passed.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill allows foreign insurers to use housing credits against retaliatory tax, reducing their tax liability and promoting housing development funding.85% confidence ✓ HousingSupports HousingBill allows insurers to use housing opportunity tax credits to reduce tax liability, thereby incentivizing and funding housing development initiatives.85% confidence

Sub-Topics Affordable Housing Housing Finance

passed · Michigan · House Jul 1, 2026

HB 5805: Housing: housing development authority; housing opportunity tax credit program; establish and administer. Amends sec. 22 of 1966 PA 346 (MCL 125.1422) & adds sec. 22e. TIE BAR WITH: HB 5806'26, HB 5807'26

This bill amends the State Housing Development Authority Act to expand the powers of Michigan's State Housing Development Authority. The key changes allow the authority to charge fees for its loans and publications, save usable housing from demolition by funding rehabilitation costs, and make mortgage loans to subsequent property buyers even if they do not meet standard income limits. These provisions directly affect the authority's operations and the people seeking affordable housing assistance in the state.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill expands affordable housing funding and tax credit programs, directly supporting state budget initiatives for essential public services.75% confidence ✓ HousingSupports HousingBill expands State Housing Development Authority powers to fund rehabilitation, charge fees, and extend mortgage loans, directly strengthening affordable housing access.90% confidence

Sub-Topics Tax Credits Affordable Housing Homeownership Housing Finance

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passed · Michigan · Senate Jun 18, 2026

SB 967: Individual income tax: credit; state low-income housing tax credit; create. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding secs. 279, 679 & 821. TIE BAR WITH: SB 0966'26, SB 0968'26

SB 967 amends Michigan's income tax law to establish a new state low-income housing tax credit effective for tax years beginning on or after January 1, 2027. This credit is designed for project owners and equity investors who have been allocated funds to support affordable housing developments, allowing them to reduce their state tax liability by the amount of the credit. The bill includes specific rules for claiming the credit, such as requiring the attachment of an allocation form to tax returns, and mandates that the credit be claimed after other tax credits. Additionally, the legislation requires the state department to recapture a portion of the credit from taxpayers if the related federal tax credit is later disallowed or recaptured. If the credit amount exceeds a taxpayer's tax liability for the year, the unused portion can be carried forward for up to 10 years to offset future taxes.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill creates a tax credit for affordable housing, advancing state housing goals and providing tax relief to project owners and investors.85% confidence ✓ HousingSupports HousingBill creates a state tax credit to fund affordable housing developments, directly advancing the goal of increasing affordable housing supply.95% confidence

Sub-Topics Income Tax Tax Credits Affordable Housing Historic Preservation Housing Finance

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signed · Michigan · House Jul 29, 2026

HB 5806: Individual income tax: credit; housing opportunity tax credits; create. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding secs. 281 & 678. TIE BAR WITH: HB 5805'26, HB 5807'26

HB 5806 creates a new state tax credit for individuals and businesses that invest in affordable housing projects in Michigan starting in 2027. The bill allows these investors to reduce their income tax by a specific amount tied to their share of the project, provided they receive approval from the State Housing Development Authority. It also establishes rules for how investors must report the credit, handle situations where federal tax credits are lost, and carry forward any unused credit for up to 10 years.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill creates a tax credit to encourage affordable housing investment, providing tax relief and funding essential housing programs.90% confidence ✓ HousingSupports HousingBill creates a tax credit to incentivize investment in affordable housing projects, directly funding and expanding housing development.95% confidence

Sub-Topics Income Tax Tax Credits Tax Incentives Affordable Housing Historic Preservation Housing Finance

signed · Michigan · Senate Jul 29, 2026

SB 966: Housing: housing development authority; housing opportunity tax credit program; establish and administer. Amends sec. 22 of 1966 PA 346 (MCL 125.1422) & adds sec. 22e. TIE BAR WITH: HB 5806'26, HB 5807'26

SB 966 amends the State Housing Development Authority Act of 1966 to add new powers for the State Housing Development Authority in Michigan. The bill allows the authority to establish and collect fees for its publications, loans, and related services, and to use the resulting income for its corporate purposes. These funds are not considered interest and can be used to support the authority's housing initiatives, provided they are not pledged for bond repayment. The legislation directly affects the State Housing Development Authority by expanding its financial and operational capabilities to better serve housing needs across Michigan.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill enables the State Housing Development Authority to generate revenue through fees to fund housing initiatives, supporting fiscal management and public services.85% confidence ✓ HousingSupports HousingBill expands State Housing Development Authority powers to generate fees for housing initiatives, directly funding affordable housing programs.85% confidence

Sub-Topics Income Tax Tax Credits Affordable Housing Housing Finance Property Taxes

in committee · Michigan · Senate Apr 23, 2026

SB 923: Housing: housing development authority; eligibility for credits under the community development tax credit program; coordinate with Michigan strategic fund. Amends sec. 22 of 1966 PA 346 (MCL 125.1422) & adds sec. 22e. TIE BAR WITH: SB 0925'26

SB 923 amends the State Housing Development Authority Act to update the powers of the Michigan Housing Development Authority, specifically clarifying its ability to set standards for housing projects and manage fees related to loans and publications. The bill also adds new provisions to coordinate with the Michigan Strategic Fund and adjust eligibility criteria for credits under the Community Development Tax Credit Program. By modifying existing statutes, the legislation aims to streamline how the authority operates and interacts with other state financial programs to support housing initiatives.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill expands tax credit eligibility and coordinates with the Strategic Fund to streamline housing development, advancing fiscal management and public housing goals.85% confidence ✓ HousingSupports HousingBill strengthens Michigan Housing Development Authority powers and coordinates with tax credit programs to advance housing development.85% confidence

Sub-Topics Tax Credits Affordable Housing Community Development Housing Finance

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