SB 978 repeals the requirement that health insurers in Michigan provide emergency refills of prescription medications for up to a 30-day supply. This change directly affects insurance companies and their policyholders by removing the obligation to cover such emergency supplies under specific circumstances. The bill eliminates Section 3406w of the state's insurance code, which previously mandated these emergency coverage provisions. Consequently, insurers will no longer be required to grant these specific emergency refill exceptions, leaving the existing formulary and exception processes in Sections 3406o as the primary framework for drug coverage.
SB 451 prohibits consumer reporting agencies in Michigan from including medical debt in credit reports, protecting residents from negative credit impacts due to unpaid medical bills. The law requires collection agencies to disclose this restriction in writing to consumers and forbids them from claiming medical debt will appear on credit reports unless the debt relates to a mortgage exceeding the federal conforming loan limit ($766,550 for 2024). It directly affects consumers who receive medical care but have unpaid bills, as their credit scores will no longer be harmed by such debt. The law also provides legal remedies, including damages and attorney fees, for violations.
SB 450 amends Michigan law to require public hospital boards to follow the Hospital Financial Assistance Act when setting patient payment policies for non-charity care. It directly affects county public hospitals by making their financial assistance policies subject to existing state standards under the Hospital Financial Assistance Act. The bill updates Section 17 of the 1913 Public Act 350 to clarify that hospital trustees' authority over patient fees is governed by this act, ensuring consistent financial assistance rules across public hospitals.
SB 701 amends Section 3 of Michigan's Consumer Protection Act (MCL 445.903) to modify provisions related to unfair credit practices. The bill title indicates it aims to set a maximum interest rate for medical debt, but the provided bill text only shows the current language of Section 3 (which lists unfair trade practices like deceptive advertising, false representations, and misleading credit terms), not the proposed changes. The context does not include the specific amendment language or how it would alter the medical debt interest rate. Without the actual proposed text of the amendment, the precise policy change cannot be summarized. The bill is currently in committee for review.
SB 449 requires Michigan hospitals to create and implement financial assistance programs for uninsured patients and those with high medical debt relative to income. Specifically, hospitals must offer up to 100% discounts for patients earning at or below 350% of federal poverty guidelines, base eligibility on objective income metrics, and publish program details clearly on bills, statements, and websites in plain language. Hospitals must also report annual data on program usage and debt relief to the state health department by 2027, with violations subject to $10,000 civil fines. The law directly affects uninsured patients and hospital financial operations, aiming to reduce barriers to care for low-income individuals.
SB 707 amends Michigan's licensing rules for marriage and family therapists. It updates educational requirements (e.g., specific coursework in family studies and therapy methodology), increases supervised clinical experience standards (300 direct client hours with 1:5 supervision ratio), and adds a "limited license" pathway for trainees. The bill restricts titles like "marriage counselor" or "family therapist" to only licensed professionals, preventing unlicensed individuals from using these terms. It directly affects therapists seeking or renewing licenses, training programs, and the public who rely on qualified providers for these services.
HB 5455 enacts Michigan's participation in the Interstate Medical Licensure Compact, allowing physicians licensed in participating states to more easily obtain licenses in Michigan and other member states. This directly affects physicians seeking to practice across state lines, particularly through telehealth or in rural areas with healthcare shortages. The bill establishes a streamlined "expedited license" process for eligible physicians who meet specific criteria (like holding a full license in another member state and having no disciplinary history), while requiring physicians to follow the licensing rules of the state where the patient is located during care. It does not change Michigan's existing medical practice laws but creates a new pathway for multi-state licensure through a standardized compact process.
SB 303 would allow Michigan to join the Interstate Medical Licensure Compact, enabling physicians licensed in Michigan to more easily obtain full licenses to practice medicine in other participating states. The bill creates a streamlined process for physicians with a "state of principal license" (typically their primary practice state) to get an "expedited license" in other compact states, without repeating full licensing exams or background checks. It requires physicians to meet specific standards, such as holding a full, unrestricted license in their principal state, having no criminal convictions, and not being under active investigation. This change directly affects physicians seeking to practice across state lines and aims to improve healthcare access by making it easier for doctors to serve patients in multiple states. The compact does not alter existing state medical practice laws but provides an additional pathway for licensure.
HB 4726 extends the deadline for a reimbursement formula that helps counties offset costs when operating Medicaid-funded nursing homes. It requires counties to be reimbursed for 45% of the difference between their actual per-patient-day costs and a state-set cost limit (with rates capped at zero if costs are below the limit), while preventing annual reimbursement increases exceeding $1.00 per patient day. This policy directly affects county-owned nursing homes providing Medicaid long-term care, ensuring continued state support for their operations until December 31, 2030. The bill does not change eligibility for services or create new benefits - only extends the existing funding mechanism.
SB 95 (the "hospital price transparency act") prohibits hospitals from attempting to collect debts for services provided when they were not complying with state price transparency laws. It specifically bans hospitals from using debt collectors, suing patients, or reporting debts to credit bureaus for care received during non-compliance periods. The bill directly affects hospitals that fail to publicly list prices for services (like "chargemaster" rates) and patients who received care during those violations. Key provisions define "collection actions" and clarify that hospitals cannot pursue payment for non-compliant billing periods, offering patients remedies if hospitals attempt collection anyway.
