HB 5450 amends Michigan's Food Law to prohibit local governments (counties, cities, villages, or townships) from charging fees, taxes, or assessments for the operation of mobile food establishments, such as food trucks. This directly affects food truck operators by eliminating an additional cost imposed by local jurisdictions. The bill achieves this by modifying Section 3113 of the Food Law to explicitly ban such fees, while still requiring compliance with state-mandated fire inspections and licensing under existing regulations.
HB 5451 requires food trucks (mobile food establishments) to undergo annual fire inspections and additional inspections after significant modifications to fire safety systems, such as kitchen equipment or fuel piping. It creates a public database tracking these inspections and mandates that operators notify fire inspectors within 30 days of license applications or modifications. The bill specifies that inspections must comply with the International Fire Code, with results valid for one year (limiting inspections to once annually unless safety concerns arise). This directly affects food truck operators, who must pay a $200 maximum fee for annual inspections but receive no charge for additional safety-related checks.
HB 5468 amends Michigan election law to change requirements for school board and metropolitan district candidate petitions. It requires petitions to be nonpartisan, include specific candidate details (like address and website), and sets signature minimums/maxima based on district population (6-20 signatures for districts under 10,000 people, 40-100 for larger districts). The bill adds penalties for signature fraud, including misdemeanor charges for signing multiple petitions for the same office and felony charges for using multiple names on a single petition. Candidates can now pay a $100 filing fee instead of gathering signatures to qualify for the ballot.
HB 5467 amends Michigan election law to clarify procedures for replacing candidates who die, become physically unable to serve, or withdraw from races after qualifying but more than 55 days before a primary election. It applies to candidates for state legislative seats (senate/house) and certain county offices like sheriff or county clerk. The bill requires political parties to select replacements through designated committees (e.g., district delegates or county committees) and ensures the replacement’s name appears on ballots at least 55 days before the primary. This standardizes the timeline and process to prevent last-minute election disruptions.
HB 5385 amends Michigan's insurance code to modify rules for captive insurance companies - entities owned by businesses to insure their own risks. It restricts these companies from covering certain personal insurance types (like auto or homeowners) and requires them to insure only risks of their parent company, affiliated businesses, or specific groups (e.g., industrial insureds). Key provisions include mandating annual in-state board meetings, requiring $1 minimum per share of capital, and demanding detailed financial transparency for the commissioner’s review. The bill directly affects businesses seeking to establish captive insurers in Michigan, ensuring stricter operational and reporting standards.
HB 5384 modifies Michigan's insurance code to allow more business entities to participate in sponsored captive insurance companies without requiring them to be shareholders or affiliates. The bill expands eligibility to include associations, corporations, LLCs, partnerships, and trusts that use these specialized insurers to cover their own risks or related businesses' risks. It removes the previous requirement that participants must own shares in the captive company or be affiliated with it. This change directly affects businesses seeking to self-insure through captive structures, making it easier to establish such arrangements under Michigan law. The bill does not alter the core rule that captives must primarily insure the participant's own risks or approved affiliates' risks.
HB 5383 amends Michigan's Insurance Code (MCL 500.4705) to establish a new regulatory framework for "Special Purpose Financial Companies" (SPFCs), which are specialized insurance entities created to insure risks for a single counterparty (typically a parent company). The bill requires SPFCs seeking to operate in Michigan to obtain a limited certificate of authority by meeting specific criteria, including maintaining a Michigan principal office, holding annual management meetings in-state, designating a Michigan resident agent, and submitting detailed documentation about their insurance securitization transactions and financial plans. Key provisions mandate that SPFCs only cover risks of their designated counterparty, provide stress-case financial projections, and undergo review by both the Attorney General's office and the Insurance Commissioner. This bill directly affects companies forming SPFCs for risk management and their parent companies, creating a structured pathway for these entities to operate under Michigan law.
HB 5364 requires Michigan's state board of education to obtain legislative approval - via a concurrent resolution from both the state Senate and House - before revising the state's recommended academic curriculum standards. The bill directly affects school districts, the state board, and legislators by preventing changes to standards without formal legislative consent. Key provisions include prohibiting standards from including "attitudes, beliefs, or value systems" unrelated to academic learning, while maintaining existing requirements for standards covering subjects like history (including genocide education) and assessments focused solely on academic skills. The bill does not alter current standards but changes the process for future updates. It is currently pending in the House Committee on Education and Workforce.
HB 5382 modifies Michigan's insurance code to clarify regulations for Special Purpose Financial Captives (SPFCs), which are specialized insurance entities used by companies to self-insure risks. The bill specifies that certain operational changes - like issuing new securities for existing financing arrangements or replacing swap counterparties with similarly rated firms - do not require approval. It also mandates annual financial reporting (including audited statements and operations summaries), requires SPFCs to respond to commissioner inquiries within 30 days, and imposes civil penalties of $1,000-$5,000 per violation for non-compliance. These changes directly affect SPFCs operating under Michigan law, ensuring clearer reporting standards and oversight while maintaining existing commissioner authority.
HB 5380 amends Michigan's insurance code to update rules for "sponsored captive insurance companies" (specialized insurers formed by businesses to cover their own risks). It specifies that only authorized insurers, certain holding companies, reinsurers, or director-approved captives may sponsor these companies, while banning risk retention groups from serving as sponsors or participants. The bill requires all business written by these captives to meet one of three security standards: fronting by a subsidiary insurer, reinsurance by a state-approved reinsurer, or securing policies with a U.S. trust fund backed by irrevocable letters of credit. These changes aim to strengthen oversight of captive insurers while clarifying eligibility for sponsors and security requirements.
HB 5386 amends Michigan's insurance code to update reporting requirements and fees for captive insurance companies (entities that insure only their parent company). It requires annual financial reports verified by executive officers, allows flexible accounting standards with director approval, and mandates annual actuarial opinions on reserves. The bill establishes tiered annual renewal fees based on premium volume, ranging from $5,000 for under $5 million in premiums to $100,000 for over $75 million. These changes directly affect all captive insurance companies operating in Michigan, modifying their compliance obligations under state law.
HB 5434 amends Michigan's Motor Carrier Fuel Tax Act to add a 15-cent tax per gallon equivalent on electric fuel used by motor carriers operating qualified commercial vehicles on Michigan roads. The tax applies to large trucks and vehicles meeting specific weight or axle criteria (e.g., 3+ axles or over 26,000 pounds gross weight) and must be paid quarterly alongside existing taxes on motor fuel and alternative fuel. This bill directly affects commercial trucking companies and motor carriers operating in Michigan, including those in interstate commerce. The change extends the existing fuel tax framework to include electric fuel, aligning it with current taxation practices for other fuel types.
