Maddy summaryThis bill amends Massachusetts law to require stricter protections for first-time homebuyers taking out variable or adjustable-rate subprime loans. Under the new rules, these borrowers must explicitly agree in writing to the loan terms and receive counseling from an approved nonprofit organization before the loan closes. If a lender violates these requirements, the variable interest rate becomes unenforceable, and the borrower will only be charged the lower of the original or current adjusted rate for the rest of the loan term. The bill also exempts certain qualified mortgages that meet specific federal standards from these new restrictions.
Rep. Tackey Chan
Sponsored bills
Maddy summaryThis bill directs the Massachusetts Board of Elementary and Secondary Education to update regulations requiring teacher training programs to include instruction on augmentative and alternative communication and assistive technologies. It also mandates that individual professional development plans for educators address the specific needs of students who are nonverbal or have limited speech. These changes aim to ensure that teachers are better equipped to support children with disabilities who rely on alternative methods of communication.
Maddy summaryThis bill creates a new funding program within the Massachusetts School Building Authority specifically for vocational-technical education and regional vocational-technical schools. The legislation aims to improve access and capacity by directing capital investments toward infrastructure that supports industry-relevant workforce training and economic development. By establishing this dedicated tool, the bill seeks to ensure equitable access to public education and modern facilities for students pursuing technical careers.
Maddy summaryThis bill proposes establishing a universal school meal program in Massachusetts to provide free breakfast and lunch to all public school students. It would require the state to allocate funding for these meals and mandate that every school district participate in the program. The legislation aims to ensure that every child attending a public school in the Commonwealth receives nutritious food at no cost to their families.
Maddy summaryThis bill is a petition to establish a new committee or task force focused on lifting children out of deep poverty in Massachusetts. It does not contain specific policy provisions, funding allocations, or operational mechanisms, as it serves only as a formal request to the legislature to consider the issue. The document lists numerous legislators who have signed the petition but does not outline any concrete legislative changes. Consequently, the bill functions as a procedural item to raise awareness rather than a standalone law.
Maddy summaryThis bill updates Nicky's Law to broaden the legal definition of "employer" for entities providing MassHealth day habilitation services to individuals with intellectual or developmental disabilities. By expanding the criteria to include organizations operating under specific department contracts, funding, or licenses, the legislation ensures these service providers are covered under existing employment protections. The change directly affects the organizations delivering these day programs and the staff who work within them, aiming to clarify their status under current state laws.
Maddy summaryThis bill amends Massachusetts law to allow individuals who need supervision and cueing to perform daily living tasks to qualify for the Personal Care Attendant program. Specifically, it directs the Division of Medical Assistance to update its regulations so that people requiring assistance with two or more activities of daily living are considered eligible for PCA services. The change ensures that those who need guidance or oversight while completing routine tasks can receive support through the state's existing personal care system.
Maddy summaryThis bill requires tobacco retailers in Massachusetts to carry at least one FDA-approved nicotine replacement therapy product to help customers quit smoking. It directly affects businesses that sell tobacco by mandating they stock cessation aids alongside their existing inventory. Retailers who fail to comply face fines of $100 for the first violation, $200 for a second, and $300 for any subsequent offenses. The state Department of Public Health is authorized to create specific rules to enforce this requirement.
Maddy summaryThis bill directs the Massachusetts Department of Transitional Assistance to provide cash and nutritional aid to immigrant residents who are lawfully admitted for permanent residence or otherwise permanently residing in the United States. It specifically targets children, pregnant women, and caretaker adults by allowing them to receive cash assistance and related benefits under Chapter 118, as well as Supplemental Nutrition Assistance Program benefits, regardless of their immigration status or citizenship. The legislation removes existing immigration-related barriers that currently prevent these individuals from accessing these specific state-funded programs. All benefits under the new section must be provided at the same level and subject to the same requirements as those given to other eligible residents, pending future state funding.