Maddy summaryThis bill establishes new protections for consumers facing debt collection in Massachusetts. It limits wage garnishment to no more than 90% of gross weekly earnings or 65 times the state/federal minimum wage (whichever is higher), and allows consumers to request additional exemptions due to financial hardship through a court process. The law also prohibits employers from firing or refusing to hire people because of debt garnishments and sets a 5-year limit for creditors to sue over most personal debts. These rules apply to debts like credit cards or medical bills but exclude child support or divorce-related payments.
Rep. Carmine Gentile
Sponsored bills
Maddy summaryHD 2405, "An Act relative to fairness in debt collection," protects consumers facing debt collection by setting clear limits on wage garnishment. It exempts 90% of a consumer's gross weekly wages (or 65 times the state/federal minimum wage) from attachment for consumer debt, with an additional hardship exemption available through a court process. The bill also prohibits employers from firing or refusing to hire workers due to garnishments and sets a 5-year statute of limitations for debt collection actions. These provisions apply to most personal debts (like credit cards or medical bills) but exclude mortgages, homeowner fees, and child support.
Maddy summaryThis bill establishes a licensing system for home care agencies in Massachusetts, requiring most providers of in-home care services to obtain a license from the Secretary of Health and Human Services. It directly affects home care agencies (businesses or nonprofits providing services like personal assistance or housekeeping in consumers' homes), home care workers, and consumers receiving these services. Key provisions include mandatory background checks for workers, requirements for detailed service plans and contracts, minimum insurance coverage, adherence to labor laws, and annual staff training on topics like abuse reporting and dementia care. The Secretary enforces compliance through fines for unlicensed operation or violations, with temporary licenses allowed for new or struggling agencies under specific conditions.
By Representative Holmes of Boston, a petition (subject to Joint Rule 12) of Russell E. Holmes for legislation to establish a local option for ranked choice voting in municipal elections. Election Laws.
By Mr. O'Connor, a petition (accompanied by bill, Senate, No. 420) of Patrick M. O'Connor for legislation relative to supporting student participation in 4-H programs. Education.
Maddy summaryThis bill requires all municipal recreation departments in Massachusetts to create and implement a mandatory annual training program for youth athletic coaches. The training must cover youth mental health support and preventing psychological or physical abuse during sports activities. It directly affects municipal recreation departments (which must develop the curriculum) and all coaches who work with youth athletes (who must complete the training yearly). The key provision is the annual certification requirement, replacing any previous voluntary standards with a uniform, locally-administered obligation.
By Mr. Moore, a petition (accompanied by bill, Senate, No. 2187) of Michael O. Moore and James B. Eldridge for legislation to prohibit state and municipal contracts for the purchase and installation of artificial turf fields. State Administration and Regulatory Oversight.
Maddy summaryThis bill requires all Massachusetts school buses - public, charter, vocational, private, and parochial - to install lap-shoulder seat belts at every seat by September 1, 2027. It mandates that all passengers wear these belts during bus operation, with schools adding seat belt instruction to driver training. The law also directs the insurance commissioner to create premium discounts for school buses equipped with federally approved seat belts, effective before September 2025. These changes directly affect school bus operators, students, and insurance providers across all school types.
Maddy summaryHD 251 authorizes the Town of Sudbury to require retail businesses to charge customers at least $0.10 per checkout bag. It directly affects all Sudbury retail establishments (including stores, restaurants, pharmacies, and grocery stores) that provide checkout bags at the point of sale. The bill mandates that fees must be separately listed on receipts as a "checkout bag charge," with all collected funds retained by the business. This policy excludes specific bag types like produce bags, prescription medication bags, or protective bags from the fee requirement.
By Ms. Jehlen, a petition (accompanied by bill, Senate, No. 470) of Patricia D. Jehlen, Michael O. Moore, Paul K. Frost, John F. Keenan and other members of the General Court for legislation to improve Massachusetts home care. Elder Affairs.