This bill would eliminate recording fees for subordinate mortgages on affordable housing projects when extended by public or quasi-public agencies (like cities/towns or the Massachusetts Housing Partnership). It directly affects affordable housing developers and public housing entities by removing a cost barrier for these specific mortgage filings. The key change modifies two sections of Massachusetts law to exempt these mortgage filings from standard CPA recording fees. This policy shift aims to reduce administrative costs for affordable housing financing without altering housing eligibility or funding mechanisms.
This bill creates the "Housing First and Housing for All Fund" using revenues from a new gross receipts tax on businesses. The fund will directly support unhoused individuals, low-income households, veterans, seniors, and people with disabilities by funding rental subsidies, emergency housing, permanent housing programs, and services like mental health care and legal aid for eviction cases. Key provisions include requiring annual reports on fund usage and mandating audits to ensure money is spent on housing prevention and support, not other state expenses. The bill focuses on concrete policy changes to expand affordable housing access through dedicated funding, rather than speculative outcomes.
This bill allows Massachusetts cities with 65,000-150,000 residents to prioritize up to 70% of local residents (those currently living within the city limits) for affordable housing units. It applies to all privately assisted housing and housing subject to inclusionary zoning requirements listed on a municipality's housing inventory. The preference must last for at least 30 years from when a tenant moves in, and the regulations creating this rule must take effect within 60 days of the bill's passage. The policy directly affects these mid-sized cities and their affordable housing residents, aiming to increase local access to housing.
This bill changes Massachusetts law to automatically classify all mobile homes as "affordable housing" under Chapter 40B of the General Laws. It directly affects mobile home owners, developers, and local municipalities by ensuring mobile homes qualify for the state's affordable housing program without needing separate approval. The key provision removes barriers by requiring towns to allow mobile home developments as part of their affordable housing obligations under Chapter 40B. This policy change simplifies eligibility for mobile homes in affordable housing initiatives without creating new programs or funding.
This bill requires Massachusetts state agencies to track and report on whether housing development funding is distributed fairly across different regions. It mandates the Executive Office of Housing to collect specific data - including housing projects per municipality, unit types, affordability levels, and funding amounts - across all state-funded housing programs from 2025 to 2029. Agencies must submit two reports (in 2028 and 2035) detailing geographic equity, including per capita data and funding breakdowns, while keeping small projects (under 3 units) confidential. The law directly affects state housing agencies and quasi-public entities managing housing funds, ensuring transparency in how resources reach communities statewide.
This bill gives tenants in multi-family residential buildings (excluding certain types like single-family homes or shelters) a first right to purchase their property if the owner sells due to foreclosure, short sale, or deed in lieu. To qualify, at least 51% of tenant-occupied units must form a Tenant Association. If the association meets requirements, it gets priority to buy the property before outside buyers, and the property must later be maintained as long-term affordable housing for 30 years through recorded deed restrictions. Municipalities can choose to adopt this local option.
HD 2945 modifies a climate demonstration project to require cities and towns to meet stricter housing affordability standards before joining. It raises the required housing affordability threshold from 10% to 20% under Chapter 40B of state law, or mandates that municipalities adopt zoning allowing multi-family housing without age restrictions for families with children. This applies to all municipalities seeking participation in the program, with exceptions for those already meeting the 10% threshold by December 21, 2020. The bill directly affects local governments aiming to participate in the climate initiative.
This bill establishes a 10-member special commission to develop rules for insurance companies setting rates on two types of housing: properties with affordability restrictions (like rent-controlled units) and properties where tenants use housing vouchers. The commission, including housing advocates, industry representatives, and agency heads, must create a framework for these rates and report its findings to key legislative committees by December 31, 2026. It directly affects insurance companies and the affordable housing sector by targeting how insurance costs are determined for these specific properties. The bill itself does not change current law but creates a process for potential future policy recommendations.
This bill establishes a statewide goal for Massachusetts to produce 400,000 new housing units by 2040, including 80,000 affordable units for households earning under 80% of the Area Median Income (with specific targets of 20,000 for under 60% and 20,000 supportive housing units for under 30%). It requires the Secretary of Housing and Livable Communities to annually report to state legislators on progress toward these goals, including breakdowns by unit type (market-rate, accessible, senior, and affordability tiers). The reports must also track foreign property purchases and short-term rentals. This directly affects state housing agencies, local municipalities, and developers by setting measurable targets and mandating transparency.
HD 2978, "An Act promoting fair and affordable housing," prohibits Massachusetts local and state government entities from engaging in discriminatory housing practices. It specifically bans actions that limit housing for families with incomes at or below 80% of the area median income, families needing larger units (like those with more than two bedrooms), or based on protected characteristics including race, gender identity, sexual orientation, disability, or familial status. The bill allows individuals or the Attorney General to sue for violations within three years, seeking court orders, damages, and legal fees, while clarifying that governments can defend actions by proving a strong, non-discriminatory reason. It directly affects housing decisions by cities, towns, and state agencies regarding permits, funding, and regulations.
