Rep. Malcolm Ruff

Maddy summaryHB 1302 requires housing developers and organizations receiving state funding for new construction, acquisition, or rehabilitation of residential properties to offer housing counseling services to prospective residents. This applies to all projects funded by Maryland's Department of Housing and Community Development. The counseling must be provided by HUD-certified counselors working for HUD-approved agencies, focusing on financial planning and housing goal obstacles. The bill takes effect July 1, 2025, directly affecting housing fund recipients and prospective tenants.

Maddy summaryHB 1411 establishes a permanent state fund to provide grants to low-income condominium unit owners who cannot afford increased assessments required to meet reserve account funding standards. The fund targets owners with household incomes at or below 80% of the area median income, prioritizing those aged 65 or older. It is funded through state budget appropriations and interest earnings, and grants cover only the portion of increased assessments that would otherwise fall on the owner - supplementing, not replacing, existing funding. The program requires annual reporting on reserve balances by recipients and is administered by Maryland's Department of Housing and Community Development.

Maddy summaryHB 501 (RAISE Act) simplifies licensing for workers who complete approved apprenticeships. It allows the State Board of Plumbing to waive the journey plumber exam for those who finish an approved program, and authorizes the Secretary of Labor to waive exams for other licensed trades under similar conditions. The bill creates new programs, including the Maryland Office of Registered Apprenticeship Development and an Apprenticeship Incentive Program, funded by a nonlapsing special fund for interest earnings. These changes directly affect apprentices, licensed trades workers (like plumbers), and employers participating in approved training programs. The law applies retroactively to existing apprenticeship completions.

Maddy summaryHB 1014, the "Fair Share for Maryland Act of 2025," makes significant changes to Maryland's tax code affecting residents, businesses, and estates. It adjusts estate tax calculations to maintain Maryland's tax rate despite potential federal changes, imposes a business transportation fee on corporations and pass-through entities, and expands eligibility for the earned income tax credit by lowering income thresholds for individuals without qualifying children. The bill also requires annual inflation adjustments for tax credit phase-out amounts, limits net operating loss deductions, and modifies child tax credit eligibility. These changes directly impact Maryland taxpayers, businesses, and families relying on state tax credits.

Maddy summaryHB 648 establishes the BRIDGE Program within Maryland's Department of Commerce to provide grants to qualifying business incubators. The program targets incubators that primarily serve businesses in Maryland, require formal incubator programs for early-stage companies, and have staff trained to support socially and economically disadvantaged entrepreneurs. Grants cover planning, facility improvements, equipment, and operating costs (with limits on covering more than 25% of operating expenses after the first year), ranging from $100,000 to $400,000 per fiscal year. Preference is given to incubators led by disadvantaged individuals, located in underserved communities or designated zones, or focused on supporting startups led by disadvantaged entrepreneurs.

Maddy summaryHB 608 requires Maryland county school boards to grant temporary school admission to students when parents or guardians cannot immediately provide proof of required immunizations. This temporary enrollment lasts up to 60 days, during which parents must schedule an appointment with a health provider or local health department to obtain immunizations, reconstruct lost records, or get evidence of age-appropriate immunity. Parents must then submit proof of the immunization on the next school day following the appointment. The bill directly affects public school students and their families in Maryland, balancing school safety with practical barriers to documentation.

Maddy summaryHB 696 eliminates citizenship requirements for members of certain Maryland state boards, committees, commissions, task forces, and workgroups. It replaces these requirements with a mandate that appointees should reflect the "full diversity of the State to the extent practicable." The bill affects multiple state entities across health, environment, labor, and other sectors by changing appointment rules in over 20 specific code sections. This policy change directly impacts who can be appointed to these bodies, prioritizing diversity considerations over citizenship status.

Maddy summaryHB 665 requires Maryland's Medicaid program (Maryland Medical Assistance Program) and certain health insurers to cover annual behavioral health wellness visits starting July 1, 2026. These visits, defined as clinical assessments to identify potential psychiatric or substance use disorders, must be covered regardless of whether a diagnosis is made. Insurers must reimburse providers for these visits at the same rate as visits resulting in a diagnosis. The bill applies to Medicaid recipients and health plans operating in Maryland, effective January 1, 2026, for new or renewed policies.

Maddy summaryHB 523 requires every Maryland county board of education to investigate and report on the root causes of student absenteeism and expulsions. Specifically, boards must examine factors like a student's home situation, family vacations, health issues (mental, physical, or substance use), school environment, and whether the student provides care or translation for family members. Starting January 1, 2026, each county must submit quarterly reports for 10 years to state legislative committees and local representatives detailing these findings. The bill directly affects all county school boards and aims to identify systemic issues impacting student attendance and discipline.

Maddy summaryHB 495 requires Maryland schools with existing antidiscrimination policies to update those policies to include specific information, such as reporting options for sexual violence, school contact details, investigation processes, victim resources, and medical facility locations. It mandates that policies be written in plain, age-appropriate language, printed for readability, available in common languages spoken by students/staff (5%+ of population), and accessible via oral interpretation for less common languages. Schools must distribute policies annually through handbooks, email, campus postings, and websites, and provide mandatory training to students at the start of each school year and to employees within four weeks of hire. This applies to all public/private K-12 schools, preK programs receiving state funding, and colleges in Maryland.