Del. Ryan Spiegel

Maddy summaryThis bill establishes a three-year pilot program to create a statewide network of free financial empowerment centers across Maryland, targeting residents seeking assistance with personal financial management. Each center will provide one-on-one counseling on increasing savings, reducing debt, accessing banking services, and improving credit scores, with materials available in English, Spanish, and other required languages. The Comptroller’s Office will administer the program, requiring counselors to complete training meeting established standards, and the state will fund it through budget appropriations for fiscal years 2028 and 2029. The program will run from October 1, 2026, through September 30, 2029, after which it will automatically end without further legislative action.

Maddy summaryHB 506 establishes the Transformational Project Financing Program under Maryland's Economic Development Corporation. It allows local governments (political subdivisions) to apply for designation of specific areas as "State-supported development districts" to fund major development projects. The key mechanism redirects property tax revenue from increased property values ("tax increment") within these districts into a dedicated fund, rather than the general municipal budget, for approved projects. Priority areas include sustainable communities, transit-oriented developments, and designated enterprise zones. This program modifies existing law to create a structured process for economic development financing through tax increment funding.

Maddy summaryHB 572 authorizes Maryland’s Attorney General to sue large fossil fuel companies (with over $1 billion in market capitalization involved in extracting or processing coal, oil, or gas) for unlawful conduct contributing to climate change, including fraud or deception. It creates the Climate Crimes Accountability Fund, financed by settlements or judgments from these lawsuits, to pay for programs addressing specific climate harms like flooding, extreme heat, drought, and waterborne pathogens. The fund is a special, non-lapsing account managed by the state, with interest earnings automatically added to it. All money must directly support climate harm prevention, mitigation, or repair efforts as defined in the bill.

Maddy summaryHB 465 (Stop Silencing Survivors Act) creates legal immunity for individuals who in good faith disclose allegations of sexually assaultive behavior (defined as acts meeting Maryland’s criminal law standards for sexual offenses or equivalent offenses). It protects disclosers from liability claims unless proven to have acted with actual malice or intentionally shared false information. The bill also requires courts to award attorney fees and costs to successful defendants in such cases. This directly affects survivors reporting abuse, individuals sharing such information, and courts handling related civil cases. The law takes effect October 1, 2026.

Maddy summaryHB 510 requires Maryland's Motor Vehicle Administration to partner with Virginia to obtain data on Maryland residents who own vehicles improperly registered in Virginia. The bill creates a searchable database of this information, making it available to law enforcement for automated speed enforcement citations. It increases penalties for drivers or owners of such vehicles, raising the maximum fine for speeding violations from $40 to $250 for offenses recorded by automated systems. This directly affects Maryland residents who register vehicles in Virginia instead of Maryland, impacting how speed violations are enforced and fined for these specific vehicles.

Maddy summaryHB 1222 (Maryland Values Act) requires Maryland correctional facilities to detain and transfer individuals who are not lawfully present in the U.S. and have been convicted of a violent crime to federal immigration authorities within 48 hours when requested. It prohibits law enforcement officers from detaining people or prolonging arrests based on immigration status during routine stops or investigations, and bans transferring individuals to federal immigration authorities except for the defined "covered individuals" (those with violent crime convictions and unlawful presence). The bill also terminates existing immigration enforcement agreements between Maryland entities and federal authorities by a specified deadline. This directly affects state/local correctional facilities, law enforcement officers, and individuals with certain immigration statuses and violent crime convictions.

Maddy summaryHB 765 allows Maryland hospitals to sell patient medical debt **only to government units or their contractors for debt cancellation**, not for profit. It requires hospitals to dismiss all pending collection actions for sold debt, stop all collection efforts on that debt, and report detailed data on debt sales (including amounts sold, payments received, and patient demographics) annually. The bill directly affects hospitals by mandating new financial policies and patient reporting requirements, and impacts patients whose debt is sold by preventing further collection attempts. Key provisions include prohibiting interest charges before court judgment, requiring refunds for patients later found eligible for free care, and banning hospitals from reporting adverse credit information during an 180-day grace period.

Maddy summaryHB 384 establishes the Maryland Disability Service Animal Program within the Department of Disabilities. The program requires the Department to select a nonprofit organization to train service animals and creates a dedicated fund to support eligible individuals with disabilities (as defined by the Americans with Disabilities Act). Key provisions include referring individuals to the nonprofit trainer, providing funding assistance for service animal training, and encouraging successful participants to help with outreach to others. This directly affects Maryland residents with disabilities who need service animals trained to perform specific tasks for daily living.

Maddy summaryHB 707 (Eric’s ID Law) requires Maryland’s Motor Vehicle Administration to add a voluntary notation for nonapparent disabilities - such as developmental or intellectual disabilities - on driver’s licenses, ID cards, and moped permits. Applicants can choose to indicate this disability without providing proof or paying extra fees, and the notation will appear on the document’s bottom. The law prohibits the Administration from disclosing this information to insurers or using it to refer applicants to medical boards. It also mandates public outreach to inform people about this option. This directly affects individuals with nonapparent disabilities who apply for or renew these documents.

Maddy summaryHB 744 updates Maryland's traffic safety laws by increasing penalties for dangerous driving. It defines reckless driving as driving 30+ miles per hour over the speed limit (previously undefined), adds 2 points to a driver's record for negligent driving, and adds 6 points for speeding over 30 mph above the limit. The bill also redefines aggressive driving as committing two or more specific traffic violations (like tailgating or illegal passing) during a single driving period, with fines up to $1,000. These changes directly affect drivers convicted of these offenses, with the law taking effect October 1, 2025.