HB 1091 requires health insurers and dental plan organizations to directly reimburse dentists not in their network (nonpreferred dentists) when a patient assigns their insurance benefits to the dentist, and prohibits them from blocking such assignments. It also mandates that nonpreferred dentists inform patients about their non-network status, potential out-of-pocket costs, and payment terms before providing care, and submit a disclosure form to the insurer for the assignment. Insurers may still refuse direct payment only in specific cases, such as if the assignment was received too late, an error occurred, the patient withdrew the assignment, or the patient paid the dentist at the time of service. The bill directly affects non-network dentists, their patients, and insurance companies covering dental services.
HB 1540 repeals the 2028 termination date for annual state funding required for the University of Maryland Capital Region Medical Center. The bill ensures the state will continue appropriating $10 million each fiscal year (previously set to end in 2028) to support the center's operations and transition. This directly affects the University of Maryland Medical System Corporation and Prince George's County, which must provide matching funds totaling $208 million for capital construction. The funding is specifically designated to maintain the medical center's financial viability, improve healthcare access, and prevent operating losses. The change removes the fixed end date, making the funding permanent unless future legislation alters it.
HB 746 prohibits Maryland Medicaid (Medical Assistance Program) and private health insurers from charging copays, coinsurance, or deductibles for services delivered under the Collaborative Care Model. This model integrates mental/behavioral health services into primary care through coordinated care, regular outcome monitoring, and specialist consultations. The law applies to all Medicaid recipients and covers services under private health insurance plans (including nonprofit health plans and health maintenance organizations) issued in Maryland, with an exception for high-deductible health plans. It takes effect January 1, 2027, ensuring no cost-sharing for these integrated care services.
SB 521 requires health insurance companies to notify patients in writing when a primary care provider or behavioral health provider is removed from their network, including the reason for termination and the right to continue seeing that provider for up to 90 days if the removal isn't due to fraud or misconduct. It mandates insurers to provide advance notice (60 days) to Maryland's Insurance Commissioner before terminating provider contracts that materially impact patient access, and to update their access plans within 5 business days after termination. This bill directly affects insured patients who rely on specific providers and health insurance carriers operating in Maryland. The key change is creating a standardized 90-day special enrollment period for affected patients to transition care, improving transparency during network changes.
SB 587 requires the Governor to include a mandatory $1 million annual appropriation for the Maryland Patient Safety Center Fund in the state budget, starting with fiscal year 2027. This fund subsidizes the designated Patient Safety Center’s costs to develop statewide patient safety initiatives, reduce preventable harm, and improve equitable healthcare. The Center must coordinate with healthcare providers and patients, and the Commission administers the nonlapsing fund, which includes interest earnings and must be reported to legislative committees annually. The bill directly affects the Center, the Governor, and the Commission, ensuring consistent funding for patient safety efforts without replacing other state appropriations.
SB 890 exempts premiums for captive insurance purchased by nonprofit hospitals and healthcare systems in Maryland from the state's insurance premium receipts tax. Specifically, it removes the tax obligation for premiums paid by these entities, including their parent companies, subsidiaries, or affiliated providers. The bill also prohibits the Maryland Insurance Administration from charging past-due taxes, penalties, or interest related to this tax for qualifying entities before the law's effective date. This directly affects nonprofit healthcare organizations seeking cost savings on self-insurance arrangements. The policy change modifies existing tax code sections to create this specific exemption.
SB 530 creates a new grant program for the Maryland Department of Aging to fund nonprofit organizations and area agencies on aging. It specifically provides grants to support social connection for seniors in aging-in-place programs through events at "multigenerational third places" - community spaces (not homes or workplaces) where people of different ages gather. The bill requires nonprofits to match grant funds and sets aside at least 20% of the annual $100,000 minimum appropriation for senior villages (member-driven community organizations supporting aging in place). The grants cover operational costs for these community spaces, including lease or rental expenses, to help seniors stay connected in their neighborhoods.
SB 808 amends Maryland's health insurance laws to change how health insurance carriers manage provider panels. It eliminates application fees carriers can charge providers, requires carriers to send specific notices to providers within set timeframes, and mandates more frequent updates to provider directories. The bill also expands the types of providers carriers cannot restrict on panels and updates rules for multi-carrier online directory systems. These changes directly affect health insurance carriers and healthcare providers seeking to join insurance networks.
HB 1093 requires health insurance companies (carriers) to change how they manage provider panels. It removes application fees for providers seeking panel inclusion, mandates specific notice timelines for denials, and requires carriers to update provider directories more frequently. The bill also expands the types of providers carriers cannot restrict (like mental health specialists) and changes rules for reimbursing patients for care from nonparticipating providers. These changes directly affect health insurance companies, doctors/hospitals seeking panel access, and patients navigating provider networks.
HB 945 requires Maryland's Department of Health to immediately notify and coordinate with the local health department whenever investigating a nursing home complaint alleging actual harm. This affects the Department, local health departments, and nursing homes directly. The key provision mandates that the Department must contact the local health department right away and collaborate with them during the investigation, particularly for complaints involving actual harm (not routine issues). The bill amends existing law to formalize this notification and consultation process during investigations.
