Housing (Affordable Housing)

died · Maine · Senate Apr 29, 2026

LD 2230: An Act To Invest In The Construction Of Industrialized Housing

Maine LD 2230 expands the state's Housing Opportunity Program to explicitly support industrialized housing and defines income tiers for affordability purposes. The bill creates a new Industrialized Housing Incentive Program that provides grants or loans of $1,500 to $6,000 per unit to manufacturers of modular, panelized, or innovative housing systems operating in the state. Additionally, it requires the Department of Economic and Community Development to launch a public-private partnership for technical support and workforce training, as well as a competitive pilot program offering financial awards for efficient multifamily construction projects.

Topics ✓ HousingSupports HousingBill funds industrialized housing construction and expands the Housing Opportunity Program to support affordability.95% confidence

Sub-Topics Affordable Housing Community Development Property Development

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signed · Maine · House Apr 16, 2026

LD 2173: An Act To Update The Laws Regarding Housing Developments And Accessory Dwelling Units

This bill updates Maine laws governing housing developments and accessory dwelling units, primarily affecting municipalities and developers. It removes the requirement for fire suppression sprinklers in accessory dwelling units unless they are part of a larger multi-unit structure. The legislation also modifies rate of growth ordinances, requiring municipalities to review them every three years and allowing different permit limits for rural areas while prohibiting restrictions in designated growth areas. Additionally, it sets minimum affordable housing permit requirements at 10% of total residential permits and establishes specific implementation dates for density and height restriction rules.

Topics ✓ HousingSupports HousingBill removes fire suppression requirements for accessory dwelling units and modifies growth ordinances to allow different permit limits for rural areas, which facilitates housing development and increases housing supply.85% confidence

Sub-Topics Affordable Housing Property Development Zoning

died · Maine · House Apr 29, 2026

LD 2164: An Act To Assist Communities With Converting Vacant School Buildings Into Housing

This bill creates a new program within the Maine Redevelopment Land Bank Authority to help municipalities convert closed, vacant school buildings into residential housing. The program offers technical and financial assistance to communities that apply, including support for environmental cleanup, zoning navigation, and development planning. A dedicated fund will be established to finance feasibility studies, property improvements, and subsidies for affordable housing units, with an initial appropriation of $5 million for the 2026-27 fiscal year. Participating municipalities must agree to include a specific percentage of affordable housing in their conversions, as determined through a memorandum of understanding. The redevelopment authority will submit annual reports to the legislature detailing the program's progress and impact on housing supply and local economies.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill establishes a dedicated fund and provides financial assistance for converting vacant school buildings into housing, advancing fiscal management and community development through targeted government funding.75% confidence ✓ HousingSupports HousingBill creates funding program to convert vacant school buildings into housing, directly advancing affordable housing development and utilizing underused properties for residential use.95% confidence

Sub-Topics Appropriations Affordable Housing Community Development Property Development

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signed · Maine · House Apr 15, 2026

LD 2116: An Act To Make Permanent The Affordable Housing Income Tax Credit

This bill makes Maine's affordable housing income tax credit permanent by removing its expiration date of December 31, 2028. The program allows developers to receive tax credits for building or preserving affordable housing units, which they can use to offset their state income tax liability. Key provisions include maintaining an annual credit allocation cap of $15 million, setting aside 10% of credits for rural development preservation projects, and allowing unused credits to be carried forward to future years. The legislation directly affects housing developers and property owners who qualify for the tax credit, ensuring continued financial incentives for affordable housing development beyond the previous sunset date.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill makes affordable housing tax credit permanent, providing ongoing tax relief for developers and preserving essential housing programs through state tax policy.90% confidence ✓ HousingSupports HousingBill makes affordable housing tax credit permanent, directly funding and strengthening affordable housing development and preservation programs.95% confidence

Sub-Topics Income Tax Tax Credits Affordable Housing Housing Finance Property Taxes

died · Maine · House Apr 29, 2026

LD 2077: An Act To Reduce The Cost Of Purchasing A Home By Providing Grants To Reduce Mortgage Rates

This bill directs the Maine State Housing Authority to administer a program offering grants of up to $15,000 to help reduce mortgage rates for first-time home buyers with incomes within federal limits. The grants are intended for owner-occupied single-family residences and can be used to lower the interest rate on the purchase loan. Additionally, the bill allows Maine taxpayers to deduct private mortgage insurance payments from their state income tax for their primary residence in the state. These changes aim to make homeownership more affordable for lower and moderate-income residents while providing tax relief for mortgage insurance costs.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill provides housing assistance grants and allows mortgage insurance tax deductions, supporting affordable housing through state funding and tax relief for first-time home buyers.85% confidence ✓ HousingSupports HousingBill provides grants to reduce mortgage rates for first-time home buyers and allows tax deductions for mortgage insurance, directly supporting affordable housing access.95% confidence

Sub-Topics Income Tax Procurement Affordable Housing Homeownership Housing Finance

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signed · Maine · House Mar 23, 2026

LD 2079: An Act To Amend The Laws Governing Municipal Reporting On Residential Buildings

This bill requires municipalities with 4,000 or more residents in Maine to submit annual reports by March 31 detailing residential building activity from the previous year. The reports must include data on building permits, demolitions, and certificates of occupancy, broken down by housing types such as single-family homes, multi-unit buildings, and accessory dwelling units. The legislation also mandates reporting on the number of affordable units available to households earning 80% or less of the area median income, as well as those earning between 81% and 120% of that threshold. While the requirement applies only to larger municipalities, the state office will encourage smaller towns to provide similar information voluntarily.

Topics ✓ HousingSupports HousingBill requires municipalities to report affordable housing data, increasing transparency and enabling better policy decisions for housing development and affordability.85% confidence

Sub-Topics Affordable Housing Building Codes Zoning

signed · Maine · Senate Apr 3, 2026

LD 2057: An Act To Support Rehabilitation And Development Of Affordable Manufactured Housing Communities

This bill amends state housing laws to give the Maine State Housing Authority more flexibility in making construction loans for affordable housing projects. It removes a previous requirement that a local financial institution must participate in these loans by acting as an escrow agent, allowing the Authority to make loans directly to public bodies or nonprofit organizations in some cases. The legislation also grants the Authority power to create rules governing loan applications, borrower qualifications, and interest rate restrictions to ensure affordable housing development. Additionally, it repeals an older law that set specific bonding requirements for these construction loans.

Topics ✓ HousingSupports HousingBill increases flexibility for affordable manufactured housing construction loans, directly advancing affordable housing development and access.92% confidence

Sub-Topics Affordable Housing Property Development

signed · Maine · House Jan 11, 2026

LD 1500: An Act To Establish The Maine Community Development Financial Institution Fund To Support Small Businesses, Rural Economic Development And Affordable Housing

LD 1500 establishes the Maine Community Development Financial Institution Fund within the Department of Economic and Community Development to provide grants and loans to certified community development financial institutions (CDFIs). The fund, initially capitalized with $500,000 from the General Fund's unappropriated surplus, will support small businesses, rural economic development, and affordable housing projects in underserved communities as defined by the U.S. Department of the Treasury. CDFIs receiving funds must deploy them as loans, grants, or forgivable loans to underserved communities within Maine. The Department of Economic and Community Development will administer the program and provide biannual reports to the Legislature on fund usage.

Topics ✓ Budget & TaxesSupports Budget & TaxesAllocates $500K from unappropriated surplus to fund CDFIs for small business/rural development, directly advancing budgeted economic programs.90% confidence ✓ HousingSupports HousingExplicitly establishes fund to provide grants/loans for affordable housing projects via CDFIs, directly listed in bill title and summary as a core purpose.95% confidence

Sub-Topics Affordable Housing Community Development Property Development

signed · Maine · Senate Apr 25, 2025

LD 678: An Act To Provide For The 2025 And 2026 Allocations Of The State Ceiling On Private Activity Bonds

This bill allocates Maine's state budget limit for tax-exempt private activity bonds for 2025 and 2026. It provides specific funding amounts to key state entities: $270 million to the Finance Authority (including for education loans), $100 million to the State Housing Authority, $10 million to the Municipal Bond Bank, and $5 million to the Treasurer of State for each year. These allocations ensure these agencies can issue bonds for projects like affordable housing, municipal infrastructure, and educational facilities without delays. The bill also reserves some funds for future use and addresses an emergency to prevent financing disruptions.

Topics ✓ Budget & TaxesSupports Budget & TaxesAllocates $270M to Finance Authority (education loans), $100M to Housing Authority, funding affordable housing & infrastructure projects.95% confidence ✓ HousingSupports HousingAllocates $100M to State Housing Authority for affordable housing projects per bill summary.95% confidence

Sub-Topics Debt & Bonds Affordable Housing

failed · Maine · House Jun 18, 2025

LD 746: An Act To Authorize A Local Option Sales Tax On Short-Term Lodging To Fund Municipalities And Affordable Housing

LD 746 allows Maine municipalities to impose a 2% local sales tax on short-term lodging (like hotels and vacation rentals) if approved by voters through a referendum. The tax must be applied only to lodging already subject to state sales tax, and requires voter approval with a majority vote and at least 20% turnout from the previous gubernatorial election. Ten percent of the revenue collected must fund Maine's affordable housing programs through the State Housing Authority, while the remaining 90% goes directly to the municipality that enacted the tax. The tax cannot be applied in unorganized territory and cannot take effect before January 1, 2026.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill authorizes a local sales tax on short-term lodging to fund affordable housing programs, directly increasing tax revenue allocation for essential public services per legislative mandate.90% confidence ✓ HousingSupports Housing10% of tax revenue funds Maine's affordable housing programs through State Housing Authority, directly advancing housing access and funding as per bill summary.95% confidence

Sub-Topics Sales Tax Affordable Housing

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