Maddy summaryThis is a Louisiana state resolution (not a federal bill), memorializing Congress to take specific actions regarding flood insurance. It requests Congress pass three proposed bills: the Flood Insurance Affordability Act (capping annual premium increases at 9%), the Risk Rating 2.0 Transparency Act (requiring FEMA to publish pricing data), and the Flood Insurance Affordability Tax Credit Act (providing a 33% tax credit for low/middle-income households). The resolution aims to end FEMA's Risk Rating 2.0 methodology, which homeowners in Louisiana coastal parishes and across the U.S. claim has caused significant premium hikes despite mitigation efforts. It directly affects homeowners facing unaffordable flood insurance costs under the current system.
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Maddy summaryHB 37 requires online platforms to exercise a duty of care when entering binding contracts with minors. This means platforms must take reasonable steps to protect minors during these agreements, such as ensuring terms are understandable and avoiding exploitative practices. The bill directly affects companies offering digital services, apps, or content that contract with users under 18. It recently passed a committee with amendments (11-0) and now has an effective date set for June 1, 2026, after a deadline change from March 1, 2026.
Maddy summaryHB 178 adds Article 3721 to the Code of Civil Procedure, specifically addressing mortgage enforcement. It clarifies how conventional mortgages are enforced through ordinary or executory proceedings, allowing judgments to include accrued amounts (like interest, taxes, fees, and attorney costs) until property sale. The bill requires creditors to file a verified payoff amount before a sheriff's sale and establishes a process for interested parties (like other lienholders) to challenge this amount before funds are disbursed. This directly affects mortgage lenders, homeowners facing foreclosure, and courts handling civil foreclosure cases by standardizing procedures and reducing disputes over final payoff figures. The bill is currently pending passage after passing committee review and second reading.
Maddy summaryHB 64 modifies state law regarding settlement agreements involving the Attorney General. It prohibits future settlement terms that require continuing federal court oversight beyond 60 days, making such terms unenforceable against the state government or successor officials. The bill specifically targets agreements creating binding future obligations exceeding this timeframe without requiring consent from the Attorney General or Governor. This change aims to limit long-term federal judicial oversight in state settlements. The bill was reported favorably by the Judiciary Committee with a 15-0 vote.
Maddy summaryHB 184 creates a new tax deduction for Louisiana residents diagnosed with a terminal illness (or their spouse in joint returns) who withdraw funds from retirement accounts due to immediate financial need. The bill allows these "qualifying taxpayers" to deduct hardship distributions from their taxable income, as defined in Louisiana law (R.S. 47:297.26). This deduction applies only to withdrawals made because of a terminal illness diagnosis, not general financial hardship. The policy takes effect for tax years beginning January 1, 2026. It directly affects Louisiana taxpayers with terminal illness who access retirement funds early.
Maddy summaryThis resolution commends the Louisiana Association of Business and Industry (LABI) on its 50th anniversary, recognizing its role representing over 2,000 Louisiana businesses since 1975. It highlights LABI's work promoting free enterprise, economic growth, and pro-business policies through advocacy and partnerships with groups like the U.S. Chamber of Commerce. The resolution serves as a ceremonial gesture with no direct policy impact or financial obligations. It does not affect laws, regulations, or specific individuals beyond honoring LABI's service.
Maddy summaryHCR 15 amends Louisiana's legislative rules to set deadlines and requirements for non-governmental entities (like nonprofits or private groups, not state agencies or local governments) seeking state funding through budget bills. It requires these entities to submit funding requests by November 1 each year to specific legislative committees, with late requests needing approval from budget committees before the legislative deadline. The bill also prohibits including such funding in budget bills after July 1, 2025, unless approved through the specified process. This is a procedural rule change affecting how funding requests are handled, not a new funding law.
Maddy summaryHB 56 is a technical amendment to clarify that flag size is included in provisions regarding the display of the U.S. flag. The bill adds "size" to the existing language, ensuring flag display regulations explicitly cover dimensions. It does not create new restrictions or rights but refines existing wording for clarity. The bill was reported favorably by the committee (9-0) and is moving forward in the legislative process. This is a procedural adjustment with no substantive policy change or direct impact on any specific group.
Maddy summaryHB 74 requires vehicle manufacturers to create a clear process for victims of domestic abuse, sexual assault, or stalking to disconnect remote vehicle tracking services. The bill mandates that manufacturers include a prominent, visible website link titled "HOW TO DISCONNECT REMOTE VEHICLE ACCESS" on their official sites. This direct policy change ensures victims can easily terminate unwanted vehicle monitoring without needing court intervention for these specific safety concerns.
Maddy summaryHB 357 requires health insurance plans to cover integrative cancer treatments like acupuncture, directly affecting cancer patients seeking these services and health insurance issuers. The bill limits coverage for acupuncture treatment during active cancer care to fifteen visits per year, unless additional treatments are recommended by nationally recognized cancer guidelines and the treating physician. It also modifies prior authorization requirements by adding "prior authorization" to the list of coverage conditions. This bill is currently under review by the Committee on Appropriations after passing the Insurance Committee with amendments.