Rep. Delisha Boyd

Maddy summarySB 61 requires insurers to provide consumers with a copy of the specific credit information they used when underwriting or setting rates for personal insurance policies (like auto or home insurance). This directly affects policyholders who apply for or renew personal insurance, giving them transparency into the credit data influencing their premiums. The key provision mandates that insurers must disclose this credit information upon initial application or renewal, rather than keeping it confidential. The bill passed unanimously in the Senate but does not change how credit data is used in rate calculations, only requiring disclosure to consumers.

Maddy summaryHB 570 references existing requirements in R.S. 51:1773 regarding minors' use of applications, directing that developers comply with those provisions. The bill's amendments (amending grammar and terminology) do not introduce new policy changes but adjust the bill's language to align with the referenced law. The bill directly affects app developers by requiring adherence to established regulations for minors' application use. No specific new mechanisms or policy changes are described in the provided context beyond referencing existing law.

Maddy summaryHB 356 creates the "Stated Value Homeowner's Policy Act," allowing insurers to offer a new type of homeowner's insurance policy. This policy would cover a home's actual value at the time of loss (rather than replacement cost), directly affecting homeowners who choose this option and insurers who provide it. The bill modifies existing language to clarify that any insurer offering this specific policy option must follow defined requirements. The key change is making the insurer's obligation to provide this option discretionary ("may" instead of "shall"), giving insurers flexibility in offering the policy.

Maddy summaryHB 479 requires the state to create a new victim and witness notification system that integrates with the existing criminal justice information system. It directly affects victims of violent crime by guaranteeing their right to receive a free copy of their initial police report under state law. Key provisions include building this system in coordination with the Integrated Criminal Justice Information System Policy Board and ensuring all components meet specific legal standards. The bill also explicitly adds the free police report access as a standard right for violent crime victims. This focuses on improving access to case information for affected individuals.

Maddy summaryHB 540 clarifies the definition of "gross device revenue" for video poker machines under existing law. It specifies that this term means the total cash inserted into three video draw poker devices over a consecutive three-month period, explicitly stating this definition does not affect how "net device revenue" is calculated. The bill directly affects casinos and regulators who use these revenue metrics for compliance or taxation under Louisiana's gambling statutes (referencing R.S. 27:402). This is a definitional amendment to ensure consistent application of current regulations, not a new policy change. The bill is currently pending in the Committee on Appropriations after recent committee amendments.

Maddy summarySB 41 is titled "CHILDREN: Provides relative to child welfare." Based on the provided information, the specific details of the bill's provisions, who it directly affects, and its key mechanisms are not available. The provided text only shows an amendment placeholder, not the full content of the bill.

Maddy summaryHB 408, known as "The Gillian Guiffreda Act," mandates that health insurance plans cover treatments for pediatric acute-onset neuropsychiatric syndrome (PANS) and related conditions. This directly affects children diagnosed with PANS - a severe neurological condition causing sudden behavioral and cognitive changes - and their families, who previously faced barriers to insurance coverage for specialized care. The bill requires insurers to provide coverage for medically necessary treatments related to these conditions, without imposing additional out-of-pocket costs on patients. It focuses on ensuring access to established medical care rather than creating new treatments or programs.

Maddy summarySB 202 (as described in its title) proposes transferring the University of New Orleans to the Louisiana State University System. However, the provided bill text only shows a technical amendment correcting a reference within existing law (changing "Subsection (C)(2)" to "R.S. 17:3230.1(C)(2)"), not the substantive transfer itself. This appears to be a procedural amendment related to the transfer process, not a new policy. The bill is currently in committee (Education) after recent amendments and is awaiting further legislative action.

Maddy summaryHB 264 requires pharmacy benefit managers (PBMs) and drug manufacturers to increase transparency around drug pricing and compensation practices. It prohibits PBMs from charging pharmacies fees for claims (Amendment 7) and mandates drug manufacturers to notify the state commissioner of significant price increases (over 15% for brand drugs or "specialty" drugs) with explanations (Amendment 16). The bill also creates a fund for enforcement (Amendment 3) and requires PBMs to notify pharmacies of payment errors and allow claim corrections (Amendment 10). These provisions directly affect pharmacies, PBMs, and drug manufacturers by altering how drug costs and rebates are disclosed and managed.

Maddy summaryHB 496 modifies auto insurance requirements to allow drivers a temporary gap in coverage of up to 90 days without penalty. It directly affects vehicle owners who may experience brief lapses in insurance payments, such as due to payment delays or administrative errors. The bill amends existing law to specify that coverage lapses exceeding 90 days remain subject to standard penalties. The law would take effect on January 1, 2026, or later if vetoed and overridden. This change provides limited flexibility for short-term coverage interruptions while maintaining the core requirement for continuous insurance.