HB 6192 amends Michigan's Debt Management Act to strengthen the state director's authority to investigate and punish mortgage brokers and lenders who engage in fraud. The bill allows the director to issue immediate suspensions or permanent prohibitions against individuals found guilty of fraud, dishonesty, or felony convictions involving financial misconduct. It establishes a formal process where accused individuals receive written notice, have the right to a hearing within 60 days, and can apply to have an order lifted after five years. Additionally, the law clarifies that violating a final prohibition order is a misdemeanor punishable by up to one year in jail or a fine of $5,000. This legislation is tied to another bill, HB 6177, and will only become effective if that companion bill is also passed.
HB 6186 amends Michigan's existing mortgage interest laws to clarify and update rules regarding rates and fees for residential loans. The bill primarily affects lenders, mortgage brokers, and borrowers by reinforcing restrictions on prepayment penalties, limiting upfront fees, and capping interest rates at 11% per annum for certain types of loans, such as those made by unqualified lenders or second mortgages. It also ensures that interest is calculated only on unpaid balances and prohibits interest from being added or deducted in advance. By updating the 1966 statute, the legislation aims to maintain consumer protections while aligning the law with current lending practices.
This bill allows the state of Massachusetts to remove specific land use restrictions on a parcel in Revere, enabling the current owner to develop the property more freely. Under the legislation, the owner must pay the state the full market value of these restrictions, which will be determined by an independent appraisal reviewed by the Inspector General. As a condition of the release, at least 10 percent of any new housing units built on the land must be affordable for households earning up to 80 percent of the area's median income for a period of 20 years. The bill also requires the owner to cover all costs related to the legal and engineering work needed to finalize the land transfer.
This bill creates the ENOUGH Fund to support collaborative efforts aimed at reducing poverty in Massachusetts's most distressed neighborhoods. The fund will be administered by the Executive Office of Housing and Livable Communities and can be financed through state appropriations, donations, and interest earnings. It provides grants to place-based partnerships involving schools, local governments, and non-profits to develop comprehensive strategies that address needs such as housing, health, education, and job access. Eligible communities must have high concentrations of low-income residents or children living in poverty to qualify for these grants. The program includes specific funding tracks for partnership development, planning, and long-term implementation to ensure sustained community improvement.
This bill mandates that shelters, schools, and correctional facilities provide free menstrual products to individuals who menstruate without stigmatizing them. It also increases cash assistance for low-income families by raising monthly benefit standards to 50 percent of the federal poverty level and adding specific allowances for rent, clothing, and children. Additionally, the legislation introduces a $50 monthly rental allowance and a one-time $500 clothing allowance for eligible children, while expanding transitional aid for pregnant individuals without dependent children. The bill further clarifies that child support payments collected from recipients must be paid directly to the family and outlines specific circumstances under which individuals may be exempt from cooperating with child support enforcement agencies.
By Ms. Miranda, a petition (accompanied by bill) (subject to Joint Rule 12) of Liz Miranda for legislation relative to transit planning and anti-displacement protections. Housing.
This bill strengthens child welfare protections by creating a statewide network of community-based services and family resource centers designed to help families avoid entering the child protective system. The legislation requires the Secretary of Health and Human Services to establish these centers, which will offer a wide range of support including mental health care, substance use treatment, housing assistance, and educational services. Key provisions mandate the use of standardized screening tools to assess family needs and the creation of a data system to track service gaps and outcomes while maintaining client privacy. Additionally, the bill defines specific terms such as "chronic absenteeism" and "family requiring assistance" to guide how these resources are allocated to children and parents at risk of legal involvement.
This bill requires the Executive Office of the Trial Court to submit a monthly report detailing the number of summary process cases involving permanent rental protections. The report will track filings, actions, and dispositions of these cases to provide data on how often landlords use eviction proceedings to remove tenants with such protections. By collecting this information regularly, the bill aims to increase transparency regarding the frequency and handling of these specific legal matters. The measure directly affects the trial court's administrative reporting processes and does not alter the underlying laws governing rental protections.
Senate, July 13, 2026 -- The committee on Municipalities and Regional Government to whom was referred the petition (accompanied by bill, Senate, No. 1433) of Julian Cyr for legislation relative to zoning for multi-family housing production, report the accompanying bill (Senate, No. 3157).
The GET THE LEAD OUT Act of 2026 establishes a comprehensive national strategy to eliminate lead-based pipe hazards in housing by providing federal grants to states and local governments for evaluating and removing lead pipes in affordable homes. This legislation mandates risk assessments and inspections for federally assisted housing, requires disclosure of lead pipe conditions during property sales, and creates a task force to develop financing standards and training for certified contractors. Additionally, the bill authorizes significant funding for the Department of Housing and Urban Development and the Environmental Protection Agency to support these abatement efforts and public education campaigns.
