Sen. Tammy Baldwin

Maddy summaryThe Choose Medicare Act would create a new Medicare Part E public health plan available in the individual, small group, and large group insurance markets. This plan would provide gold-level coverage with essential health benefits, including reproductive services, and would be offered through health insurance exchanges. The bill establishes premium rates based on market type and geographic area, and creates annual out-of-pocket cost limits starting in 2027 (initially set at $6,700 for 2027). It would directly affect individuals and employers seeking health coverage, particularly those currently in the individual market or small/large group plans who may choose this new public option.

Maddy summaryThe Tribal Tax and Investment Reform Act of 2025 establishes tax parity between Indian tribes and state governments by allowing tribes to issue tax-exempt bonds with a $400 million annual cap (adjusted for inflation) and treating tribes as states for excise tax purposes. The bill affects tribal governments, citizens, and tribal organizations by clarifying that tribal pension plans and employee benefits are treated like state plans, creating a $175 million annual tax credit for investments in tribal areas, and including Indian lands as "difficult development areas" for certain building incentives. Key mechanisms include allowing tribes to finance infrastructure projects with bonds, expanding access to tax credits for tribal economic development, and clarifying that certain tribal benefits are excluded from income calculations. The bill aims to address historical disadvantages tribes face in accessing capital for infrastructure development and economic growth, with provisions taking effect for taxable years beginning after 2025.

Maddy summaryThe My Body, My Data Act of 2025 requires companies and services handling personal reproductive or sexual health information - such as health apps, clinics, or digital platforms - to only collect, retain, or share this data when strictly necessary for a service a person has requested. It gives individuals the right to access, correct, or delete their data easily (within 15 days, without fees), and mandates clear privacy policies explaining how data is used. The bill also prohibits companies from retaliating against people who exercise these rights, such as by charging higher prices or denying services. Enforcement will be handled by the Federal Trade Commission, with individuals able to sue for violations and seek penalties of up to $1,000 per violation per day.

Maddy summaryS 2035, the "Protect IVF Act," establishes federal rights to access and provide fertility treatment, including IVF, under widely accepted medical standards defined by the American Society for Reproductive Medicine. It directly affects patients seeking fertility care, health care providers offering IVF services, health insurance issuers covering such care, and manufacturers of fertility-related drugs or devices. The bill preempts state laws that restrict IVF access in ways inconsistent with medical standards - such as mandating unnecessary procedures, limiting telemedicine, or imposing discriminatory barriers - and allows federal court enforcement against violating state actions. This focuses on protecting existing access rather than creating new benefits or altering insurance coverage requirements.

Maddy summaryThe ENROLL Act of 2025 amends the Affordable Care Act to strengthen the navigator program that helps people enroll in health insurance. It requires state and federal exchanges to award grants to navigators based on their capacity to provide services, not whether they cover non-qualified health plans, and mandates annual grants to community-focused nonprofits. Navigators must now provide information about Medicaid and CHIP programs in plain language and maintain physical presence in their states for in-person assistance. The bill allocates $100 million annually from health insurer user fees to fund federal exchange navigators starting in fiscal year 2026. These changes directly affect navigators, state/federal health insurance exchanges, and consumers seeking coverage.

Maddy summaryS 2006, the Fit to Serve Act, prohibits the U.S. military from discriminating against service members or applicants based on gender identity. It directly affects all current and prospective members of the Armed Forces by banning specific discriminatory actions, including denying medically necessary health care, requiring service in a sex assigned at birth, or separating members due to gender identity (including gender dysphoria diagnosis). The bill amends Title 10 of the U.S. Code to add new protections, explicitly stating that the military cannot deny service, reenlistment, or health coverage based on gender identity. These changes apply uniformly across all branches and service statuses, ensuring equal treatment under military policy.

Maddy summaryThis bill amends the Communications Act to clarify that "franchise fee" means only monetary assessments paid to local authorities for cable or community television services. It removes the word "includes" and adds "other monetary" before "assessment" in the definition. This technical change ensures franchise fees are strictly defined as cash payments, not other types of fees or non-monetary obligations. It directly affects cable operators and local governments that collect these fees under existing law. The bill makes no new policy changes but refines the legal definition for clarity.

Maddy summaryS 1970, the MACV-SOG Congressional Gold Medal Act, authorizes a single Congressional Gold Medal to honor the service members of the Military Assistance Command Vietnam-Studies and Observations Group (MACV-SOG) who served during the Vietnam War from 1964 to 1972. The medal, to be presented by congressional leaders, recognizes MACV-SOG’s covert operations in Vietnam, Laos, and Cambodia, including reconnaissance, sabotage, and rescue missions, and acknowledges the unit’s high sacrifice (over 1,500 personnel missing or killed). After presentation, the medal will be displayed at the Smithsonian Institution, with duplicate bronze medals available for sale to cover production costs. This bill is purely commemorative and does not create new policy or affect any current laws.

Maddy summaryThis bill prevents employers from dropping health insurance coverage for workers during strikes or lockouts. It amends the National Labor Relations Act to prohibit employers from terminating group health plan coverage for employees who are either locked out (during bargaining disputes) or participating in a lawful strike. Employers who violate this rule face civil penalties of up to $75,000 per violation for lockout-related actions (doubling to $150,000 for repeat offenses) or $50,000 for strike-related actions (doubling to $100,000 for repeat offenses). The law directly affects workers engaged in strikes or locked out by employers, ensuring their healthcare coverage continues during these labor disputes.

Maddy summaryS 1950, the Susan Muffley Act of 2025, requires the Pension Benefit Guaranty Corporation (PBGC) to recalculate guaranteed monthly pension benefits for participants and beneficiaries in six specific Delphi-related pension plans (including the Delphi Hourly-Rate Employees Pension Plan and Delphi Retirement Program for Salaried Employees). It mandates that benefits be calculated based on the "full vested plan benefit" amount - previously reduced under certain limits - rather than the prior calculation method. The PBGC must adjust future monthly payments and make lump-sum payments within 180 days to cover past underpayments, including 6% annual interest on each underpaid month. This directly affects current and future retirees in these terminated plans who received less than their full guaranteed benefit.