Sen. Tim Kaine

Maddy summaryThis bill requires federal financial regulators (like the Fed and CFPB) to issue guidance within 180 days of enactment, directing banks and lenders to assist consumers and businesses affected by government shutdowns. It defines affected groups as furloughed federal employees, DC workers without pay, or contractors facing income loss due to shutdowns. The guidance mandates lenders to help these groups with loan modifications, prevent credit score harm from temporary payment difficulties, and avoid reporting modified loans negatively. Regulators must also issue a public alert at shutdown start and submit a post-shutdown effectiveness report to Congress within 90 days.

Maddy summaryThis joint resolution requires the removal of U.S. military forces from ongoing operations against foreign terrorist organizations designated after February 20, 2025, states where those groups operate, and non-state entities involved in drug trafficking, unless Congress has explicitly authorized such actions through a declaration of war or specific statute. It cites two recent military strikes (September 2 and 15, 2025) as examples of hostilities lacking congressional authorization, noting Congress has not received sufficient information about these operations. The resolution allows military action for self-defense against an armed attack or in authorized counternarcotics operations, but clarifies that drug trafficking alone does not constitute an armed attack justifying force. The bill aims to enforce Congress's constitutional authority to authorize military force, as required by the War Powers Resolution.

Maddy summarySJRES 71 is a joint resolution that would terminate the national emergency declared by the President on January 20, 2025, regarding energy. This emergency was established under Executive Order 14156 and the National Emergencies Act (50 U.S.C. 1601 et seq.). The resolution directly ends the legal authority enabling the executive branch to use emergency powers for energy-related policies, without altering existing energy laws or creating new regulations. It affects only the executive branch's emergency designation, not public policy or private entities.

Maddy summaryThis bill provides temporary relief to federal workers during government shutdowns by pausing specific civil obligations. It directly affects federal employees (including contractor employees) who are furloughed or working without pay, suspending actions like evictions, mortgage foreclosures, student loan collections, tax payments, and insurance lapses during the shutdown and for 30 days afterward. Key mechanisms include court-ordered stays for rent, mortgages, and loans; automatic student loan deferment; tax payment deferrals; and protection against insurance policy termination due to unpaid premiums. The relief applies only to civil matters (not criminal cases or child support) and requires court involvement for certain actions.

Maddy summaryS 2977, the FAST Justice Act, creates a 120-day timeline for the Merit Systems Protection Board (MSPB) to act on federal employee appeals. If the MSPB fails to take action within 120 days (excluding certain cases), affected federal employees or job applicants can file a civil lawsuit in federal court. The bill specifies where these lawsuits may be filed - based on where the personnel action occurred, where the employee would have worked, or the agency's main office - and ensures courts use the standard review applicable to MSPB decisions. This procedural change directly affects federal workers whose appeals are stalled at the MSPB, aiming to expedite resolution of personnel disputes.

Maddy summarySenate Resolution SRES 406 designates September 30, 2025, as "Impact Aid Recognition Day" to celebrate the 75th anniversary of the Impact Aid program. The program reimburses school districts near federal properties (such as military bases, Indian lands, and federal facilities) for lost tax revenue, ensuring they can provide quality education. This resolution formally recognizes the program’s role in supporting over 1,100 school districts serving more than 8 million students across 4.7 million acres of federally owned land. It is a ceremonial resolution with no new policy changes or funding.

Maddy summaryThis bill allows federal contractors, their employees, and certain federal grant recipients or District of Columbia government workers affected by government shutdowns to withdraw up to $30,000 (adjusted for inflation) from retirement plans without the usual 10% early withdrawal penalty. Withdrawals must be repaid within three years to avoid tax consequences, and the withdrawn amount is spread over three years for tax purposes. It specifically applies during periods of federal appropriations lapses (at least two weeks) when workers face unpaid leave or reduced pay. The bill modifies tax rules to treat these distributions as eligible for penalty-free access under defined circumstances.

Maddy summaryThis bill requires federal agencies to adjust contract prices for contractors affected by government funding lapses (like shutdowns), ensuring contractors can cover costs for employees who were furloughed, laid off, or had reduced hours. It mandates that contractors receive reimbursement for paying employees at their standard rate during the lapse or restoring paid leave used instead of work. The reimbursement is capped at $1,442 per week (pro-rated for part-time workers), and contractors must provide proof of costs to the agency. Agencies must report to Congress within a year on how many contractor employees were impacted and how compensation was handled.

Maddy summaryThis bill prohibits the U.S. Treasury's Exchange Stabilization Fund from providing financial support to Argentina's government or financial markets. It specifically blocks the use of the fund for currency swaps, purchasing Argentine debt, or any credit instruments intended to bail out Argentina. The restriction applies until December 10, 2027, and requires any existing contracts violating this rule to be terminated within seven days of the bill's enactment. The law directly affects the Treasury Department's use of its financial tools, not Argentina itself.

Maddy summaryThis bill provides emergency financial relief for federal employees affected by government shutdowns. It allows workers on furlough or working without pay during a shutdown lasting at least two weeks to withdraw up to $30,000 (adjusted annually for inflation) from their Thrift Savings Plan (TSP) retirement accounts without the usual 10% tax penalty. The bill also prevents missed TSP loan payments during shutdowns from being treated as taxable distributions, protecting employees from unexpected tax bills. These provisions apply to withdrawals and loan payments made after September 30, 2025, directly supporting federal workers facing income disruption during funding lapses.