Sen. Ted Cruz

Maddy summaryThe TICKET Act requires ticket sellers (both primary issuers and secondary markets) to clearly display the total price of event tickets - including all fees - before purchase. It mandates that sellers show the base ticket price and itemize every fee (like service or delivery charges) in advertisements, during the buying process, and on the final purchase screen. This applies to events with over 200 seats advertised across state lines, such as concerts or sports games. Violations would be enforced by the FTC as deceptive practices under existing law.

Maddy summaryS 385, the Fairness for Servicemembers and their Families Act of 2025, requires the Secretary of Veterans Affairs to review the automatic maximum coverage amount for Servicemembers’ Group Life Insurance (SGLI) and Veterans’ Group Life Insurance (VGLI) every five years starting in 2026. The review compares the current coverage limit to a new amount calculated as $500,000 multiplied by the average change in the Consumer Price Index over the previous five years. This adjustment mechanism ensures coverage levels better reflect inflation, directly affecting active-duty servicemembers and veterans enrolled in these insurance programs. The bill mandates that the review results be submitted to congressional committees, potentially guiding future coverage increases within existing administrative structures.

Maddy summaryThis bill prohibits the U.S. government from exporting petroleum drawn from the Strategic Petroleum Reserve (SPR) to specific countries and entities: China, North Korea, Russia, Iran, and any group controlled by those nations or the Chinese Communist Party. It amends the Energy Policy and Conservation Act to add this export restriction, requiring the Secretary of Energy to enforce the ban. The Secretary may grant a waiver for exports deemed necessary for U.S. national security, but must issue a formal rule within 60 days of the bill’s enactment. The law directly affects SPR oil sales to the listed countries and entities, altering how the U.S. manages its emergency oil reserves.

Maddy summaryThis bill amends federal law to increase penalties for obstructing justice through picketing or parading near judicial buildings. Specifically, it raises the maximum prison sentence for such offenses under 18 U.S.C. § 1507 from one year to five years. The law directly affects individuals who engage in protests or demonstrations that interfere with court operations near the Supreme Court or other judicial facilities. The key change is a stricter criminal penalty for obstructing justice, not a new policy or program.

Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.

Maddy summaryS 364, titled the "Hearing Protection Act" (though it regulates firearm silencers, not hearing protection), changes federal law to treat firearm silencers like firearms for tax and regulatory purposes. It imposes a 10% federal tax on silencers (similar to firearms), preempts state laws that tax or regulate silencers beyond federal rules, and requires the destruction of existing silencer registration records within one year. The bill clarifies definitions of "firearm silencer" in federal law and modifies licensing requirements for these devices. This directly affects silencer owners, manufacturers, and state governments that previously imposed additional restrictions or taxes.

Maddy summaryThe STOP MADNESS Act (S 363) proposes imposing U.S. economic sanctions on foreign governments and entities that resist repatriating migrants who entered the U.S. unlawfully or knowingly facilitate such immigration. It would block financial transactions with U.S. financial systems for targeted foreign governments and foreign persons meeting specific criteria, including those obstructing U.S. repatriation efforts or aiding illegal immigration. The bill requires the President to submit annual reports to Congress detailing sanctions actions and enforcement, with a 7-year reporting period. It defines key terms like "knowingly" and specifies exemptions for intelligence and law enforcement activities.

Maddy summaryThis bill establishes tax credits for individuals and corporations that contribute to scholarship-granting organizations and workforce training organizations. Individuals can claim a credit up to 10% of their adjusted gross income for contributions supporting elementary/secondary education, career training, or vocational education. Corporations can claim a credit up to 5% of taxable income for similar contributions. The bill includes a $10 billion annual cap on total credits ($5 billion for education, $5 billion for workforce training) and creates a web portal to help taxpayers make contributions and receive tax credit pre-approval.

Maddy summaryThis bill (SJRES 8) is a congressional resolution seeking to block a Department of Homeland Security (DHS) rule. The rule, published in the Federal Register on December 13, 2024, would have increased the automatic extension period for Employment Authorization Documents (EADs) for certain renewal applicants. If approved, the resolution would prevent this DHS rule from taking effect, directly affecting non-citizens in the U.S. whose work permits are pending renewal. The resolution uses a statutory process (Chapter 8 of Title 5, U.S. Code) to disapprove the rule, not to create new policy.

Maddy summaryThis bill permanently prohibits U.S. foreign assistance funds from being used for abortions, involuntary sterilizations, or related biomedical research. It amends the Foreign Assistance Act of 1961 and the Peace Corps Act to block funding for organizations supporting coercive abortion or sterilization programs. The law directly affects all U.S. government programs distributing foreign aid, including international health and development initiatives. It ensures funds cannot cover abortion services as family planning, lobbying on abortion, or programs involving coercion.