Sen. Catherine Cortez Masto

Maddy summaryThis bill amends the Export-Import Bank Act to exclude certain financing from rate calculations. Specifically, it prevents the Export-Import Bank from counting financing that helps replace or compete with products/services from entities on U.S. sanctions lists (like the Commerce Department's Entity List or Treasury's Specially Designated Nationals list) when determining its fee structure. The key mechanism adds a new provision (B) to the law, excluding such financing from the rate calculation under section 8(g)(1). This directly affects the Export-Import Bank's internal fee calculations and the entities receiving financing that meets the exclusion criteria.

Maddy summaryThis bill requires data centers with a peak demand of at least 25 megawatts to submit annual reports on their energy and water consumption to state agencies or federal officials if states lack such programs. The reports must include monthly usage data, efficiency metrics, and five-year projections for future energy and water use, along with plans for improving efficiency. States can charge fees to cover data collection costs, and the federal government will publish annual aggregated reports on national data center impacts on energy and water resources.

Maddy summaryThe Main Street Depositor Protection Act expands deposit insurance coverage for noninterest-bearing transaction accounts at banks and credit unions, allowing individuals to insure up to $5 million in these accounts rather than the current standard limit. This change applies to accounts that do not earn interest and allow easy withdrawals for payments, such as checking accounts, while excluding large global banks and foreign bank branches. The Federal Deposit Insurance Corporation will set the exact insurance amount, which must be at least the current standard limit but no more than $5 million, and both banks and credit unions will be exempt from special fees during a transition period. Over a ten-year timeline, the insurance coverage for these accounts will gradually increase to full coverage, with regulators prohibited from allowing institutions to circumvent these protections.

Maddy summaryThe Mental Health Access and Provider Support Act of 2026 increases Medicare reimbursement rates for psychologists by raising payment percentages from 75 percent to 85 percent of the standard fee schedule. This change directly affects Medicare beneficiaries and psychologists who provide mental health services under the Medicare program. The higher payment rates apply to services furnished on or after January 1, 2027, aiming to improve access to mental health care by increasing provider compensation.

Maddy summaryThis bill (SJRES 107) seeks congressional disapproval of an Internal Revenue Service (IRS) rule that sets requirements for when construction must begin on wind and solar facilities to qualify for federal tax credits. The rule, IRS Notice 2025-42, would have determined how developers meet "beginning of construction" criteria to maintain eligibility for clean energy production and investment tax credits. If passed, this resolution would block the IRS rule from taking effect, directly affecting wind and solar project developers who rely on these tax credits. The bill does not create new policy but halts an existing regulatory requirement under federal law.

Maddy summarySJRES 103 is a congressional disapproval resolution targeting a Department of Veterans Affairs (VA) rule on reproductive health services for veterans. The resolution, if passed, would block the VA rule from taking effect by invoking the Congressional Review Act (Chapter 8 of Title 5, U.S. Code), meaning the rule published in the Federal Register (December 31, 2025) would have no legal force. This directly affects the VA’s ability to implement new guidelines for reproductive health services at its facilities, preserving existing policies instead. The resolution does not create new policy but halts a specific administrative rule.

Maddy summaryThis bill, titled the Prediction Markets Are Gambling Act, prohibits the listing or trading of contracts related to sports events or casino-style games on regulated financial exchanges. It directly affects companies that operate prediction markets or trading platforms by banning them from offering agreements tied to athletic competitions or traditional casino games like blackjack, roulette, and slot machines. The law defines these prohibited activities clearly and ensures it does not override existing state regulations on gambling. Contracts entered into after the bill becomes effective will fall under this new restriction, while the legislation maintains a neutral stance on the policy change itself.

Maddy summaryThis bill, known as the Ending Scam Credit Repair Act, strengthens existing consumer protections under the Credit Repair Organizations Act to combat deceptive practices in the credit repair industry. It primarily affects credit repair organizations and consumers who use these services. Key provisions include clarifying what constitutes a credit repair organization to exclude legitimate legal services, prohibiting upfront fees before demonstrating results, preventing duplicate dispute submissions, requiring clearer disclosures about services, mandating that consumers receive copies of contracts and communications, and requiring state licensing for credit repair organizations. The bill also establishes specific rules for how credit repair organizations must communicate with credit reporting agencies and increases civil penalties for violations to $500 per violation.

Maddy summaryS 2903, the Safe Step Act, requires health insurance plans and employers offering health coverage to establish a clear, timely process for patients or doctors to request exceptions when step therapy protocols (where insurers require trying cheaper drugs first) would harm a patient. It mandates approval for exceptions if prior drugs failed, delay would cause severe harm, a drug is unsafe, or a patient is stable on their current medication. Plans must respond to requests within 72 hours (or 24 hours in emergencies) and cover the requested drug without extra cost-sharing. The bill also requires annual reports to the government on exception requests, approvals, denials, and trends by medical condition or specialty. This directly affects patients on health plans with step therapy, their doctors, and the insurers managing those plans.

Maddy summaryThis bill directs the U.S. Department of Health and Human Services to fund research on early detection and treatment of uterine fibroids (non-cancerous uterine tumors) and to award grants to states. The grants will support state programs that increase early detection through screening (like advanced imaging), patient navigation services, public education campaigns, and implementing research-backed strategies. It also requires additional research on disparities in pain management during fibroid surgery and conditions like Asherman’s Syndrome. States receiving grants must report on program outcomes and research findings to Congress every two years. The bill directly affects healthcare systems, providers, and patients - particularly those facing disparities in gynecological care - by expanding access to early detection services.