Maddy summaryThis joint resolution seeks congressional disapproval of a Consumer Financial Protection Bureau (CFPB) rule that would have limited credit card penalty fees under Regulation Z. If approved, the resolution would block the rule from taking effect, meaning credit card companies would not be required to comply with the proposed fee restrictions. The measure uses a standard congressional review process under federal law to invalidate the rule, which was submitted to Congress in March 2024. This directly affects credit card issuers by allowing them to maintain current penalty fee practices without new federal limits.
Sen. Thom Tillis
Sponsored bills
Maddy summaryS 4075, the Protecting Privacy in Purchases Act, prohibits payment card networks (like Visa or Mastercard) and covered entities (such as banks or processors) from using or requiring special merchant category codes that distinguish firearms retailers from general stores. This directly affects firearms retailers (businesses selling guns or ammunition) and payment networks by preventing them from assigning codes that could flag gun purchases for tracking. The bill requires the Attorney General to investigate complaints about violations and enforce the ban, with potential court action if violations aren't fixed within 30 days. It also preempts state or local laws on this issue and mandates annual reports on enforcement efforts.
Maddy summaryThis resolution (SRES 616) condemns Azerbaijan's detention and treatment of Dr. Gubad Ibadoghlu, a detained academic and economist, and urges his immediate release. It specifically addresses his arrest without evidence, poor prison conditions, denied medical care, and lack of fair trial access. The resolution calls for the release of all political prisoners in Azerbaijan and directs the Secretary of State to prioritize Dr. Ibadoghlu's well-being and release in diplomatic discussions with Azerbaijan. As a symbolic Senate resolution, it does not create new laws or impose sanctions but expresses U.S. government concern over human rights and academic freedom violations.
Maddy summaryThis Senate resolution states that the U.S. Senate believes Israel has the inherent right to defend itself and take necessary steps to eradicate the terrorist threat posed by Hamas. It also declares that any U.S. government official calling for elections in Israel would constitute electoral interference. As a non-binding resolution, it does not create new laws but expresses congressional support for Israel’s security actions and sets a position on U.S. involvement in Israeli electoral matters. The resolution was introduced in March 2024 by multiple senators.
Maddy summarySRES 618 is a Senate resolution recognizing April 2024 as "Countering International Parental Child Abduction Month" and urging Congress to raise public awareness about the harm caused by international parental child abduction. It highlights that thousands of U.S. children have been abducted across borders since 2010, with 99 countries involved in 2022 cases, and emphasizes the emotional and psychological impacts on children and parents. The resolution does not create new laws but calls for continued congressional efforts to address this issue, building on previous Senate resolutions and existing federal tools like the Hague Convention on Abduction. It directly affects public awareness efforts and informs Congress’s approach to advocating for abducted children’s return.
Maddy summaryS 4057, the Stop Tax Penalties on American Hostages Act of 2024, postpones tax deadlines and refunds penalties for U.S. citizens wrongfully detained abroad or held hostage. It disregards the detention period when calculating tax penalties, interest, or late-filing fees for affected individuals and their spouses. The bill requires the State Department and Hostage Recovery Fusion Cell to identify eligible individuals by January 2025, enabling refunds for penalties paid during detention (from January 2021 through the bill’s enactment date). This applies only to tax liabilities tied to deadlines missed due to detention, not to other tax obligations.
Maddy summaryThis Senate resolution designates April 3, 2024 (Dr. Goodall's birthday) as "Jane Goodall Day" to honor her decades of work as a conservationist and scientist. It recognizes her pioneering chimpanzee research in Tanzania, founding of the Jane Goodall Institute, and global environmental advocacy through programs like Roots & Shoots. The resolution expresses congressional gratitude for her contributions to wildlife conservation, community-centered environmental education, and inspiring youth engagement worldwide. As a commemorative resolution, it does not create new laws or policies.
Maddy summaryS 4015, the Securing America’s Titanium Manufacturing Act of 2024, temporarily suspends import duties on titanium sponge (HS code 8108.20.00) for most countries from 30 days after enactment through December 2031, or earlier if the President terminates the policy. This directly affects U.S. importers of titanium sponge and aims to boost domestic production to meet national security needs. The bill requires the President to review U.S. titanium sponge production every three years, with a 60-day stakeholder comment period, and to end duty-free status if domestic production is deemed sufficient. Exceptions maintain existing import taxes for titanium sponge from Belarus, Cuba, North Korea, and Russia throughout the suspension period.
Maddy summaryS 4040, the RIDE Act, creates a new temporary work visa (P-4) for traveling entertainment workers in the U.S. It directly affects carnival, circus, and festival staff who move across the country seasonally, including those operating rides, games, and food concessions at fairs and community events. The bill requires the Department of Labor to certify that U.S. workers are unavailable for these positions and that hiring foreign workers won’t lower wages or working conditions for American workers. It also allows spouses and children of these visa holders to join them in the U.S. The law mandates federal agencies to issue implementing rules within 180 days and one year of enactment.
Maddy summaryThe CARE for Student Mental Health Act aims to address the student mental health crisis by increasing the number and diversity of school-based mental health services providers. The bill provides grants to colleges and universities to create training programs for school counselors, psychologists, and social workers, with priority given to minority-serving institutions. It also provides grants to high-need school districts to recruit, hire, and retain mental health professionals, targeting specific staff-to-student ratios (such as 1 counselor per 250 students). The legislation includes reporting requirements to track progress on staffing ratios, diversity metrics, and service effectiveness. This bill directly affects educational institutions and school districts, particularly those serving communities with the greatest mental health service needs.