Sen. Tina Smith

Maddy summaryThis bill amends the Community Development Banking and Financial Institutions Act of 1994 to require the Treasury Secretary to testify annually before Congress about the Fund's operations. It also strengthens the CDFI Bond Guarantee Program by adjusting guarantee limits and extending the program's authorization period. Additionally, the bill expands capital assistance options for community development financial institutions and creates a new lending program specifically for Native community development financial institutions to support homeownership in Tribal and Native communities.

Maddy summaryThis bill, known as the Direct File Act of 2026, would establish a government-run online platform for taxpayers to prepare and file their individual income tax returns for free. It requires the Treasury Department to create a user-friendly system that uses IRS data to simplify the process, offers customer support, and is available in multiple languages and on mobile devices. The legislation also prohibits the Treasury from entering into agreements that would limit its ability to provide these tax preparation and filing services. Additionally, the bill allows eligible states to integrate their state tax filing with the federal system and provides funding to states that meet certain standards for doing so.

Maddy summarySRES 615 is a Senate resolution celebrating Black History Month, acknowledging the historical contributions of African Americans to U.S. society across fields like civil rights, arts, science, and leadership. The resolution encourages all citizens to reflect on this history as part of the nation's ongoing journey toward equality, without creating new laws or policies. It specifically recognizes figures such as Frederick Douglass, Maya Angelou, and Rosa Parks, and emphasizes the importance of Black History Month in February as a time for communal learning and inspiration. This ceremonial resolution was introduced by multiple senators and passed unanimously by the Senate in 2026.

Maddy summaryThe American Homeownership Act restricts tax deductions for interest and depreciation on residential properties owned by institutional investment entities or "large owners" (defined as those holding 50+ single-family units). It creates exceptions for new construction, rehabilitation of uninhabitable properties, sales to individuals for primary residence, and properties serving affordable housing through tax credit programs. The bill also prohibits federal housing agencies from selling properties or providing mortgage loans to these large investors and allocates savings from these tax changes to fund affordable housing programs. These provisions aim to encourage homeownership by limiting tax benefits for large-scale rental property ownership while directing resources toward affordable housing development.

Maddy summaryThis concurrent resolution (SCONRES 25) commemorates the 15th anniversary of the January 8, 2011, Tucson shooting that killed six people and injured 13, including former Congresswoman Gabby Giffords. It honors the victims (such as Judge John Roll, Gabriel Zimmerman, and 9-year-old Christina-Taylor Green), survivors like Giffords and Ron Barber (who later became a U.S. Representative), and the community's response. The resolution expresses support for survivors, recognizes Giffords’ advocacy against gun violence, and reaffirms commitment to respectful dialogue and opposing political violence. As a symbolic gesture, it does not enact new laws or policy changes.

Maddy summaryThe Healthy Families Act would require most private employers and certain government entities to provide employees with earned paid sick time, allowing workers to take up to 56 hours per year for their own health needs, caring for family members, or addressing domestic violence, sexual assault, or stalking. Employees would earn 1 hour of paid sick time for every 30 hours worked, with the ability to use it for medical appointments, caring for family members with health needs, or seeking safety from violence. The bill prohibits employers from retaliating against workers who use this time and requires employers to post clear notices about the policy. It applies to most private employers, with specific provisions for government entities like the Library of Congress and Government Accountability Office.

Maddy summaryThis bill expands Medicare coverage for telehealth services by adding new healthcare professionals to the list of providers eligible for payment. It directly affects Medicare beneficiaries who use remote care and allows qualified audiologists, occupational therapists (including assistants), physical therapists (including assistants), and speech-language pathologists to bill Medicare for telehealth services. Key changes update Medicare rules to include these professionals under the definition of "practitioner" and specify that facilities can also provide telehealth services under Medicare. This policy change removes previous restrictions, making it easier for patients in rural or underserved areas to access these specialized telehealth services.

Maddy summaryThis Senate resolution (SRES 601) designates the week beginning February 2, 2026, as "National Tribal Colleges and Universities Week" to recognize these institutions' role in serving Native communities and their economic contributions. It highlights that tribal colleges serve students from over 250 federally recognized tribes, offer culturally grounded education, and contribute $3.8 billion annually to the U.S. economy. As a symbolic resolution (not a law), it has no binding effect but calls for public observance through community activities. The resolution focuses on honoring tribal colleges' mission and achievements, citing their open enrollment and economic impact statistics.

Maddy summaryThis resolution designates January 2026 as "National Mentoring Month" to raise public awareness about mentoring programs. It recognizes the benefits of mentoring for youth - including improved academic performance, mental health, career development, and reduced risk of delinquency - and highlights that 40% of U.S. youth lack a mentor. The Senate encourages community, school, and workplace efforts to expand existing mentoring programs and recruit volunteers to support young people. It does not create new laws or funding but aims to promote existing mentoring initiatives across the country.

Maddy summaryThe Predatory Lending Elimination Act applies military lending protections to all consumers, not just military members, by setting strict interest rate limits on personal loans and credit cards. It prohibits lenders from charging excessive rates on most consumer credit (except residential mortgages, auto loans for vehicle purchases, and federal credit union loans) and bans exemptions that would weaken these caps. The law preserves stronger state consumer protections and allows state attorneys general to enforce violations within three years. It requires the Consumer Financial Protection Bureau to issue rules within one year to implement these rate limits and ensure consistency with existing military lending standards.