Rep. Scott Fitzgerald

Maddy summaryThe Pregnancy.Gov Act requires the creation of a federal website, pregnancy.gov, to help pregnant and postpartum women find local resources. The website must allow users to search by ZIP code, filter services by distance (1-100 miles), and provide feedback on usability. It prohibits listing organizations that provide or support abortions (including abortion counseling, referrals, or financial support) and excludes such entities from receiving federal grants for resource aggregation. Within 180 days of launch, the government must report to Congress on website traffic, user experience, and gaps in available services, with multilingual access required.

Maddy summaryHR 3213, the Restoring Court Authority Over Litigation Act of 2025, clarifies that state and federal courts - not federal agencies - have primary authority to regulate attorneys during legal proceedings. The bill prohibits federal agencies like the Consumer Financial Protection Bureau from regulating attorneys' litigation activities (such as filing court documents or arguing cases) and bans private lawsuits against attorneys for conduct in court. It amends the Fair Debt Collection Practices Act and Consumer Financial Protection Act to explicitly exclude attorneys engaged in litigation from certain regulations. This directly affects attorneys, law firms, and courts by reducing federal regulatory overlap and reinforcing courts' traditional role in overseeing legal conduct.

Maddy summaryHR 976, the "1071 Repeal to Protect Small Business Lending Act," would repeal data collection and reporting requirements for small business loans under Section 704B of the Equal Credit Opportunity Act. This specifically removes the mandate for financial institutions - especially community banks and credit unions - to track and submit loan data by business characteristics like race or gender. The bill aims to reduce compliance costs for lenders, which its findings argue limit small business access to credit. The repeal would eliminate these reporting obligations and remove references to the requirement from related federal laws.

Maddy summaryThis bill provides a 3-year transition period for newly insured banks to meet federal capital requirements, easing compliance for institutions that recently became federally insured. It allows these banks to request temporary deviations from approved business plans, with regulators required to respond within 30 days (or the request is automatically approved). Small rural banks with less than $10 billion in assets located in rural areas receive a lower 8% leverage ratio requirement during this transition. Additionally, the bill expands lending authority for certain banks to include agricultural loans and requires a federal study on increasing new bank formations in underserved areas.

Maddy summaryThis bill expands access to employee ownership by modifying the Small Business Act to allow S corporations owned by employee stock ownership plans (ESOPs) to retain small business status, even when an ESOP owns over 49% of the company. It creates a new Treasury Department office to provide education and technical assistance for S corporations establishing ESOPs, and establishes a Labor Department Advocate for Employee Ownership to coordinate outreach and resolve disputes. These changes directly affect S corporations transitioning to ESOP ownership and their employees, who gain retirement benefits through ESOP accounts. The bill aims to increase employee ownership by removing eligibility barriers and improving support for businesses adopting this model.

Maddy summaryHR 3033, the "Protecting the Mailing of Firearms Act," repeals a federal law (18 U.S.C. §1715) that previously prohibited mailing firearms and related items. This bill directly affects firearm sellers, buyers, and the U.S. Postal Service by removing the ban on mailing firearms, ammunition, and components. It also prohibits the Postmaster General from creating rules that would block firearm mailings or require disclosure of sales receipts, transaction records, or firearm serial numbers. The law takes effect immediately for pending cases and prevents new restrictions on firearm shipping through the postal system.

Maddy summaryThis bill increases the federal tax credit for rehabilitating historic buildings. It raises the standard credit rate from 20% to 30% for qualifying small projects (with a $3.75 million expenditure cap) and further increases the cap to $5 million for projects in rural areas. The bill also allows taxpayers to transfer all or part of this credit to another taxpayer, creating a new market for the credit. These changes apply to properties placed in service after the bill's enactment date. The bill directly affects developers and owners of historic properties seeking tax incentives for rehabilitation projects.

Maddy summaryHJRES 92 is a congressional disapproval resolution targeting a specific regulatory rule. It seeks to block a rule issued by the Office of the Comptroller of the Currency (OCC) on September 25, 2024 (89 Fed. Reg. 78207), which outlined procedures for reviewing bank merger applications under the Bank Merger Act. If passed, this resolution would make the OCC's rule "have no force or effect," preventing it from being implemented. The resolution directly affects the federal process for reviewing bank mergers but does not change existing law or create new requirements.

Maddy summaryThis bill increases the income limit for deducting mortgage insurance premiums on federal income taxes. It doubles the cap from $100,000 (or $50,000 for married filing separately) to $200,000 (or $100,000 for married filing separately) under IRS Code Section 163(h)(3)(E), making the deduction permanent for qualifying taxpayers. The change directly affects middle-income homeowners who pay mortgage insurance premiums and itemize deductions on their tax returns. The policy takes effect for tax years beginning after December 31, 2025.

Maddy summaryHR 1039, the Clear Communication for Veterans Claims Act, requires the Department of Veterans Affairs (VA) to commission an independent assessment of notices sent to veterans filing claims. Within 30 days of enactment, the VA must partner with a federally funded research center to evaluate these notices, focusing on making them clearer, more concise, and better organized while reducing paper use and government costs. The assessment, developed with input from veterans' groups and experts, must be submitted to Congress within 90 days, and the VA must implement feasible recommendations within one year. This bill directly affects veterans navigating claims processes and aims to improve their experience through clearer communication. The bill also includes a minor technical change to housing loan fee deadlines.