Overdraft Protection Act of 2021 This bill prohibits a financial institution from engaging in unfair or deceptive acts in connection with overdraft coverage. Each financial institution that offers overdraft coverage for accounts must disclose overdraft coverage fees. It must also disclose that the consumer's transaction may be declined if there are insufficient funds in the related account, and the consumer will not be charged a fee if such transaction is declined. A financial institution must provide certain other disclosures regarding its overdraft protection program, including prompt notification of the account's overdraft status. The bill limits the number of overdraft fees a consumer may be charged each month and year, and provides that such fees must be reasonable. The bill prohibits an overdraft coverage fee if the overdraft results solely from a debit hold amount that exceeds the actual dollar amount of the transaction. The bill also prohibits a financial institution from charging a non-sufficient fund fee for any automated teller machine or debit card transaction, or reporting negative information regarding consumer use of overdraft coverage to any consumer reporting agency when the overdraft amounts and coverage fees are paid under the terms of an overdraft coverage program.
Sponsored bills
Naomi Schwartz Safe Parking Program Act of 2021 This bill directs the Department of Housing and Urban Development to establish a grant program for safe parking programs operated by local governments, tribes, nonprofit organizations, and certain organizations that assist the homeless. Safe parking programs provide homeless individuals living in vehicles with (1) a safe place to park overnight to facilitate a transition to stable housing, and (2) services including rehousing assistance and case management.
American Families United Act This bill authorizes the Department of Homeland Security (DHS) or the Department of Justice (DOJ) to exercise discretion in certain immigration cases. The bill also removes certain requirements related to birthright citizenship. Under this bill, DOJ or DHS may, on a case-by-case basis, exercise discretion by declining to remove an alien or bar an alien from entering the United States to prevent hardship for the alien's U.S. citizen spouse, parent, or child. However, DOJ or DHS may not exercise this discretion if the alien is removable or inadmissible due to certain grounds, including specified crime- and security-related grounds. The bill also removes certain requirements related to birthright citizenship for a child born outside of the United States to one U.S. citizen parent and one alien parent. Specifically, the bill removes a provision that requires the U.S. citizen parent to be physically present in the United States for at least five years before the child's birth in order for the child to acquire U.S. citizenship at birth.
This resolution recommends that the Department of Health and Human Services declare a public health emergency to respond to the spread of monkeypox in countries, including the United States, where the disease is not endemic. (Monkeypox is a viral disease that is endemic to parts of Africa and causes symptoms similar to, but less severe than, smallpox.)
No Shame at School Act of 20 22 This bill establishes requirements for the treatment of a child who is participating in the National School Lunch Program or the School Breakfast Program and owes unpaid school meal fees. It also requires local educational agencies to certify certain children (e.g., homeless children) as categorically eligible for free lunches or breakfasts without an application.
Right to Contraception Act This bill sets out statutory protections for an individual's right to access and a health care provider's right to provide contraception and related information. Contraception refers to an action taken to prevent pregnancy, including the use of contraceptives (i.e., a device or medication used to prevent pregnancy), fertility-awareness based methods, and sterilization procedures. Generally, the bill prohibits measures that single out and impede access to contraception and related information. However, a party may defend against a claim that a measure violates the bill's prohibitions by demonstrating, through clear and convincing evidence, that the measure significantly advances access to contraception and cannot be achieved through less restrictive means. The Department of Justice, individuals, or health care providers may bring a lawsuit to enforce this bill, and states are not immune from suits for violations.
This bill requires employers to provide construction employees with paid rest breaks and protects employees against related retaliatory actions. Specifically, the bill requires that construction employees receive at least one 15-minute paid rest break for every four hours of work. An employer may not take retaliatory personnel action or otherwise discriminate against a construction employee who (1) requests or takes paid rest breaks, or (2) files a related complaint with the Department of Labor. At the time of hiring an employee, an employer must provide notice of the right to paid rest breaks and protections against related retaliatory actions in the construction employee's primary language. Further, the employer must post this information at construction work sites in both English and Spanish.
LGBTQI+ and Women's History Education Act of 2022 This bill directs the National Museum of American History of the Smithsonian Institution to carry out, among other things (1) the development and national dissemination of accurate, relevant, and accessible national resources for classrooms to administer LGBTQI+ and women's history education in an inclusive and intersectional approach; (2) the development, national dissemination, and implementation of principles of sound pedagogy for administering LGBTQI+ and women's history education; and (3) the development, operation, and expansion of a teacher fellowship program to cultivate and support leaders in LGBTQI+ and women's history education. In addition to the activities described in this bill, the museum shall develop and maintain on its website content designated for educators, students, and families to improve their awareness and understanding of LGBTQI+ and women's history education.
No Tax Breaks for Union Busting (NTBUB) Act This bill denies employers a tax deduction for any expenditures incurred for attempting to influence their employees with respect to labor organizations or labor organization activities, such as elections, labor disputes, and collective actions. The bill requires employers to report on their attempts to influence their employees with respect to labor organizations and their activities.
Improving Digital Identity Act of 2021 This bill establishes the Improving Digital Identity Task Force to establish a government-wide effort to develop secure methods for governmental agencies to validate identity attributes to protect the privacy and security of individuals and support reliable, interoperable digital identity verification in the public and private sectors. The National Institute of Standards and Technology (NIST) shall develop and periodically update a framework of standards, methodologies, procedures, and processes as a guide for federal, state, and local governments to follow when providing services to support digital identity verification. The Department of Homeland Security (DHS) shall award grants to states to upgrade systems that provide drivers' licenses or other types of identity credentials to support the development of highly secure, interoperable state systems that enable digital identity verification. The Government Accountability Office shall submit to Congress a report that includes (1) an analysis of legal and regulatory requirements with respect to the collection and retention of Social Security numbers by nongovernmental organizations, and (2) a recommendation on the necessity and effectiveness of any such legal and regulatory requirement analyzed and the use of a form of identification other than a Social Security number. DHS shall issue binding operational directives to federal agencies to implement (1) the Digital Identity Guidelines published by NIST; and (2) the memorandum of the Office of Management and Budget issued on May 21, 2019, which includes the subject Enabling Mission Delivery through Improved Identity, Credential, and Access Management .