Rep. Brian Babin

Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.

Maddy summaryHRES 96 is a procedural resolution allocating $18.6 million in funding for the Committee on Science, Space, and Technology during the 119th Congress. It specifies $9.2 million for expenses incurred in 2025 and $9.4 million for 2026, covering staff salaries and operational costs. The funds are disbursed through approved vouchers signed by the committee chairman, following House Administration Committee regulations. This resolution does not create new policy but ensures the committee has necessary resources for its legislative work.

Maddy summaryHR 943, the "No User Fees for Gun Owners Act," bans states and local governments from requiring insurance, taxes, or user fees as conditions for owning, buying, or selling firearms. It specifically prohibits these fees for firearm manufacture, importation, acquisition, transfer, or continued ownership, except for general sales taxes applied equally to all goods. The bill amends federal law to prevent states from imposing such conditions on gun ownership or commerce, while allowing standard sales taxes to apply uniformly. This directly affects gun owners, dealers, and manufacturers by removing mandatory fees tied to firearm transactions. The law does not restrict general sales taxes but eliminates state-specific fees as a prerequisite for firearm-related activities.

Maddy summaryHR 895 requires the Attorney General to investigate whether the 2022 discovery of five baby remains in Washington, DC, violated the existing Partial-Birth Abortion Ban Act of 2003, with a report due within six months. It mandates that healthcare workers must immediately report suspected violations of the ban to law enforcement and requires annual reports from the Attorney General detailing enforcement efforts, violations, and prosecutions over the past decade. The bill also directs the GAO to review enforcement actions from 2004-2024 and submit recommendations. This legislation focuses on strengthening enforcement of the existing 2003 ban, directly affecting healthcare providers, law enforcement, and the Department of Justice.

Maddy summaryThis bill expands the Anti-Boycott Act of 2018 to cover boycotts promoted or enforced by international governmental organizations (IGOs), not just foreign countries. It adds "international governmental organization" to key definitions in the law and requires the President to annually report to Congress on foreign countries and IGOs that foster or impose such boycotts. The law directly affects U.S. businesses and entities subject to boycotts by IGOs, like the United Nations or World Trade Organization. The changes are technical amendments to existing definitions and reporting requirements.

Medicare Patient Access and Practice Stabilization Act of 2025 This bill increases certain payment adjustments under the Medicare physician fee schedule for services furnished between April 1, 2025, and January 1, 2026.

Maddy summaryHR 833 creates a federal tax credit for individuals and corporations that contribute to scholarship granting organizations (SGOs) providing scholarships for elementary and secondary education. The credit allows taxpayers to deduct up to 10% of their adjusted gross income or $5,000 (whichever is less) for contributions to SGOs serving students from households with income up to 300% of the area median income. The bill establishes a $10 billion annual cap on the tax credit program, requires SGOs to verify student eligibility and maintain separate accounts, and prohibits government control over SGOs or private schools. It ensures scholarships can be used at public, private, or religious schools without discrimination based on religious character. The tax credit would be available for contributions made after December 31, 2025, with annual volume cap increases based on usage.

Maddy summaryThis bill prohibits the Department of Health and Human Services (HHS) and the Food and Drug Administration (FDA) from treating pregnancy as an illness when approving or regulating abortion drugs. It specifically bans using this framework for approvals under the Federal Food, Drug, and Cosmetic Act or for risk management strategies. The bill also nullifies existing approvals of abortion drugs (like mifepristone) that relied on treating pregnancy as an illness. This directly affects how the FDA regulates abortion medications, changing the basis for their safety and efficacy evaluations.

Maddy summaryThe Second Chance for Moms Act (HR 796) requires a new warning label on mifepristone - a medication used for medical abortions - stating that natural progesterone may counteract its effects and increase fetal survival, with a hotline reference for further information. It also mandates a federal 24/7 hotline providing support and referrals exclusively to healthcare providers offering "abortion pill reversal" services. This bill directly affects patients prescribed mifepristone and healthcare providers who dispense the medication, as the label must appear on packaging and the hotline must be established. The warning label would take effect six months after enactment, and the hotline would operate under the Public Health Service Act.

Maddy summaryHR 797, the Ultrasounds Save Lives Act of 2025, requires abortion providers to perform an ultrasound before an abortion (except in medical emergencies) and share the results with the patient. It mandates a specific informed consent form detailing the fetus's gestational age, medical risks, developmental stage (including heartbeat and organ development), and provider penalties for non-compliance. Violations trigger civil penalties of $100,000-$250,000 per incident, plus private lawsuits allowing patients to seek triple the abortion cost in damages. The law applies to licensed medical providers and those legally authorized to perform abortions, with exceptions only when ultrasound poses a direct risk to the patient's life or major bodily function.