Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.
Rep. Andrew Ogles
Sponsored bills
Maddy summaryHR 5118, the "Protecting Law Enforcement from Doxxing Act," makes it a federal crime to publicly release the name of a federal law enforcement officer with the intent to obstruct a criminal investigation or immigration enforcement operation. The bill directly affects federal officers, including those working on immigration enforcement, by adding new protections to Title 18 of the U.S. Code. Key provisions create a new offense under Section 1510(f), punishable by fines, up to five years in prison, or both. The law specifically targets doxxing intended to interfere with official operations, not general public disclosure of officer identities.
Maddy summaryThis bill prohibits Members of Congress, their spouses, and dependent children from owning or trading certain investments, including stocks, commodities, and derivatives (referred to as "covered investments"). It requires affected individuals to divest these investments within 90-180 days, with specific exemptions for Treasury bonds, diversified mutual funds, small business interests, and family trusts meeting strict conditions. Violations incur penalties of 10% of the investment's value plus disgorgement of profits, paid directly to the U.S. Treasury. The law applies to all covered individuals during federal service, with exceptions for investments acquired through inheritance or occupational trading (e.g., a spouse’s finance job).
Maddy summaryThis bill (HR 5080) is purely procedural - it changes the name of the Department of Defense to "Department of War" and the Secretary of Defense to "Secretary of War" for all existing legal references. It does not alter military operations, funding, or policy; it only updates terminology in laws, regulations, and official documents. The bill directly affects how federal agencies and documents refer to the military department but has no impact on actual defense functions or the public. It is a symbolic renaming with no concrete policy changes.
Maddy summaryHR 5075, the GRACE Act, requires schools receiving federal education funds to allow religious exemptions from vaccination requirements without requiring documentation. It directly affects K-12 public schools and school agencies that receive federal funding, as they must permit students (or their parents/guardians for minors under 18) to skip vaccinations based on religious belief. The key provision mandates that schools cannot demand proof of a religious belief to grant such exemptions. This changes how schools handle vaccination policies for enrollment, attendance, and school activities when receiving federal education dollars.
Maddy summaryHR 5054 amends federal law to clarify that using threats or violence to interfere with commerce (including labor disputes) is a crime, but exempts peaceful picketing and minor incidents during labor disputes. The bill specifically states that minor bodily injury, property damage, or threats related to such activities - when not part of coordinated violence - do not violate the law. It also specifies that state and local authorities, not federal prosecutors, handle cases involving these exempted activities. The law explicitly preserves existing labor protections under the National Labor Relations Act and other federal statutes.
Maddy summaryThis bill amends Title IX to clarify that "female," "male," and "sex" refer to biological characteristics (egg-producing or sperm-producing reproductive systems). It explicitly states that schools receiving federal funding cannot be forced to eliminate sex-segregated spaces (like bathrooms or locker rooms) or sex-segregated athletic/academic programs. The bill directly affects all schools and colleges that accept federal education funding, ensuring they may maintain such programs without losing that funding. Key mechanisms include adding specific definitions to Title IX and prohibiting the Secretary of Education from making funding contingent on ending sex-segregated facilities or programs.
Maddy summaryThis bill creates a federal database identifying state or local governments that conflict with immigration enforcement laws. It prohibits federal funding for any jurisdiction listed in this database, which includes entities that block cooperation with immigration detainers, restrict arrests of certain immigrants, or prevent officials from interviewing incarcerated individuals about immigration status. The database must be updated quarterly and made public within 90 days of the bill's enactment. This directly affects local governments that have policies limiting collaboration with federal immigration authorities.
Maddy summaryThis bill requires non-military overseas voters to provide a verifiable address within their U.S. state (either their own current address or that of a spouse, parent, or legal guardian) to receive absentee ballots for federal elections. It does not apply to military voters serving overseas. If a voter fails to provide this address, they may instead vote in District of Columbia elections held on the same date as their state's election. The law applies to elections starting in 2026.
Maddy summaryHR 4788 would amend a 1932 District of Columbia law to allow Members of Congress (Senators and Representatives) to carry concealed firearms in Washington, D.C., if they hold a valid concealed carry license from a state where they are permitted to carry, or are otherwise legally allowed to carry concealed in their home state. The bill requires these members to not be federally prohibited from possessing firearms, to carry a valid state-issued license or proof of residency rights, and to present photo identification. This exception applies only to Members of Congress and does not alter D.C.'s general concealed carry laws for other individuals. The provision would take effect upon the bill's enactment.