Rep. Nancy Mace

Maddy summaryHR 4374, the American Homeowner Crypto Modernization Act of 2025, requires federal housing agencies (HUD, USDA, VA, and FHFA) to update mortgage underwriting systems within 24 months to mandate that lenders consider the value of cryptocurrency held in exchange-linked brokerage accounts when evaluating borrower credit. This directly affects homeowners and borrowers seeking mortgages who hold digital assets, as their crypto holdings would now be included in credit assessments. The key mechanism is amending automated underwriting programs to treat cryptocurrency in brokerage accounts similarly to traditional financial assets during loan approval. The bill focuses on updating existing mortgage evaluation processes, not regulating cryptocurrency itself.

Maddy summaryHR 4363, the Defend Girls Athletics Act, requires public K-12 schools and colleges to certify annually that they comply with Executive Order 14201, which mandates keeping men out of women's sports. Schools must submit written compliance certifications by August 15 each year (for K-12) or July 1 (for colleges), with states reporting non-compliant agencies to the federal government. Schools or colleges failing to certify or violating the rule risk losing federal education funding, including returning unobligated funds and becoming ineligible for future federal support. The bill directly affects all public schools and colleges receiving federal education funds by tying their eligibility to adherence to this sports participation requirement.

Maddy summaryTyler’s Law requires hospitals and medical examiner/coroner offices to report child injury or death incidents linked to children’s products to the Consumer Product Safety Commission (CPSC). Hospitals must report within 7 days of determining a child’s death or serious injury involved a product, including details like the product code, child’s demographics, and incident circumstances. Medical examiners must similarly report child deaths associated with products, with non-compliance leading to loss of certain federal grants. The law applies to incidents occurring 180 days after enactment and defines key terms like "children’s product" using existing CPSC definitions.

Maddy summaryThe VA Flood Preparedness Act allows the Department of Veterans Affairs to provide funding to local authorities for projects that reduce flood risks near VA medical facilities, including risks from rising sea levels. This directly affects VA medical facilities nationwide and the local governments managing flood infrastructure adjacent to those sites. The bill requires the VA Secretary to submit a report within two years assessing flood risks at each facility and determining if additional resources are needed for mitigation.

Maddy summaryHR 875 amends immigration law to make non-citizens with DUI convictions inadmissible (preventing entry) and deportable (requiring removal after entry). It applies to any conviction for driving while intoxicated or impaired under state, tribal, or local law, regardless of whether the offense is classified as a misdemeanor or felony. The bill directly affects non-citizens convicted of driving under the influence of alcohol or drugs, including impairment from other substances. This policy change expands immigration consequences for DUI offenses beyond current standards.

Maddy summaryThis bill requires all federal executive agencies (including departments, military branches, and regulatory bodies) to remove any questions about gender identity from official forms and surveys. It mandates that sex/gender fields on such forms only offer "male" or "female" as options, and agencies must reject submissions with other choices. The law defines "sex" as biological reproductive capacity (male/female), explicitly stating gender identity is separate from sex. Agencies must implement these changes within 180 days of enactment, guided by OMB directives. The policy directly affects how all federal agencies collect demographic data from the public.

Maddy summaryThis bill makes technical corrections to the Camp Lejeune Justice Act of 2022 to streamline claims for individuals harmed by water contamination at Camp Lejeune. It clarifies the evidence required (30+ days at the base plus a link between contaminants and health harm), specifies that cases must be handled in North Carolina courts (with limited transfer options), and sets attorney fee caps (20% before suit, 25% after). These changes directly affect veterans and civilians who lived at Camp Lejeune and filed claims under the 2022 law. The bill does not create new eligibility but aims to improve the legal process for existing cases.

Maddy summaryThis bill requires 16 major federal agencies (including Defense, Health, Homeland Security, and Social Security) to report to Congress within 120 days of enactment on whether they have implemented electronic consent systems as mandated by 2020 OMB guidance (M-21-04). The report must confirm implementation status or detail delays, justifications, and timelines for compliance. It directly affects agencies handling personal data under the Privacy Act by enforcing existing requirements for electronic identity proofing, consent templates on websites, and electronic consent acceptance. The bill focuses on accountability for current OMB guidance, not creating new rules.

Maddy summaryThe LEDGER Act (HR 4091) requires the Treasury Department to create a system tracking every government payment within 180 days of enactment. It mandates that all federal departments, agencies, and branches (executive, legislative, judicial) must report disbursements from every funding source, including how long funds remain available for spending. This system will detail each payment's origin, recipient, and timing across all government accounts. The bill directly affects all federal spending entities by standardizing expenditure tracking previously handled inconsistently.

Maddy summaryThis resolution supports designating the week of June 22-28, 2025, as "National Women’s Sports Week" to commemorate the anniversary of Title IX’s passage (June 23, 1972) and recognize its impact on women’s sports participation. It encourages programs celebrating female athletes, coaches, and equal access to athletic opportunities. The resolution does not create new laws but promotes awareness of Title IX’s role in expanding women’s sports, noting a 545% increase in college and 990% in high school female athletes since its enactment.