Rep. Christopher R. Deluzio

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryThe PRIDE Act of 2023 amends the Internal Revenue Code to replace gender-specific terms like "husband and wife" with gender-neutral language such as "married couple" or "spouses" across numerous tax code sections. This bill affects all legally married couples who file federal tax returns by updating language in over 30 sections of the tax code related to filing status, deductions, credits, and other tax matters. The bill is a language update that makes the tax code more inclusive without changing existing tax treatment for married couples. It does not alter tax rates, benefits, or policies, but ensures all provisions apply equally regardless of gender.

Maddy summaryHR 3755, the Industrial Hemp Act of 2023, clarifies federal definitions and regulations for industrial hemp production. It defines industrial hemp as the *Cannabis sativa L. plant* (excluding cannabinoid resin from stalks or seeds) and requires hemp farmers to designate their crop as "industrial hemp" or "hemp for any purpose" when applying for state or federal programs. The bill mandates visual inspections for industrial hemp producers, with documentation requirements (like seed tags or harvest records) if inspections fail, and imposes a 5-year program ineligibility for producers who knowingly grow crops inconsistent with their designation. This directly affects hemp farmers, state regulators, and the agricultural industry by creating a clearer legal framework for industrial hemp cultivation.

Maddy summaryThe SAFE Act of 2023 extends a 2018 law that prohibits slaughtering animals for human consumption to include horses, donkeys, and other equine animals, such as ponies. It amends Section 12515 of the Agriculture Improvement Act of 2018 by updating the language to replace "dog or cat" with "dog, cat, or equine" in both the section title and the main prohibition. This change directly affects the livestock industry and slaughter facilities by banning the processing of equines for food. The bill modifies existing law without adding new enforcement mechanisms, closing a gap in animal protection.

This joint resolution proposes a constitutional amendment regarding federal campaign contributions and spending. Specifically, the amendment declares that the right of U.S. citizens to vote in elections in which campaign contributions and spending are subject to enforceable limits (as set forth in the amendment) shall not be abridged, sets forth limits on federal campaign contributions and spending, and prohibits corporations (or other entities created by law) from contributing or spending money for the purpose of influencing federal elections. Not later than 60 days after ratification of the amendment, Congress shall enact legislation to limit the amounts that candidates, their campaigns for federal office, and political parties may spend on such candidacies; provide public funding for all federal candidates who qualify for the ballot; require disposition to the Treasury of any unspent campaign funds after each election, without compensation; and enforce, with civil and criminal penalties, the limits and prohibitions of the amendment. States shall have the power to implement and enforce reasonable regulations on the raising and spending of money by candidates and others to influence state or local elections.

Maddy summaryHJRES 76 proposes renaming the Robert E. Lee Memorial in Arlington National Cemetery to the "Arlington House National Historic Site." This procedural bill would replace all official references to the memorial with the new name and repeal two prior resolutions (1955 and 1972) that established the memorial. The change affects how the site is identified in federal laws, documents, and records but does not alter its management or historical significance. The bill focuses solely on the official designation, not on policy changes or historical interpretation.

Maddy summaryThe Equality Act (HR 15) would amend federal civil rights laws to explicitly prohibit discrimination based on sexual orientation and gender identity in public accommodations, housing, employment, credit, and jury service. It amends the Civil Rights Act of 1964 to include sexual orientation and gender identity as protected characteristics under existing sex discrimination provisions. The bill would require businesses, housing providers, employers, and government entities to provide equal access and services without regard to a person's sexual orientation or gender identity. It includes specific definitions for gender identity and sexual orientation to clarify protections across all covered areas. The law would apply to all entities covered by the Civil Rights Act of 1964, including those receiving federal funding.

National AI Commission Act This bill establishes a National Artificial Intelligence (AI) Commission in the legislative branch. The purpose of the commission is to support the role of the United States in mitigating the risks of AI through appropriate regulation while also supporting U.S. innovation and opportunities with respect to AI. The commission must be bipartisan, with an equal number of members appointed by the Democratic and Republican parties. Members must have a background in (1) computer science or other technical experience in AI, (2) civil society, (3) industry and workforce, or (4) government. The commission must review the federal government's current approach to AI oversight and regulation and recommend a comprehensive, binding regulatory framework in its final report.

Maddy summaryHR 4121, the Right to Contraception Act, establishes a federal statutory right for individuals to access contraceptives and contraception services without government restriction or coercion, directly affecting all people seeking reproductive care and health care providers. The bill prohibits state or federal laws that limit access to contraceptives (defined broadly to include devices, drugs, and fertility methods), prevent individuals from obtaining or using them, or allow providers to refuse services based on personal beliefs. It preempts conflicting state laws, requires any restrictions to be justified by "clear and convincing evidence" of advancing access with no less restrictive alternative, and allows private lawsuits to challenge violations. The Act applies nationwide to all health care providers and individuals, protecting access regardless of factors like race, income, or location.

Maddy summaryHR 4052, the National Infrastructure Bank Act of 2023, would establish a federally chartered National Infrastructure Bank to address the estimated $2.6 trillion infrastructure financing gap identified by the American Society of Civil Engineers. The bank would provide loans, loan guarantees, and blended financing for infrastructure projects in transportation, energy, environmental systems, broadband, and community development, with a total loan limit of $5 trillion. Projects must demonstrate public benefits including economic growth, job creation, environmental improvements, and community development, with priority given to disadvantaged communities and projects meeting specific criteria. The bank would be capitalized with up to $500 billion through the purchase of Treasury securities and other means, operating under a 25-member Board of Directors with oversight mechanisms to ensure accountability.