Rep. Glenn Thompson

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryThe Mountain Valley Pipeline Completion Act (HR 3500) requires federal agencies to expedite permits and approvals for the Mountain Valley Pipeline project within 21 days of enactment. It mandates the Army, Agriculture, and Interior secretaries to issue necessary permits for construction and operation, while blocking all legal challenges to these approvals through judicial review. The bill directly affects the pipeline project by overriding existing legal barriers and agency decisions related to its completion. Key provisions include ratifying prior approvals, expediting permits, and prohibiting lawsuits seeking to invalidate agency actions for this specific pipeline. This law aims to accelerate the pipeline's construction to meet regional natural gas demand, as stated in the bill.

Maddy summaryHJRES 44 is a congressional resolution seeking to block a 2021 rule by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The rule classified firearms with stabilizing braces as "short-barreled rifles," which would have required additional licensing and regulation. This resolution uses a specific legal process (under Title 5, U.S. Code) to formally disapprove the ATF rule, meaning the rule would no longer be in effect. It directly affects firearm owners, manufacturers, and dealers who would have been subject to the rule’s requirements.

Maddy summaryHJRES 45 is a congressional disapproval resolution targeting a specific Department of Education rule about federal student loans. It seeks to block the rule implementing "One-Time Federal Student Loan Debt Relief" (including modifications to Perkins, FFEL, and Direct Loan programs) by invoking the Congressional Review Act. If passed, this resolution would nullify the rule, preventing the Department of Education from using it to modify or waive student loan obligations. The bill directly affects borrowers who might have qualified for debt relief under the targeted rule.

Maddy summaryHR 277 would require Congress to approve major federal regulations before they take effect. Major rules are defined as those with significant economic impact ($100 million+ annually), major cost increases for consumers or industries, or significant adverse effects on competition, employment, or innovation. Agencies must submit detailed information about these rules to Congress, including cost-benefit analyses, before they can take effect. Congress would have 70 session days to approve the rule with a joint resolution; if they don't act within that timeframe, the rule would not take effect. This would increase congressional oversight of federal regulations and require more detailed information about proposed rules before they become law.

Honor and Remember Flag Recognition Act This bill designates the Honor and Remember Flag, created by Honor and Remember, Inc., as a national symbol to honor service members who died in the line of duty and specifies federal locations and dates for its display.

Maddy summaryThe Federal Prisons Accountability Act of 2023 requires the President to appoint the Director of the Bureau of Prisons with Senate confirmation, replacing the current system where the Director is appointed directly by the Attorney General. It also establishes a 10-year term limit for the Director, though the current Director may continue serving for up to three months after the bill's enactment. This change directly affects the leadership structure of the Bureau of Prisons, which oversees over 176,000 federal inmates across 122 facilities and has a budget exceeding $7 billion annually. The bill aims to increase oversight of this major Department of Justice component by aligning its leadership appointment process with other senior Justice Department officials.

Maddy summaryThis bill allows small businesses and self-employed individuals to form shared health insurance plans across different industries, rather than being limited to their own industry. To qualify, the group must exist for at least two years, not discriminate based on health status, and have a governing board with 75% employer representation. These plans must offer equal coverage regardless of health conditions and can adjust premiums based on employer risk pools, while still prohibiting pre-existing condition exclusions. It directly affects small business owners and self-employed people seeking affordable group health options outside traditional industry boundaries.

This resolution expresses support for keeping AM radios in cars. (Several car manufacturers announced plans to remove AM radio options from some or all of their models.)

Maddy summaryHR 3982, the Methane Reduction and Economic Growth Act, creates a new tax credit for businesses capturing methane from mining operations. It directly affects mining facilities that capture at least 2,500 metric tons of methane annually from underground, abandoned, surface mines, or related activities, requiring the methane to be used for energy (with minimal leaks) or injected into compliant pipelines. The credit replaces carbon capture provisions in the tax code, defining "qualified methane" as methane captured at the source and verified for use or storage. The credit applies to methane captured after December 31, 2022, for facilities beginning construction before January 1, 2033.