Rep. Andrew R. Garbarino

Maddy summaryThe Community Flood Resilience Act allows states and communities to use up to 15 percent of their federal flood mitigation grants for five years to pay for private, community-based flood insurance. This type of insurance automatically provides payouts when specific flood metrics are met, offering faster financial relief without requiring detailed damage assessments. The bill also requires the Federal Emergency Management Agency to promote these policies and mandates that communities educate residents about the differences between this new coverage and traditional flood insurance. Additionally, the law requires regular reports to Congress on how these programs affect insurance enrollment and the speed of claim payments.

Maddy summaryThe Small Business Succession Planning Act directs the Small Business Administration to create a program and toolkit to help small business owners develop plans for transferring ownership upon retirement or death. To support this initiative, the bill requires the agency to train partners, educate business owners, and assign specific staff to provide counseling, while also allowing for workshops and reporting on progress. A key financial incentive is a new tax credit offering $250 for establishing a succession plan and another $250 for successfully completing the transfer of responsibilities, provided the business remains small. The legislation includes safeguards that require the repayment of these credits if the business is sold to a non-small entity within three years of receiving the award.

Maddy summaryH.Res. 1320 is a non-binding resolution that calls on all Americans to honor military personnel who died while serving in the pursuit of freedom and peace on Memorial Day 2026. The bill does not create new laws or change any policies; instead, it serves as a formal expression of gratitude and remembrance from the House of Representatives. Because it is a commemorative resolution rather than a procedural or funding measure, it has no direct legal effect on individuals or government operations.

Maddy summaryThis bill, the Provider Reimbursement Stability Act of 2026, aims to create more predictable payment adjustments for physicians and other healthcare providers under the Medicare program. It directly affects medical practices and providers who receive reimbursement for services through the physician fee schedule. The legislation increases a threshold for certain budget neutrality calculations from $20 million to $54.3 million in 2027, with automatic increases every five years thereafter. It also requires the government to correct payment estimates when actual service usage differs significantly from projections, mandates regular updates to cost calculations for practice expenses, and limits how much Medicare payment rates can change from year to year to a maximum of 2.5 percent.

Maddy summaryThis bill authorizes the U.S. Mint to produce commemorative $5 gold and $1 silver coins marking the 25th anniversary of the September 11, 2001, terrorist attacks. The coins must feature designs honoring victims and first responders (including the inscription "Never Forget") and will be sold only during 2027-2028. All surcharges ($35 per gold coin, $10 per silver coin) collected from sales will fund the National September 11 Memorial and Museum at the World Trade Center, with no net cost to the federal government. The coins are legal tender but primarily intended for collectors, not circulation.

This bill designates the facility of the United States Postal Service located at 5951 Riverdale Avenue in Bronx, New York, as the "Eliot L. Engel Post Office".

This bill designates the facility of the United States Postal Service located at 15422 NY 104 in Martville, New York, as the "Sergeant Staret J. Ingleston Memorial Post Office Building".

Maddy summaryThe Supporting Newborn Parents Act of 2026 creates a new tax credit of $2,000 for each child born to a taxpayer during the tax year. To receive this credit, parents must have earned income, with the maximum amount limited to 20% of their earnings, and the benefit phases out as family income rises. The bill allows parents to request an advance payment of the credit shortly after a child's birth by providing their information when applying for a Social Security number. Additionally, the legislation requires the Treasury to establish an online portal to help parents understand how to make elections regarding advance payments and estimated income figures.

Maddy summaryThis bill expands housing benefits for volunteer firefighters and other first responders by allowing them to receive a $18,000 income deduction when applying for USDA single-family housing loans. It also grants these volunteers eligibility to purchase discounted homes through the Good Neighbor Next Door program and similar federal housing sales initiatives. To qualify, individuals must provide a verification letter from their volunteer organization confirming at least two years of service, meeting specific hour or membership requirements, and holding valid state or tribal certification. The legislation defines "qualified volunteer first responders" based on existing Internal Revenue Code standards and requires proof of a commitment to continue volunteering for at least one year after buying a home.

This resolution expresses support for police officers and other law enforcement personnel. The resolution further recognizes law enforcement officers across the United States in the pursuit of preserving safe and secure communities; the need to ensure that such officers have the equipment, training, and resources necessary to protect their health and safety while they are protecting the public; and the law enforcement community for acts of sacrifice and heroism. The resolution expresses condolences and appreciation to the loved ones of each law enforcement officer who has made the ultimate sacrifice in the line of duty.